Rico Dela Cruz

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4 Must-Use Real Estate Investing Resources

If you have some extra cash (or don’t) and have started thinking about investing in real estate, you must do a lot of research before you decide that …

Get More Cash Back Without Spending More

Cash back rewards are one of the biggest perks of credit cards today. They're an easy way to earn free money (or miles) for things that you were buying anyway.<p>You can go beyond the default earnings, though, and make your cash back rewards programs really work for you. And you can do it without even …

How to Lower Your Tax Liability Through Intelligent Allocation

Asset Placement Tax Strategy<p>Lowering Your Tax Liability Through Intelligent Allocation<p>Updated May 08, 2018<p>It may surprise many new investors to …

Here Are Secrets to Making Money and Becoming Financially Successful

Learn Secrets to Making Money<p>Updated December 18, 2017<p>Over the years, the frequency in which I've seen investors delude themselves is astonishing. …

6 Reasons To Delay Retirement

One of the first questions we ask clients when creating a financial plan is, “When do you plan to retire?” Surprisingly, many aren’t sure. The decision often is not just about money. Age, health, lifestyle, family and job satisfaction can all be factors in determining whether to delay …

Here's why you should be looking for dividends

Billionaire Businessman Warren Buffett listens to Democratic Presidential Candidate Hillary Rodham Clinton at a Town Hall rally at Sokol Auditorium December 16, 2015 in Omaha, Nebraska. Steve Pope/Getty Images I love dividends, and I'm not alone.<p>One of the biggest dividend lovers of all is Warren …