Robert

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6 IRA Tax Changes That Could Impact You Soon | Investopedia

Individual retirement accounts (IRAs) allow retirement savers the ability to accumulate money on a tax-deferred (or in the case of a Roth IRA …

The Right Way to Turn Your 401(k) Savings Into Retirement Income

Only a third of plans help you do that, the GAO found.<p>If you’re counting on your 401(k) plan to help you convert the money you’ve accumulated during …

Marijuana Price Tumbles 10% to $1,700

For the week ended Friday, July 15, the spot price index for a pound of cannabis decreased 9.9% from $1,886 in the prior week to $1,700. According to …

Manage Your Own 401(k) or IRA, John Oliver Style | Investopedia

In a June 2016 episode of “Last Week Tonight,” host and satirist John Oliver spent about 20 minutes excoriating an entire class of professionals who …

These big mistakes will result in smaller Social Security checks

If you think Social Security deserves little thought in retirement planning, think again.<p>A new study shows that many people approaching retirement or …

Alternative Therapies for Chronic Pain: Considering Magnesium Lotion

<i>By Joanna Mechlinski</i><p>Joanna Mechlinski<p>Like most people suffering from chronic pain, I’m on a never-ending quest. It generally goes unmentioned, yet …

The 401(k) mistakes that could cost you a bundle

Access to a workplace retirement plan can be a valuable financial perk — if you're using it wisely.<p>Some typical missteps could cost you tens or even …

Obama is right: We need to expand Social Security. But not for everybody.

Social Security

Study Reveals Why Chronic Pain May Persist

<b>Cells carry ‘memory’ of injury, which could reveal why chronic pain persists.</b><p>A new study from King’s College London offers clues as to why chronic …

Neuroscience

How To Buy Low And Sell High In Your 401(k)

Every investors knows that the secret to investing is buying low and selling high… but not everyone knows how to accomplish this age-old advice in their 401(k) or 403(b) plan. Fortunately, it’s not as difficult as some investors may think.<p>To start, I like to encourage investors to think of their …

How To Build a Solar Furnace For Under $50

Finding a cheap and efficient way to heat your home can prove to be difficult, but with a few useful tricks you can solve this problem in a single …

“You think the f*cking Tea Party determines public policy?”: Dick Gregory on racism, the 1 percent and why black Americans are angry at the wrong people

“White American racists were more vicious than Hitler,” activist and comedian Dick Gregory tells Salon<p>Dick Gregory’s had a long, rich and strange life as an entertainer and activist. I hadn’t heard of him before I started talking with Andre Gaines, a film producer and lifelong Dick Gregory fan who …

10 apps that should be core smartphone features

So I trawled the hundreds of apps I’ve installed, and compiled a “top 10” of the ones I feel wouldn’t look out-of-place integrated into a phone’s inner workings.<p>It’s worth noting here that these aren’t necessarily the best built or designed apps out there — it’s more about the core functionality. …

The 4 Questions You Must Get Right for a Secure Retirement

To stay on track to a comfortable retirement, focus on these four essentials.<p>Given the flood of often confusing and conflicting information from …

10 Lists To Keep If You Want To Be Successful

The human mind is truly incredible, and we should all strive towards creating a tenacious memory we can rely on. Many lucrative professions or …

Retire Right: Essential Advice for Your First Year of Freedom

Many retirees make the same mistakes, copying each other and paying the consequences. Here’s some of the most common mistakes you should avoid so …

Do You Know Your 7 Chakras?

Want to know a little more about your 7 major energy centres?<p>Check out our Chakra infographic to learn each Chakra’s position, purpose, and how to …

Beyond the Retirement Plan: 3 Things You Must Do Before You Stop Working

For many people, retirement planning means saving enough money to cover expenses after they stop working. Whether they sock money away into a 401(k), …

If you really want to save energy at home, forget about your light switches

<i>Originally published on</i> <i>Grist</i><i>.</i><p>Keeping an eye on your own energy use is the "duh" approach to a smorgasbord of environmental problems, up to and including climate change. As a reporter, I can obsess over research funding for renewable technology, or streamlined permitting for solar installations, or …

Homemade Electric Generator: A Fun And Useful DIY Project

Very often people are fascinated by how something works. Other people also have an itch to make things their own way, and make them with their own …

5 Retirement Expenses You Might Have Forgotten

How did you calculate your savings target for <b>retirement</b>? Have you set a firm target yet?<p>Unless you want to be caught short in retirement, it’s …

How the New-Model 401(k) Can Help Boost Your Retirement Savings

As old-style pensions disappear, today's hands-off 401(k)s are starting to look more like them. And that's working for millennials.<p>If you want …

How the DEA Harasses Amtrak Passengers

A mathematician describes how his rights were apparently violated during a trip to Washington, D.C.<p>Earlier this year, Aaron Heuser of Eugene, Oregon, had to travel to Washington, D.C. The trip had two purposes: The 37-year-old mathematician was officially leaving his job at National Institutes of …

Trains

You're Retirement Age With Nothing Saved For Retirement. Now What?

Imagine that you’re 55 or 60 years old with nothing saved for your golden years. Oh wait, that’s roughly four out of 10 Baby Boomers now.<p>New research from the Insured Retirement Institute found that only 60% of Boomers have socked away any money for retirement, down from 80% in past years. And only …

Social Security – News and Resources

America’s elites are leaving it to die: TPP, Baltimore, Amtrak & the deteriorating fabric of a nation

Global trade deals are crippling American cities, and Congress is trying to starve them–a pitiful state of affairs<p>Proponents of the Trans-Pacific Partnership make their case by asserting its adoption will deliver a more broad-based prosperity to America, that the deal will "level the playing field" …

9 Best Free Financial Learning Tools

Personal finance can be tricky. From mortgages to credit cards, investing and auto loans, there's a lot to get your brain around. The good news is …

Employers must monitor 401(k) fees, Supreme Court rules

In a move that could brighten retirement prospects for millions of Americans, the U.S. Supreme Court ruled that employers have a duty to keep watch over 401(k) plans to guard against high management fees that can erode retirement savings.<p>A unanimous high court said Monday that employers can be sued …