Ralph Loiseau

61 Flips | 4 Magazines | 6 Likes | 10 Following | @RalphLoiseau | Keep up with Ralph Loiseau on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Ralph Loiseau”

U.S. Added 313,000 Jobs in February. Here’s What That Means.

Whether you work on Wall Street or in a warehouse, behind a cash register or on a construction site, the jobs report released by the government on Friday offered some good news.<p>A winning combination of hefty job creation and a swelling work force signaled the economy’s fundamental strength. At the …

Economics

6 Job Interview Questions You’re Probably Forgetting to Ask

It’s crucial to ask questions during job interviews.<p>If you shrug and tell the hiring manager that you don’t have any questions at the end of your …

12 job interview tricks you can't afford to ignore

Some people are naturals at selling themselves during job interviews.<p>Others aren't.<p>Either way, there are certain tips and tricks that can instantly boost your performance during a job interview.<p>Here are 12 tricks that might be hard to master, but will take your interviewing experience to the next …

8 qualities that will help you be great in any relationship, according to a psychotherapist

Do you ever wonder how some people seem so natural and at ease in relationships, while others really struggle to maintain them?<p>Is it a difference in temperament, like introversion or extroversion?<p>It could be, but as a psychologist, I can say the approach to relationships for each temperament is …

5 Smart Things You Can Do With $1,000 Right Now

Here are five great ways to put any extra money to productive use -- and some of them may even be enjoyable.<p><i>Anyway, I went out and bought thousands</i> …

How I Wake Up in Under 1 Minute Every Day

After decades of morning sloth, for 7 months I've gotten out of bed in under 60 seconds each day and loved it.<p>For decades, I'd take at least 20 minutes to get out of bed, often 40 minutes or more.<p>But since November, I've gotten out of bed in under 60 seconds, without fail, each day, at 6:15 a.m. …

New York University

8 words to avoid when you want to seem confident, according to an executive coach

Word choice can be the difference between getting your opinion brushed aside or having someone take your opinion seriously.<p>If you would like it to be the latter (which you obviously should), it's time for a quick check-up on your office vocab.<p>We spoke with Joel Garfinkle, executive coach and author …

Liz Weston: Why you need 3 savings accounts

Some of us hoard cash while paying 18% interest on a credit card balance. Others blow through a tax refund as if it were free money when it's actually a return of our own hard-earned dollars.<p>This brain quirk has a name: mental accounting. We treat money differently depending on where it comes from …

Personal Finance

A Record Number of People Aren’t Paying Back Their Student Loans

One in six student debtors hasn't made a payment in at least nine months.<p>The number of defaulted federal student loans hit a new high in 2016: about …

Finance

Abs Pro Workout

+ TIMER<p>00:00<p>:<p>START<p>30 sec<p>60 sec<p>2 min<p>Reset<p>Pause<p>Restart<p>+ SETS<p>1<br>• 2<br>• 3<br>• 4<br>• 5<p>There are four abdominal muscle groups: frontal abs, internal and external obliques …

Science says these are the men who will make you orgasm

Are you on the hunt for a man who is guaranteed to give you an orgasm every time you have sex?<p>Well, we have good news! A team of scientists have been …

Why Bankers Are Leaving Wall Street to Make Ice Cream, Beer and Greek Yogurt

<i>This is the final part of a two-part series called</i> Escape from Corporate America<i>, which highlights people who have left their traditional jobs for</i> …

For some low-income workers, retirement is only a dream

CHICAGO (AP) — It was a striking image. A photo of an 89-year-old man hunched over, struggling to push his cart with frozen treats. Fidencio Sanchez …

Is too much of your 401(k) in stocks?

