Ryan Cooper

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Scientists Have Found a Way to Help You Learn New Skills Twice as Fast

Yes please.<p>The key to learning a new motor skill - such as playing the piano or mastering a new sport - isn't necessarily how many hours you spend …

From avoiding the snooze button to getting dressed with the lights on and doing some exercise, here are five ways to feel energised through the day<p>Getting a good night’s sleep is vital for health and happiness, improving our memory, mood and immune system. But did you know how you wake up is also …

Self-improvement

Look at the jaw-dropping emptiness of America

I don't know about you, but I'm a sucker for those maps that show the crazy geographic concentration of things like wealth and population. This one, for instance, which splits U.S. economic activity in two. Or this one, which does the same for population.<p>There was a fun new entry in the genre at …

Mediocrity is for white kids: Debates over Asians and the academic “ethnic divide” are about white entitlement, not oppressive immigrant parents

White parents want schools to ease standards—but Asian parents know their kids <em>have</em> to excel to get ahead<p>In the midst of a national debate about the effects of affirmative action, elections for the Harvard Board of Overseers have reinvigorated a discussion about the school's discriminatory …

Your parenting is the problem: We spend more time and money on parenting than ever — but we are getting worse

<b>(IAKOBCHUK VIACHESLAV via Shutterstock)</b><p>Your kids only eat fries? Run the show at home? It’s on you: “Let kids decide” switched adult authority to children<p>Leonard Sax<p>January 17, 2016 12:00am (UTC)<p>Excerpted from “The Collapse of Parenting: How We Hurt Our Kids When We Treat Them Like</i> …

Parenting

The Saudi stock market is in free fall

The plunge in the first day of trading in the Muslim week also follows heavy losses in global bourses on Friday, when Gulf exchanges were closed for the weekend.<p>The price of oil, which contributes more than 80 percent to Gulf states' revenues, shed more than 20 percent this year to drop below $30 a …

How to Make Stovetop Mac and Cheese That's Better Than Boxed

There’s a time and a place for boxed macaroni and cheese: 2:00 in the morning on the couch. But when it comes to dinner, you can do better than a …

Cooking

The stock market just did something it's done only 3 other times in the past 100 years — and it's not good

This is the second time in the past six months that this has happened — remember, stocks fell 10% in August in just a few days — and these two corrections in such a short time don't look good, historically.<p>Any single correction isn't, in and of itself, a problem, but the speed with which stocks …

A Pension-Hating Congressman Takes His Salary -- Plus a Pension

President Barack Obama could have been looking directly at Aurora Congressman Mike Coffman Tuesday when he said during his State of the Union Address:<p><b>Obama:</b> "Some of the only people in America who are going to work the same job, in the same place, with a health and retirement package, for 30 years, …

Gold Gives Up Modest Overnight Gains To Trade Near Steady

<b>(Kitco News) -</b> Gold prices are trading near unchanged in early U.S. dealings Thursday, and have lost modest overnight advances. The U.S. dollar index has moved well up from its overnight low, which is also working to put some downside price pressure on the metals markets. February Comex gold was …

IMF urges China to more clearly communicate exchange rate policy | Reuters

WASHINGTON (Reuters) - China needs to give more clarity on its exchange rate policy, an IMF spokesman said on Thursday.<p>The International Monetary Fund (IMF) logo is seen at the IMF headquarters building during the 2013 Spring Meeting of the International Monetary Fund and World Bank in Washington, …

Average US rate on 30-year mortgage falls to 3.92 percent

WASHINGTON (AP) — Average long-term U.S. mortgage rates fell this week amid continued turbulence in global stock markets.<p>It was the second straight …

The single most effective way to build wealth, from the author of a nearly 20-year-old personal-finance classic

If you're dedicating 2016 to growing your wealth, start by sticking to one money resolution: <b>Prioritize assets over income</b>.<p>That's what Robert Kiyosaki, author of "Rich Dad, Poor Dad," recommends — and is even concentrating on himself for the upcoming year.<p>"My goal is to stay focused on assets over …

If you're selling stocks because of oil, the worst is probably over

Just short of calling a bottom in oil, Deutsche Bank's Torsten Sløk argued in a client note Thursday that the impact of the crash on the economy cannot get much worse than its been over the last year.<p>As we recently noted, it's unlikely that anyone would give away oil for free.<p>And since oil is now …

