Robert St. John

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An Enemy of the Wall Street Foreclosure Machine Is Running to Unseat a GOP Lawmaker in California

Foreclosure victims have been virtually invisible in Washington since the financial crisis. But they may finally get an ally.<p>Katie Porter, a …

Don’t fear the ARM as interest rates rise

<b>With interest rates on the rise, it may be time for home buyers to take a fresh look at some alternatives to the 30-year, fixed-rate mortgage, which</b> …

Student Loan Forgiveness: What You Need to Know | Investopedia

There is no question that student loans are a major economic burden on those holding them. Thankfully there are programs available to offer relief …

Call and Ask to Have the Interest Rate Reduced On Your Credit Cards

Late fees can eat into your debt repayment plan, but having a high interest rate is even worse. Yet, most of us are more likely to call and ask to …

Personal Finance

MNUCHIN: The US may need 'a 21st century version' of Glass-Steagall

Last July, Republican National Convention delegates approved a platform that supported reinstating the Glass-Steagall Act. It was passed in 1933 and required banks to separate commercial deposit banking from investment banking.<p>Democratic Senator Maria Cantwell asked Mnuchin whether he supported a …

Volcker Rule

China's currency manipulation could become a global problem in 2017

<b>China is manipulating the yuan but with a twist</b><p>I'm not sure how many people are aware that the overnight rate for offshore yuan reached an incredible 105% at one point last week.<p>The natural direction for the yuan, if it were allowed to float, would be significantly lower against the US dollar than …

China

Make Cauliflower and Broccoli More Compelling

Vegetables go in and out of style. These days, the darlings of the vegetable set tend to be cruciferous. Cauliflower is simply adored, and broccoli, a close relative, is nearly as well loved. Kale is still in vogue, as is broccolini, a hybrid cross of gai-lan and broccoli. All have a certain …

Italian Food

The workout to get magazine-worthy six-pack abs

If anyone can show you how to get magazine-worthy abs, it's Chris Ryan. This top model and trainer has graced the pages of <i>Men's Fitness</i> dozens of …

The massive election-rigging scandal the media ignored

In 27 states, a program called the Interstate Voter Registration Crosscheck suppressed and purged minority votes<p>The election of 2016 may well have been stolen — or to use Donald Trump's oft-repeated phrase — "rigged," and nobody in the media seems willing to discuss it.<p>The rigging was a pretty …

Here's Why Mortgage Rates For First-Time Homeowners Are Getting Cheaper

The U.S. Federal Housing Administration will reduce the annual premiums on mortgage insurance on home loans the agency insures by a quarter point on …

Chinese Green Bean Stir-Fry Recipe

Recipe by: Jackie O.<p>"Asian-style green beans with lots of flavor! This recipe is made for a large party; but can be scaled down for a family dinner. …

Recipes

21 Potato Recipes That Will Ruin You For Anything Else

Potato my gosh.

Queen Elizabeth's Drop Scones Are the Perfect Addition to Your Next Teatime

President Eisenhower was a huge fan of these "scotch pancakes."<p>Even if you can't afford to live like the British royal family (apparently, castles in the UK don't come cheap. Who knew?), you <i>can</i> afford to bake like them. In 1960, Queen Elizabeth II treated then-President Dwight Eisenhower and his …

The 13 Badass Illustrators You Should Be Following On Instagram

Documenting girlhood, post by post<p>Instagram-obsessives can find an account for virtually anything these days, whether it’s international fruit stickers or Meryl Streep Photoshopped onto food (yes, really). But lately, we’ve noticed a new tribe of Instagrammers having a moment we can definitely get …

Hubble snaps a pic of a microwave-emitting galaxy

The Hubble telescope team is ending the year with a photo of an unusual galaxy, one that emits microwaves instead of visible light. See that image above? That's a snapshot of IRAS 16399-0937, a "megamaser" 370 million light-years away from Earth. Megamaser galaxies are intense and are around 100 …

U.S. housing affordability is at an 8-year low, report finds

With interest rate increases likely to happen next year, housing will only get more unaffordable<p>The gap between housing costs and wages continues to grow in the U.S. While the national median home price has increased 60 percent since the beginning of 2012, average weekly paychecks have swelled by …

