Shane Pascual

21 Flips | 3 Magazines | 5 Likes | @ShanePascua2015 | Keep up with Shane Pascual on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Shane Pascual”

The 1-Page Financial Plan: 10 Tips for Getting What You Want From Life

Carl Richards is well-acquainted with money-mistakes — not only because of his work as a certified financial planner, but also because of his personal experience.<p>During the last housing bubble, Richards moved to a new city, was swept up by the frothy housing market and bought a $575,000 house — …

About Us

LifeHacks is a website that aims to simplify one’s life. If you are not familiar with the word “Life Hacks,” let us explain you a bit about what it …

How can I make my life simpler?

Dean Bokhari<br>Start with "The Focusing Question."<br>“What’s the ONE Thing you can do such that by doing it everything else will be easier or …

How Much Should You Have Saved for Retirement by 30? 40? 50?

How much money should you have put aside for retirement when you hit your milestone birthdays?<p>In a perfect world, financial experts could rattle off …

5 Rewards of Living a Frugal Lifestyle

You might be a natural at making frugal choices when it comes to spending or perhaps you are slowly easing your way into the frugal lifestyle. Either …

Money Mindset: Becoming a Financially Wise Woman

Women have come a long way in the money-management department, but we still face unique challenges that make planning for our financial futures …

Does Daylight-savings-time Save Money? 5 Tips to Save Time and Money

When it comes to daylight savings time, most peoples’ reactions are anything but enthusiastic. This year, instead of rolling your clocks <i>forward</i>, try …

How to Put Kids on a Path to Financial Success

Source: Thinkstock<p>No matter how old your kids are, it is never too early to begin them on a path of financial success. What you do and how you do …

Personal Finance

Creative Ways To Add To Your Savings Account

It is no secret that having a savings account is important. However, actually finding the money to put in the savings account can be a challenge for …

4 savings mistakes 20-somethings should avoid at all costs

"Now that the economy is beginning to heal, smart investors need to be extra careful not to sabotage their retirement planning themselves," she writes.<p>Here are the four moves Romans advises all 20-somethings to avoid.<p>Romans points out that in order to continually have your money working for you, …

3 Places to Sell Your Children’s Clothes for Quick Cash

I think every parent can relate to having way too many baby and kid clothes piled up in their homes. It seems like no matter what, clothing quickly …

8 Ways Daylight Saving Time Can Save You Money

When Benjamin Franklin unwittingly introduced the concept of Daylight Saving Time back in 1784, he said the change would save "a considerable number …

A Practical Guide About Teaching Kids About Money

<b>Teaching kids about money</b> isn’t really a very difficult job to do; however, most parents ignore its importance quite easily.<p>Given how vital financial …

5 ways to maximize your savings on Amazon

Amazon.com is the largest online retailer in the United States. They’ve made it incredibly easy to purchase millions of items that ship straight to …

Personal Finance Q&A: Is too much of my savings in retirement accounts?

<b>Dear Liz:</b> I'm 26 and make $45,000 per year. I currently have about $60,000 saved with no debt. Roughly half of my assets are in retirement accounts, and the other half are in non-retirement accounts. I strive to save 30% of my income (about 15% in pre-tax retirement accounts and 15% in taxable …

Disappearing middle class jobs

The United States shed 8.7 million jobs from the official onset of the Great Recession in December 2007 until the economy began regaining jobs in March 2010. Although the economy has since regained all jobs lost, some occupations are shrinking.<p>24/7 Wall St. reviewed traditionally middle class …

Securing retirement income with annuities

The ultimate goal of retirement planning is to have a sufficient income for as long as you live. One possible strategy to help you with that goal is to invest a part of your 401(k) in a longevity annuity.<p>Here, you pay a premium to an insurance company in exchange for a lifetime income that begins …

5 things NOT to buy at Costco and Sam’s Club

Slide 1 of 7<p>Many a shopper has walked out of warehouse clubs like Costco COST, +0.39% and Sam’s Club WMT, +0.68% with a receipt containing at least a …

3 biggest financial mistakes made by each generation

High school yearbooks don’t say which students are “most likely to make terrible financial decisions.” But if they did, a recent report could predict …