GoPro to Cut Nearly 100 Jobs After Weak Fourth Quarter Sales | Inc.com

NEW YORK (AP)--Wearable camera maker GoPro says it will eliminate about 100 jobs after its fourth-quarter sales fell far short of its expectations.<p>GoPro says fourth-quarter revenue was $435 million instead of the $500 million to $550 million it forecast in October. The company lowered the price of …

How to Protect Your Company When the Stock Market Struggles

How to avoid the jitters with stock market swings.<p>Stock market swings put everyone on edge. But entrepreneurs with fledgling companies and barely profitable businesses can feel particularly vulnerable. One of the most immediate impacts on small businesses is that credit tightens quickly in …

Bill Gates thinks this simple innovation could remake our cities

But as Bill Gates notes in a recent blog post, those Rs are not equal.<p>"<b>Reusing is much better than recycling</b>," he writes, "<b>because recycling takes yet more energy</b>."<p>Recycling, after all, means melting whatever you're discarding.<p>Gate reflected on re-use after reading "Sustainable Materials with Both …

Sustainability

JPMorgan Profits Rise 10% Driven By Expense Cuts On Wall Street And Resilience On Main Street

JPMorgan Chase posted fourth quarter earnings that should reassure investors spooked by a sharp selloff in global markets that business and consumer activity in the United States remains strong. Furthermore, as JPMorgan continues to grow revenues by increase its lending in today’s uncertain …

Markets

Global Stocks Are Back in Their World of Pain

World stock markets are getting pummeled again Thursday, following the sharp losses on Wall Street on Wednesday caused by growing fears for the …

STRATEGIST: There's a decent chance the US government will bail out the oil industry

In a note to clients on Thursday Greg Valliere, chief global strategist at Horizon Investments, wonders if the oil industry won't get lifeline similar to what Washington gave the banking industry during the financial crisis.<p>Here's Valliere:<p>"If Washington can bail out big banks and the auto …

This Analyst Is Predicting the Worst Stock Market Crash in Decades

You don’t have to listen very hard to hear the bears growling on Wall Street, London, or Paris, these days. Indeed, the Dow Jones Industrial Average …

75 Apps That Will Save You Time as a Busy Professional | Inc.com

When you're constantly multitasking and putting in long days--and who isn't?--the right apps can be a lifesaver. Once you hit on the combination that works for you, your personal and professional lives run more effectively. Suddenly you're less stressed and more productive.<p>Here are some top apps …

Apps

Barack Obama’s ‘ask Osama bin Laden’ line sparks memes

Twitter reacts after Barack Obama namechecks terror leader Osama bin Laden in his State of the Union address<p>As Barack Obama delivered his final State of the Union speech, his line on Osama bin Laden for got the meme treatment on Twitter.<p>Defending his record on tackling terrorism, the departing US …

Osama Bin Laden

Why I Made 2 Big Moves in My Retirement Portfolio

The last thing you need in a retirement portfolio is drama.<p>It was another dull year for my investment portfolio. <i>Until last week.</i> In all of 2015, I …

HSBC: Here's why the US dollar will weaken in 2016

That's the non-consensus view from HSBC's FX strategy team, led by David Bloom, who believe that the USD dollar rally will not only stall in 2016 but that there "are grounds to anticipate weakness".<p>The premise of their call is based off three key factors: the US Federal Reserve's rate tightening …

Ex-NSA boss says FBI's plan for ending encryption is a terrible idea

A former head of the US National Security Agency (NSA) told a conference that the FBI’s attempts to ban encryption are a bad idea, reports CNN.<p>General Michael Hayden, speaking at a cybersecurity conference in Miami Beach came out in favor of encryption saying, “I actually think end-to-end …

Colt gunmaker emerges from bankruptcy

The iconic American gun manufacturer Colt is coming out of bankruptcy.<p>Colt announced that the court approved its reorganization plan Wednesday.<p>"It is with profound appreciation to all of our key stakeholders that we share that we have completed the restructuring process and are emerging from …

Global markets tumble after U.S. plunge

World markets tumbled Thursday, taking their lead from a sharp fall on Wall Street.<p>Japan's Nikkei closed down 2.7% Thursday, after plummeting as much as 4.4%. The Hang Seng in Hong Kong ended 0.6% lower, pulling back from a loss of 2.1% earlier in the day.<p>The declines came after a rough day of …

GoPro cuts jobs and warns its sales are a disaster

In a statement Wednesday evening, the digital-camera maker also announced its preliminary fourth-quarter and full-year 2015 results.<p>It said it expected fourth-quarter revenue to be about $435 million (versus $511 million expected, according to Bloomberg) and $1.6 billion for 2015 — worse than …