Plant These Edibles Once and Eat Them Forever

Want to enjoy home-grown food year after year without having to start your garden from scratch each spring? Then, it's time to discover the perennial …

Gardening

Here Is a List of 7 Foods You Can Regrow from Scraps

The idea of regrowing your groceries sounds too good to be true, but in some cases it really is possible. Check out these step-by-step instructions …

Gardening

No More Athleisure, Brick And Mortar, Made in China? How Fashion Will Change In 2017

The tectonic plates of the fashion world are moving. Here are four shifts to expect next year.<p>Change is afoot in the fashion industry.<p>We’ve already seen glimpses of how the tectonic plates in the fashion world are moving. In one of our best-read fashion stories of 2016, we explored how some of the …

2016 was the year solar panels finally became cheaper than fossil fuels. Just wait for 2017

The renewable energy future will arrive when installing new solar panels is cheaper than a comparable investment in coal, natural gas or other options. If you ask the World Economic Forum (WEF), the day has arrived.<p>Solar and wind is now the same price or cheaper than new fossil fuel capacity in …

Renewable Energy

5 Self-Employment Tax Deductions You Should Know About

There are benefits to being self-employed -- including the ability to make your own hours and to come and go as you please. But there are also a number of <i>tax</i> benefits to being self-employed, and knowing which write-offs to claim on your taxes can help put more money back in your pocket. From common …

Retirement

Foreigners are dumping US Treasurys

What does this turmoil have to do with US Treasurys? China has been dumping them to stave off problems in its own house….<p>The US Treasury Department released its Treasury International Capital data for October, and what it said about the dynamics of Treasury securities is a doozie of historic …

Markets

Impressionist Painter Captures Poetic Scenes of Rain-Swept Streets

Fine artist Mike Barr has one goal in mind when painting a new piece: to share “joy of place.” Specifically, Barr has his focus on Adelaide—his home and South Australia’s cosmopolitan capital city. With its coastal climate and eclectic landscape, Adelaide has proven to be a painter’s paradise for …

10 Effective Communication Habits of the Most Successful People

It's not rocket science, but like all good habits, it takes hard work to communicate at this level.<p>Being able to communicate effectively, I believe, is one of the best life skills you can develop. Think about it, colleagues who can masterfully communicate their thoughts, feelings, ideas, concerns …

Self-help

You probably suffer from scattered brain syndrome

Forget multitasking, our interruption addiction is doing something unintended to our brains.<p>When instant messaging became popular in the 1990s, Judi Wineland was not a fan.<p>The constant disruption of chat pop-ups made it difficult for her to accomplish daily tasks. But that wasn't the case for …

Time Management

Microsoft Rolls Out New Office 365 CRM App for Small Businesses

Microsoft is giving small to midsize businesses (SMBs) a new sales and marketing tool with the release of Outlook Customer Manager, a customer relationship management (CRM) application within the Microsoft Outlook email client. Available through the "Customer Manager" tab in the toolbar, Outlook …

Microsoft Dynamics

No-Bake Peanut Butter Pie Is Perfect For Anyone Who Thinks They Can't Make Pie

It's like training wheels for making pie.<p>If you think you can't make pie, I'm about to prove you wrong. No-bake peanut butter pie is perfect for when you <i>need</i> to make dessert but feel like your baking skills aren't up to par. This is quick, easy, and so good you'll impress yourself when you're done. …

Baking

When Is The World Going To End? Stephen Hawking Says Humanity Won’t Survive 1000 Years On Earth

Stephen Hawking believes that humanity has less than a thousand years on Earth before a mass extinction occurs, the leading theoretical physicist …

12 Whole-Food Swaps Under $10 That Make Clean Eating Easier Than You'd Expect

Eating better isn’t about cutting out entire food groups, eating low-fat everything, or guzzling juices or shakes. Deprivation diets are no way to …

Healthy Eating

Get an FHA loan or conventional mortgage?

Federal Housing Administration loans and conventional loans remain the most popular financing types for today’s mortgage borrowers. But which program makes the most financial sense for you? Here’s how to decide.<p><b>The nuts & bolts of FHA loans</b><p>FHA loans are insured by the Federal Housing …