Rosanne Shepherd

10 Flips | 2 Magazines | 18 Likes | 4 Following | @RosanneShepherd | Keep up with Rosanne Shepherd on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Rosanne Shepherd”

A 'Big Short' investor who made a killing predicting the financial crash has a worrying new prediction

"Europe is screwed. You guys are still screwed," Eisman told The Guardian in an interview published Saturday.<p>His concern is that European banks — particularly Italy's — hold bad "non-performing loans" that are improperly valued, posing a very serious risk to the banks' solvency.<p>"In the Italian …

Loans

Rocky Mountain Oils

I use this in the diffuser with lavender for sleep and it is great!<p>Was this review helpful? Yes (0) No (0)<br>• Flag as Inappropriate<p>March 30, …

Customer Service

FHA to lower cost of mortgage insurance

In an effort to make owning a home more affordable, the Federal Housing Administration will dramatically cut the costs associated with the mortgages it backs.<p>Premiums for FHA mortgage insurance, which is designed to protect the agency in case a borrower defaults on a loan, will be cut from 1.35% of …

Real Estate

The secret to motivation? It lies within

<b>Why Motivating People Doesn't Work … and What Does</b><p><i>By Susan Fowler</i><p><i>(Berrett-Koehler,</i> <i>218 pages, $29.95)</i><p>Are you a pecking pigeon?<p>Of course not. Nor are your colleagues.<p>Yet the motivational theories that dominate our workplace trace back to noted psychologist B.F. Skinner and his studies on how to …

New Year's Checklist For First-Time Buyers

Making a resolution to take the leap from renter to buyer? If so, you need to know a few things to make sure this New Year’s resolution succeeds (unlike “finally start exercising” — which we won’t even talk about).<p>Here’s your step-by-step guide to getting all your ducks in a row so that you’re …

Beat Procrastination With These 5 Time Tracking Apps

Time is a precious but pesky little fellow. If we’re honest, most of us have a difficult relationship with it. No matter how hard we try or how many fun clocks we have, there’s no stopping that constant tick-tock.<p>At best, we can look for clever ways to manage our time more effectively. Beyond …

The to-do list method that actually works

I'm pretty sure there is no new information you could come up with as it relates to productivity and procrastination. Just about anything I could tell you has been written about at some point by someone, and in many cases, at many points by many someones.<p>So with that in mind – knowing that you've …

Why 90-Day Goals Are Better Than Year-Long Ones

Trade shorter goals for year-long ones, for greater success in keeping new habits.<p>Most people who set New Year’s resolutions don’t follow through on them.<p>Annual business goals often fall by the wayside as well. Consequently, late December brings a crush of articles on why we fail, and how we might …