Sergey Moroz

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Top blockchain and fintech movers and shakers to watch in 2016

More enthusiasm than ever before has accompanied a swathe of fintech predictions for 2016. There is probably no single figure for how much money is …

Here's how to get your kids investing at an early age

At first, I would fake the read to avoid getting in trouble. I was, after all, 10. But eventually I started to enjoy it and found myself getting interested all on my own. This turned into reading my dad's investment newsletters and gradually learning about the stock market. On the weekends, my dad …

Personal Finance

Ohpen -- An All-Cloud Banking Platform Is Growing

When Chris Zadeh started developing the Ohpen financial services platform in 2008, he opened an account with Amazon Web Services and said the company would never buy a computer for its platform. Banks were interested in the cloud concept, said Zadeh, but cautious as bankers are, they told him to …

Amazon Web Services

Why You Should Consider Trading Options | Inc.com

You may not have considered trading options in the past, or you may not fully understand what options are. However, it doesn't take a financial expert to learn how to trade and there are ways to learn quickly. The first thing to understand: anyone can do it and it doesn't take years of training or …

Trading

Helping Africans improve their lives by tracking their phone usage

Jumo was initially spun out of global financial services company AfB, and was conceived as a result of a tip-off from Manchester United Football Club, the financial services brand of which AfB ran. The company was introduced to Airtel by the club, and started to experiment.<p>Jumo began as a small …

R3 blockchain group adds 5 banks, brings in technology heavyweights | Reuters

LONDON, Nov 19 (Reuters) - Five more banks have joined a global consortium working on ways blockchain technology can be used in financial markets, the firm leading the project said on Thursday, as it brought in experts from the worlds of banking and technology.<p>BNP Paribas, Wells Fargo, ING, …

Blockchain

Investing in Startups Is No Longer Just for Millionaires

The SEC passed a rule permitting average earners to get in on the companies that only the rich used to be able to buy stakes in.<p>Though crowdfunding has become immensely popular in recent years, the perks of buying into companies early through platforms such as Kickstarter and Indiegogo have mostly …

Investing

U.S. retailers push banks to use PINs on credit cards as confusion reigns | Reuters

BOSTON (Reuters) - Some big U.S. retailers are stepping up efforts to use personal identification numbers, or PINs, with new credit cards embedded with computer chips in a bid to prevent counterfeit card fraud.<p>A customer performs a transaction on an ATM at a branch of Hungary's largest lender OTP …

Credit Cards

10 Common Credit Card Mistakes You Might Be Making

You could be hurting your credit without even realizing it.<p>You Avoid Credit Cards Altogether.<p>Eschewing plastic will help keep you out of debt, but it …

Personal Finance

Ex-Google CIO just raised $150 million to power a service launched 3 months ago

Basix is a lending service aimed at the "near prime" market, or people with credit scores just below levels that would qualify them for regular bank loans. Merrill says millions of near-prime Americans had been underserved by banks, especially since the 2008 financial crisis, and Basix makes it …

Loans

With Winklevoss Bitcoin Exchange, Digital Currency Grows Up

Cameron and Tyler Winklevoss were among a group of investors who put $1.5 million into BitInstant, a bitcoin exchange founded by a guy named Charlie …

First Data Buys Spree Commerce To Move Into Open Source Payments Technology

Another move by a large company to up its stakes in the world of open source technologies: Payments giant First Data Corporation has acquired Spree Commerce, an open source storefront platform originally based on Ruby on Rails.<p>Terms of the deal have not been disclosed — we are trying to find out — …

Kill Bill

What are Banks Doing With Blockchain Technology? [Infographic]

If you are wondering why there is so much buzz around blockchain and what the banks are doing with it, then this is the right place. The financial …

Bank of America

Bitcoin, blockchains and Swift: my London FinTech Week

London FinTech Week 2015 kicked off in style with a brilliant presentation from Jean-Stéphane Gourévitch, CEO and founder of Mobile Convergence …

Monese Launches In U.K. To Let Immigrants And Expats Get A Mobile Banking Account

Beyond the hyperbole that loyally follows fintech in the U.K. (and elsewhere in Europe), the country’s banking sector is on the verge of facing some genuine disruption. That includes the trio of ‘challenger banks’ making headlines — Mondo, Starling, and Atom — but there are other startups looking …

FinTech

"Cardless cash" eliminates ATM cards and PIN codes

Cash access without an ATM card could be just a smartphone app away. Several banks are offering customers the capability of withdrawing money from a …