Ron Sipes

18 Flips | 4 Magazines | 10 Likes | @RonSipes | Keep up with Ron Sipes on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Ron Sipes”

The 70% Replacement Rate In Retirement Is Rubbish

Michael Kitces’ 2012 article, “In Defense of the 70% Replacement Rate,” examines the validity of the personal financial planning industry’s 70-80% replacement-rate target. Kitces points out that the income-replacement ratio is really a spending replacement ratio – the ratio of post-retirement …

Retirement

Adventurous women are getting their vaginas super stoned

More couples are turning to cannabis to boost their sex life … but can your vagina really get high?<p>You’d be forgiven for thinking partners are …

Cannabis

5 drool-worthy sex positions perfect for internal G-spot stimulation

CLICK.<p>While science doesn't support the widely held misconception of the G-Spot as some sort of magical button, a lot of women and female-bodied people have discovered they <i>really</i> like getting rubbed an inch or so in on the top wall of their vagina. Maybe it's part of the surprisingly extensive …

Extreme Sports

The Only 2 Core Exercises You Really Need

When it comes to strengthening your abs, keeping it simple is key. These core exercises are classic for a reason.<p>Two exercises keep proving to be …

Workouts

The most important skill nobody taught you

Before dying at the age of 39, Blaise Pascal made huge contributions to both physics and mathematics, notably in fluids, geometry, and probability.<p>This work, however, would influence more than just the realm of the natural sciences. Many fields that we now classify under the heading of social …

Self-improvement

4 harsh truths that will make you a better person

Why is it that whenever someone says, “face the facts” you know you’re about to hear something you don’t want to hear? Probably because of a second …

Happiness

A Simple, Effective Back Workout to Strengthen and Stretch

The following is a simple workout to stretch and strengthen the back with a mix of dynamic and static stretches as well as elements of yoga. Perform …

Workouts

Sacral dimple - Symptoms and causes

Overview<p>A sacral dimple is an indentation, present at birth, in the skin on the lower back. It's usually located just above the crease between the …

These three strategies can help you master any subject

I learned a lot in 2017. I learned about how the European Union works, because Britain decided to leave it. I learned what a social media-obsessed presidency looks like, and the distinctive outlines of a political party that picks power over principle. I learned that a Trump presidency can force a …

Pedagogy

34 Mindful Ways to Remind Yourself Just How Much You're Worth | Inc.com

When you take an airplane, airline personnel specifically tell you that, in the event of an emergency, put your own oxygen mask on before you help anyone else. The rationale is simple--you can't come to anyone's aid if you pass out. But all too often in business, leaders forget this principle, …

Employment

The secret to Germany’s happiness and success: Its values are the opposite of Silicon Valley’s

If Silicon Valley ever formed a political party, it might look a lot like the current iteration of Germany’s Free Democrats, or FDP. In the 2017 election cycle, the FDP offered a platform that reads like what Elon Musk and Mark Zuckerberg would come up with if they decided to disrupt Rand Paul. Its …

This Five-Minute Morning Exercise Will Make Your Whole Day Better

<i>What can I do in 5 minutes in the morning to make my whole day better? originally appeared on Quora - the place to gain and share knowledge,</i> …

4 Interview Questions That Can Improve Your Hiring Results by 40 Percent | Inc.com

As the leader of a high-growth company, you should be spending at least 50 percent of your time on people-related functions like recruiting and hiring; more importantly, it should be spent <i>wisely.</i>That means not rushing into an interview winging it - as a matter of fact, research shows that hiring …

Employment

9 Stressful Things You Need to Stop Tolerating--if You Want to Be Successful | Inc.com

There are many things that can stress us out, especially when we want to create our own success stories.<p>Unfortunately, most of us end up tolerating some of our own bad habits, even though they cause much of the stress we experience.<p>So what are the stressful habits we need to stop tolerating? Here …

Self-help