Ronnie Washington

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Science Confirms You Like New Things Just Because They're New

Even after New Coke, we assume new = better.<p>Formal studies frequently confirm what everybody already knows. But for science, common knowledge and gut …

Banking sector has plenty of room for growth

The most number of people being served by one bank are in the counties of Mandera, Turkana, Marsabit, Siaya and Tharaka Nithi.<p>The access disparity is …

Banking on the IoT in Financial Services

“Firms could start with the assumption that every single object in the day- to-day lives of both customers and employees will soon be able to share …

In the Face of Financial Odds, Millennials Lean Into Their Network

Much has been written about millennials and their financial woes. Be it a consequence of financial naiveté or merely a brush with growing pains, one thing is for sure: millennials are a generation at odds with their financial futures.<p>According to a new study conducted by Bank of America and USA …

Real-life case study: Should I save money or pay off debt?

<i>This article is by staff writer Honey Smith.</i><p>An issue was raised in the comments of my recent post, Celebrating One Year of Homeownership. In that …

'How I Got Out of $63,000 of Credit Card Debt'

By Gerri Detweiler, Credit.com<p>Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease.<p>Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.<p>He owed more than …

Personal Finance

Top Gamification Stats and Facts For 2015 Infographic You Need To Know - e-Learning Infographics

Posted on June 16, 2015<p><b>The Top Gamification Stats and Facts For 2015 Infographic</b><p>There are a myriad of convincing arguments in favor of adopting a …

So You Want To Build A Full Stack Startup In Fintech?

Brian Dally Contributor<p>Brian Dally is the CEO and co-founder of GROUNDFLOOR, a microlending community for real estate.<p>A recent article in The Economist noted that fintech is “arguably the hottest spot in a bubbly funding environment for startups.” For the last few years, investors have dumped …

Startups

E-Commerce Is All Grown Up And Moving On

E-commerce obstacles are falling just as the second wave of digital natives is getting their hands on credit cards and debit cards and exercising their newfound online purchasing power. The rise of everything being offered as a service, or available by delivery, helps. As does the fact that …

Your Bank Should Be More Like Your Waiter And Less Like Your Landlord

Ram Palaniappan Contributor<p>Ram Palaniappan, founder of Activehours.<p>The financial services industry in America is locked into a business model of exploitation. For far too long, this has gone largely unchecked and unquestioned, even when advances in technology mean it doesn’t have to be so.<p>Is It All …