The long-running bull market may have instilled investor overconfidence in stocks when it comes to 401(k) accounts — or it is possible that people …

Checkmate, Apple: Why Google’s Pixel is a genius move for Android

Google is drawing a line under the Nexus brand and opening up a fresh front in the smartphone wars. The Google Pixel and Pixel XL are the first …

Financial Mistakes You Must Avoid in Your 20s? Why You Need to Be Careful with Online Financial Advice

In the last few days, several readers have shared a video with me that’s been floating around on Facebook. The video is titled Financial Mistakes You …

How to save for retirement: The 5-minute guide to 401(k)s, IRAs, Roth accounts and more

You know that you should be saving for retirement, but it's hard to worry about something that's decades away — especially on an entry-level …

Retirement

Emails reveal how foundation donors got access to Clinton and her close aides at State Dept.

The Democratic presidential nominee on the road as Election Day nears.<p>Hillary Clinton loses to Donald Trump in the 2016 presidential election.<p>A sports executive who was a major donor to the Clinton Foundation and whose firm paid Bill Clinton millions of dollars in consulting fees wanted help …

Government

Am I ready to start investing? Take our quiz to find out

<b>Question from Andrew James, 30, in Toronto:</b> At what point in your life should you start investing money?<p>Ms. Simmons work with young people to help them navigate the new economic climate with personal finance, ethical investing and small business advice.<p><i>Shannon Lee Simmons is a financial planner and</i> …

9 Things You Didn't Know About Detoxing

An explainer on the cleanse craze—and how to do it the healthy way.<p>The detoxing trend, as championed by certain members of the wellness community, is really having a moment: celebrities swear by it, while dietitians view it with a critical eye. As researchers will be quick to tell you, the trendy …

Wellness

7 Ways to Get More From Your Savings Account

Savings account interest rates have been low for so long that they have become a little like the old joke about the weather -- everyone complains but …

Personal Finance

Time to take away the financial keys?

Adult children have little knowledge about their parents’ finances. Here are seven ways to take charge.<p>Key takeaways<p>Have a family conversation before …

Retirement

How to Generate Passive Income

1. Generating and selling Books/articles for revenue sharing<br>2. Owning and operating static websites for advertising dollars<br>3. Investing in stocks and …

3 Big Financial Mistakes to Avoid in Your 30s | Investopedia

If you’re like most young adults, you spent your twenties getting an education, launching a career and transitioning into adulthood. You probably …

Personal Finance

Financial Planner From the Society of Grownups Gives Money Advice

Can’t decide whether to splurge on a trip to Paris or save for retirement? According to the awesomely named Society of Grownups, a financial education center that calls itself “a master’s program for adulthood,” there is no one best answer. Its philosophy? Use your personal values to decide when to …

How to Get a Perfect Credit Score

What is a perfect credit score? Using the popular FICO scoring method, the magic number is 850, which is difficult, but not impossible to achieve. By learning how the FICO formula works, we can get some insight on how to get an 850 credit score, or close to it.<p>Unfortunately, the specific formula by …

8 Ways to Develop Long-Term Focus and Achieve Success

5 min read<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>It’s been said that your most valuable form of capital is your mind. Entrepreneurial Personality Types (or EPTs), discovered by Alex Charfen, are naturally capable of widespread success -- but what happens when you’re pushed off …

Self-improvement

The trouble with GDP and emerging markets

Is Africa poor? Yes, compared to other regions of the world. But this apparently straightforward question is harder to answer than it seems. This …

Economics

17 Essential Skills You Must Have to Succeed

To accomplish anything requires a certain skill set--and some of those skills apply to any endeavor. Here are 17 basic skills you should have if you want to be successful.<p>Knowing how to do things, being self-reliant and confident, are key to a productive, effective, and successful life.<p>But to get …

personaldevelopment

10 Remarkable Habits of the Most Passionate People

Whether in business, politics, or entertainment, folks with passion have the ability to cause a stir, get our hearts beating, and spark passion in us as well. This is how they do it.<p>Exploring how successful people conduct their lives can motivate and guide our own. Sometimes, while seeking deeper …

personaldevelopment