Roselle Dela Cruz

19 Flips | 2 Magazines | @Rose77e | Keep up with Roselle Dela Cruz on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Roselle Dela Cruz”

MyBankTracker Blog

Jump-Start Your Retirement Plan

Welcome to February's Jump-Start Your Retirement Plan Q&A!<p>During the event, expert financial advisors will answer questions across an array of …

Retirement

Student Loan Debt Preventing Consumers From Buying First Homes

First-time home buyers accounted for only a third of the homes purchased over the last year. The below-average number is thanks in part to American’s …

Here's How Much Money You Must Earn To Buy A Home In 25 Big US Cities

In Cleveland, people need a base salary of at least $19,435 a year to afford the average home, while San Franciscans must make upward of $115,000 annually.<p>HSH.com, an online mortgage and consumer loan information website, figured out how much a person would have to earn to afford a home in 25 of …

Weekend Reading for Financial Planners (Feb 15-16)

Executive Summary<p>Enjoy the current installment of “weekend reading for financial planners” – this week’s edition kicks off with an announcement by …

Is Your Savings Account Missing Thousands of Dollars?

Photo (cc) by Images_of_Money<p>Your relatives and friends brag about how much they saved on Black Friday or at post-holiday clearance sales. A …

Free Investing Book

Investing Drama<p>I am crazy about getting you to save and invest. I think about how to educate, teach, and motivate readers to save and build wealth …

Can You Claim A Broke Partner on Your Taxes?

Don’t miss out on the opportunity to claim your boyfriend or girlfriend this tax season! You can claim a significant other for an exemption of up to …

What is a Good Credit Score Rating?

What number is considered a good credit score rating? On a scale that usually goes from 300 to 850, the short answer is anything above 720. Why does …

10 Important Reasons Everyone Should Learn How to Invest

At this point, you probably know that investing is a good idea. <i>Well, maybe you don't buy it?</i><p>If you're like a lot of millennials, you might not. In …

Habits Aren't Boring — They're the Secret to Happiness. Here's Why.

<i>Editor's Note: This is the first of a two-part series on harnessing habits to change our lives for the better. Tomorrow, in Part 2, Sarah puts theory</i> …

Don't Miss Out: Top Overlooked Tax Breaks

Computer tax software helps preparers find deductions more easily than in the past, but many people still miss out on commonly overlooked deductions. …

Finding Safe Dividend Stocks

Not all stocks that pay out dividends are created equal. Here's how to evaluate them for growth and reliability.<p>Hunting for yield but fearful of …

Investing

Wills vs. Trusts: What's Best For Retirees?

While it can be difficult to confront your own demise, setting up an estate plan is important to ensuring that your wishes are followed and your loved ones taken care of after your death. There are many estate-planning vehicles available to you, but two of the most common are wills and …

Paying Off Debts – Before or After Saving?

How do you know whether you should have some money saved up before you pay off debts? If you do save first, how much is enough?The answer can be …

Budget

Loading...<p>More in Budgeting<p>Load More Budgeting<p>Load More Budgeting Loading...<p>Budgeting<p>Some people hate the “B” word because it typically means they …

Minimum Wage Hike Could Lift 900,000 Out Of Poverty But Also Cost Jobs: CBO Report

WASHINGTON -- The Congressional Budget Office released a report Tuesday concluding that the Democrats' proposal to raise the minimum wage would reduce poverty but also cost the economy jobs, providing fodder to both sides of the aisle.<p>By hiking the minimum wage from its current level of $7.25 to …