Roland Cruz

320 Added | 2 Magazines | 24 Likes | 1 Following | 25 Followers | @RolandCruz2015 | Keep up with Roland Cruz on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Roland Cruz”

Gender And Work: The Power of Flexibility

170 years. That’s how long it could take to achieve economic parity according to the World Economic Forum’s Global Gender Gap Report. What’s even more shocking is that the sluggish pace in Asian countries like China and India mean the region might only see the gender pay gap close in 111 to 1000 …

The Workplace

This one simple brain hack could make you richer, research shows

Humans are predictably irrational. Feeling down or hungry or simply bored can mess with how people make decisions: one reason saving money can be so …

7 Great Sources of Retirement Income

Part of planning for your retirement is deciding on the form your retirement income will take.<p>When the time comes to retire, you'll need to find an …

These 197 Tech Companies Are The World's Most Valuable Unicorns

What are the world’s most valuable private technology companies?<p>A new map released by CB Insights identifies the 197 companies globally that are considered “unicorns,” meaning that they have a valuation of at least $1 billion.<p>Collectively, these companies are valued at approximately $679 billion …

Venture Capital

147 Entrepreneurs Told Me Their Keys to Success. Here Are the Top 3

Anybody can succeed when they embody these principles.<p>Smart entrepreneurs are always on the hunt for ways to grow their businesses. That's one of the reasons why they'll try to pick the brains of successful business owners. They want to learn the success secrets, or the one or two magic tactics …

Entrepreneurship

How Shoto takes the hassle out of tracking pictures taken at your wedding

I’m getting married later this year. While I’ve paid for a professional photographer to document the day, I’m conscious that my friends and family will be there, taking their own photographs with their cell phones and cameras.<p>Cell phone cameras have improved significantly over the past few years, …

Apps

Here’s how much you need to save each month to become a millionaire in 20 years

If you start saving and investing early on, becoming a millionaire might not be as hard as you think.<p>If you're putting away $415 a month starting in …

Retirement

The 50 Best 1980’s Movie Posters

• 01.25.18<p>01.24.18<p>01.24.18<p>01.23.18<p>01.22.18<p>01.22.18<p>01.21.18<p>01.19.18

Film Posters

Do This Simple Exercise Every Day for a Week, and You'll Be Happier for Months (or Years)

UPenn professor explains how to improve your outlook for the long term.<p>What do you do to make yourself happy? Chances are, your answers have a lot to do with trying to relax, destress, and give yourself some downtime. All of which are very important to do, but there's one fundamental problem: …

Happiness

How to Find 50 Backlink Opportunities in Just 20 Minutes

Even if you’re not an expert SEO, you know how important backlinks are.They’re the meat and potatoes of any SEO strategy.And believe it or not, there …

Marketing

Bill Gates told new grads to read this book. Now it’s surging on Amazon.

Since stepping down as Microsoft's chief executive in 2000, Bill Gates has seen his reputation transform from that of a hard-nosed businessman intent on shutting out the competition — which produced comparisons to oil magnate John D. Rockefeller — to that of a wise, inspiring philanthropist seeking …

Self-improvement

How Much Should I Save for Retirement?

Not sure how much to set aside for retirement? Here are the factors that need to go into the equation -- and a calculator that can help you crunch …

This Ride-Hailing Service for Kids Unlocks Opportunities for Drivers

HopSkipDrive aims to eliminate scheduling sacrifices for busy households by providing safe and dependable rides for minors.<p>Among families of working parents and kids involved in multiple after-school activities, transportation can be a logistical nightmare. There’s the challenge of coordinating …

The founder of a college startup more exclusive than Harvard or Stanford says traditional applications don't measure anything but wealth

Based on application numbers for the Minerva Class of 2021, it seems that there may be tens of thousands of students that agree.<p>In just its fourth year accepting applications, the unconventional college received 20,427, admitting 385 students. That acceptance rate, at 1.9%, is far lower than at any …

College & University

26 Google Maps Tricks You Need to Try

The mapping product that can do everything can actually do a whole lot more.<p>PCMag reviews products independently, but we may earn affiliate …

Ditch Facebook And Make Yourself Smarter With These 10 Hottest Learning Sites

The average person spends nearly two hours every day on social media.1<p>Think about it, what will we achieve when we spend these two hours on something …

Nonprofits

The 1 Book Bill Gates and Warren Buffett Say You Should Read to Succeed

Wondering what one thing could be the key to helping you succeed in business? Well, you might be in luck.<p>Both Bill Gates and Warren Buffett--two of the most successful businessmen of our time--have said that <i>Business Adventures</i> by finance journalist John Brooks is the read that brought them …

Warren Buffett

From Prison to $700,000 Online: The Extraordinary Story of Lawrence Aponte

How internet marketing levels the playing field<p>After spending more than six years in a Florida prison, the first thing Lawrence Aponte did upon his release was look for a job.<p>He found one shucking and packing oysters at a seafood warehouse for a whopping $7 an hour. Never mind that Aponte is …

Entrepreneurship

If You Want to Be Truly Happy, Stop Worrying About These 24 Things in Your Life

We are each responsible for our own happiness.<p>If you want to be happy you have to find the things that make you unhappy.<p>If you want to move forward, there are always things you need to let go of first. It's a process that shouldn't happen just once a year. Taking stock should be an ongoing …

Happiness

10 Mental Tricks That Will Make You a Badass at Money

Jen Sincero, author of You Are a Badass at Making Money: Master the Mindset of Wealth, shares 10 tricks to make you a money badass.<p>Money is one of …

Use this simple chart to save an extra $1,000 this year

If someone asked you to save $1,000 right now, could you do it? How would it make you feel? What would you cut back on? (Or would you need to go out and find a new hustle??)<p>$1,000 is a lot of money no matter what position you're in. And if someone told me to save it on the spot I'd probably first …

Personal Finance
Entrepreneurship

Now This Is A Student Goal-Setting Strategy That May Actually Work

I posted “Everyone Is A Teacher” Is A New Engagement Strategy I’m Using & It Seems To Be Working earlier this week, and it was – rightfully, I think …

10 Essential Rules to Mindful Living, According to a Zen Master

You don’t have to be a Zen monk to find great inspiration in the way they live their lives. The simplicity, concentration and mindfulness with every …

This Is The List You Can Try If You Find "To-Do-List" Not Useful To You!

We all have the tendency to stock up work. We desire to achieve various targets, and it is easy for us to accumulate a list of work until it gets too …

How to Make Your Dreams Come True

Dear friend,<p>I wanted to write you a letter on how to make your dreams come true.<p>1. What dream did you have as a kid?<p>First of all, what is your dream …

What to Know About the Vanguard Total International Stock Index

The Vanguard Total International Stock Index fund provides broad and low-cost exposure to non-U.S. stock markets around the globe, including …

Investing

Learn How Payable on Death Accounts Can Increase FDIC Insurance

With the FDIC maintaining the $250,000 coverage limits on deposits held at a single financial institution, some retirees are having a hard time …

Finance

Want to Be Happy? Stop Doing These 10 Things.

A few small adjustments to your outlook could be the key to happiness.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Last year, the Journal of Happiness Studies published research by Michael Minkov and Michael Harris Bond that claims happiness has a genetic component -- some people …

Happiness

How To Get Into An Analytics Career Without Spending A Fortune

Many people are considering careers in analytics, and attracted to graduate degree programs as the key to success.<p>When I wrote “4 Reasons Not To Get That Masters In Data Science,” I knew there was some interest in the topic because I had received quite a few letters asking what I thought of these …

Big Data