Robin Moss

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5 FHA Mortgage Quirks EVERY Home Buyer Should Know

5 FHA Mortgage Quirks ALL Buyers Should Know<p>The Federal Housing Authority (FHA) has experienced a big surge in business over the last few years as …

Real Estate

9 hidden costs that come with buying a home

If you're planning to buy a house in the near future, you're probably getting your credit in order, scouting out your favorite neighborhoods, and saving up for a 20% down payment.<p>But the down payment and the mortgage aren't the only costs to prepare for when purchasing a new home.<p>There are a …

Real Estate

4 Things Your Bank Won't Tell You When You Get a Mortgage

2. Time is not your friend.<p>As the Consumer Financial Protection Bureau strives to create more transparency within the mortgage industry, there are …

The 28/36 Rule: How It Affects Your Mortgage Approval

Here's how the 28/36 rule affects your ability to get a mortgage to buy a home, plus some tricks for getting the biggest mortgage you can afford.<p>Want …

Why You Might Not Want Your Spouse on Your Mortgage

Couples may be inclined to buy a new home together -- and, if necessary, apply for a home loan -- but new data suggest you ought to think twice before saying "I do" to joint mortgages. In fact, according to a note from the Federal Reserve, some borrowers could have saved a lot of money in interest …

Personal Finance

8 home improvement projects that are a waste of money

When most people think of home improvement projects, they think of all the ways they're going to benefit their home. There's a widely-held idea that any home improvement you make to your house is ultimately going to raise its value.<p>While on the occasion this may serve to be true, there are …

Home Improvement

Guild Mortgage launches nationwide 1% down mortgage program

<b>Guild Mortgage</b> announced a new, nationwide 1% down mortgage product to cater to the upcoming surge in Millennial homebuyers.<p>To make the down payment …

For Renters, the Housing Crisis Never Ended

Harvard’s State of the Nation’s Housing report reveals exactly where, and why, the rent is too damn high.<p>Ten years out from the start of the Great Recession, the housing market in the U.S. has finally returned to normal. Home prices in 2016 eclipsed the pre-crisis highs from about a decade ago. The …

My Whole Foods Real Estate Rule

Income properties near a Whole Foods are a safe bet, and other guides for investing.<p>Some people have certain criteria when they search for real estate deals, such as a 6 percent or 7 percent cap rate, or that each unit has to be under $100K. I don’t use any specific thing to tell me whether to go …

Ooh, I Like That. What's That Called?

Los Angeles condo comparison: What $400K buys you around LA

It’s just enough for a tiny studio in West Hollywood<p><i>Welcome to</i> <i>Curbed Comparisons</i><i>, where we explore what you can rent or buy for a certain dollar amount in various LA 'hoods. We've found five condos within $10,000 of today’s price: $400,000.</i><p>↑At 431 square feet in size, this West Hollywood condo is …

You're The Realtor

Getting a mortgage approval could be easier than you think

So what does it take to get approved for a mortgage to buy a house this summer, whether you're a first-timer, planning to move up or downsize? Maybe not all that you think.<p>For most people, the key requirement is that you’ve got the right package — acceptable credit score, down payment, financial …

Real Estate

How Your Credit Score Is Determined

Don’t believe the myth of the single credit score. You actually have hundreds of scores! Don’t panic, though; when most people talk credit scores, …

We're Definitely Not In A Housing Bubble

<i>By FS Staff</i><p>In 2005 and 2006, Financial Sense regularly warned that US housing was in a bubble. Now, with the national average above the 2006 peak …

Should You Own a Home in Retirement? Maybe Not

A growing number of seniors are opting to rent during retirement rather than own. Here are some good reasons to go this route.<p>There are lots of good …

Bye-bye Silver Lake, hello Pacoima: How one couple tackled L.A.'s sky-high real estate prices

Steve Adams, a nurse, and Rebekah Adams, a funeral director, arrived in Los Angeles five years ago from Minnesota, ready for a new adventure.<p>They weren't naive about it. No illusions of living on a beach compound or anything like that. But they did not expect the sticker shock to feel like an …

Irfan Khan

40% of millennials want to live within walking distances of their parents

Experts say financial factors are one explanation for why millennials want to live closer to their parents.<p>In the game of real estate, this is what …

7 Pricing Myths to Stop Believing If You Ever Hope to Sell Your House

Pricing your own home is hard, what with all the history and hopes this magic number entails. Of course, you want to make a profit. Of course, all …

How do you sell a property when the owners aren't talking to each other? Like this.

<i>The Australian Financial Review has spoken to the team behind the most intriguing recent property sale for our column, How it Sold.</i><p><b>The property:</b> A …

How Buying a House Saved My Family $11,470 in Just 1 Year

I am so ardently <i>against</i> buying a house that <b>Zillow</b> once quoted me extolling the virtues of renting. While friends bought homes right after college, I was reticent -- choosing to put it in my 403(b) instead. That was -- and continues to be -- <i>by far</i> the smartest financial move.<p>Not only will your down …

Retirement

How To Find a Home That'll Actually Make Money When You Sell

For most of us, buying a first home is a pretty big deal. We're all indoctrinated from a young age with the more romantic aspects of becoming …

Real Estate

Truly Transformative Under $100 Bathroom Improvements

$100 is a perfect amount. It's enough of a splurge to make a big difference in a room. You can create a focal point, cover something extremely ugly, …

Bathrooms

Renters suddenly say now is great time to buy a home

Renters showed a substantial growth in optimism in September, saying now is a good time to buy a home, according to <b>Fannie Mae’s</b> Home Purchase …

Real Estate

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× It looks like Cookies are disabled in your browser. For the best experience, please enable cookies when using our site.<p>Blocked IP Address<p>Your IP …

How to buy your first home

<i>How do I buy a home? --Alison</i><p>The real estate market is soaring.<p>But Millennials shouldn't feel pressure to get in on the action, according to financial experts. They're the largest group of homebuyers in the market today.<p>Buying a home is one of the most-- if not <i>the</i> most -- significant purchases of …

Personal Finance