Phyllis Gorgo

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How to Find the Healthiest Bagged Bread at the Supermarket

A nutritionist's advice for buying the healthiest bread at the supermarket—here's what to look for and what to avoid.<p>Although we're suckers for a good bakery or homemade loaf, the pre-sliced, squishy bread that comes in plastic bags is convenient and cheap. It also makes excellent grilled cheese …

The 40 Best Books to Read This Summer

Funny, moody, scary, fiery, canny, and bloody books.<p>Swimsuit? Check. Sunglasses? Check. Three books, because you couldn't choose just one? Check. From complicated meditations on motherhood to dark thrillers that will slot perfectly into a beach bag, here are the 40 books to put on your summer …

The Advantages of SEP vs. Roth

Photo: www.TaxCredits.net.<p>A SEP-IRA and a Roth IRA are two types of retirement accounts. While they share a common goal of helping people invest for retirement in a tax-advantaged manner, there are several key differences and advantages to each one. Here's a comparison of these two retirement …

11 Brisket Recipes Guaranteed To Impress Any Dinner Guest

Fear the brisket no more.<p>Brisket, in all its tender glory, is an intimidating dish.<p>The methods of cooking a brisket -- in the oven, over a grill, in a smoker -- can be overwhelming, never mind the hours it takes to make one just right.<p>But if intimidation is the reason you've never attempted to whip …

N.J.'s best Italian restaurant: Where an 84-year-old grandma makes the gnocchi

Don't mess with grandma when it comes time to make the gnocchi.<p>Filomena DiVentura may be in her mid-80s, but only one person makes the gnocchi at …

Can I Retire Now? Use the 4% Rule to Find Out

<i>Learn more about Dave on NerdWallet’s Ask an Advisor</i><p>If you’re nearing retirement age, you may be asking yourself, “Can I retire now?” As a financial …

Check your retirement readiness with The Globe’s new calculator

We have got to stop arguing about whether we have a retirement-savings crisis in this country.<p>It's a boring, sterile debate that will never conclude with a definitive victory for either side. Most people are somewhere between the extremes of well prepared and unprepared. They need to see where they …

Ready for retirement? Find out your replacement ratio

Retirement Readiness Calculator<p>One of the key variables in retirement planning is the replacement ratio, which refers to the percentage of your working income that you’ll need in retirement. Experts say retirement ratios can run from 50 per cent to 70 per cent or more, which is quite a wide …

Retirement

‘What Is the Rule of 72—and How Can It Help Me With Retirement?’

<i>In our “Ask a CFP®” Q&A series, we cede the floor to a CFP® who will address what we think are some of the trickiest money topics out there.</i><p>Figuring …

Why I Made 2 Big Moves in My Retirement Portfolio

The last thing you need in a retirement portfolio is drama.<p>It was another dull year for my investment portfolio. <i>Until last week.</i> In all of 2015, I …

5 Healthy Grain Dishes That Are (Almost) Better Than Pasta

Here are 5 of our favorite hearty and craveable whole grain dishes that can almost stand in for that bowl of mac and cheese.<p>We’re a few weeks into …

Should I invest my nest egg like Warren Buffett recommends?

<i>I'm retired and living off withdrawals from my savings. I would like to simplify my portfolio, so I'm thinking of following a strategy Warren Buffett has suggested: put 90% of my money in a Standard & Poor's 500 index fund and 10% in bonds. Good idea? --Mark, California</i><p>The strategy you mention …

7 Questions You Should Ask Your Agent About Annuities

An annuity offers people a steady flow of income without concerns about market fluctuations, which affect stock and mutual fund portfolios. The …

Retirement Calculator | CNNMoney

The results offer a general idea of how much you'll need and are not intended to be investment advice. The results are presented in both future dollars (at retirement) and today's dollars, which is calculated using an inflation rate of 2.3%.<p>How we calculate your savings goal<p>First, we determine what …

Retirement

What Is a QLAC, and Why Might You Want One?

Here's another tool in your arsenal of tax-savings strategies!<p>If you are age 70-1/2 or older, you may have experienced sticker shock when you found …

Annuities Vs. Bonds: Which One Is Better For You?

Annuities and bonds, both popular vehicles for retirement savings, offer vastly different benefit profiles. An annuity provides a retiree with a …

Annuities

Why Ken Fisher Hates Annuities

"Almost always, anything that can be done with an annuity can be done a better way," Fisher says.<p>The prevailing tack for selling annuities is the …

Retirement

Annuities and Castles

Senator Elizabeth Warren (D-MA) loves to point out what she sees as piggish behavior on Wall Street. And as part of that crusade, a few weeks ago she issued a report that questions some practices common among sellers of annuity products. The report, provocatively titled, <i>"Villas, Castles, and</i> …

A Guide to Avoiding the Biggest Annuity Mistakes

CHARLES ROTBLUT: Recently, I spoke with an investor who said, “I’m being pitched annuities and I can’t make sense of them.”

Broker-dealer settles variable annuity allegations for $475,000

Between February 2008 and 2012, the Parsippany, N.J.,-based broker-dealer “failed to establish, maintain and enforce a supervisory system and …

The seamy side of annuity sales

This article is reprinted by permission from NextAvenue.org.<p>Recently, Sen. Elizabeth Warren (D-Mass.) released a scathing report on the annuity …

Grantor Retained Annuity Trust (GRAT)

Managing Wealth<p>Unsure how your assets will be dispersed once you're gone? Here's a revocable trust can help.<p>Taxes<p>Taxpayers with large taxable estates …

Annuities

Make Your Holidays Bright with a Roth IRA Conversion

Now is as good a time as ever to convert your IRA to a Roth—you can take advantage of this year's special circumstances.<p>If you are still licking …

This Easy iPhone Trick Will FINALLY Make You the Master of Your Mailbox

It’s Tech Tuesday, and here’s a little trick you can employ on your iPhone STAT to give you one less thing to worry about. Many of us need to maintain inbox zero in order to have peace of mind, but that’s pretty hard given we’re living in the age of junk mail and newsletters (some even argue …

Archives

We Tried 10 of Trader Joe's Most Popular Frozen Appetizers

Whether you're throwing a dinner party, having people over to watch Handmaid's Tale, or hosting an impromptu happy hour after work, there's no need …