Philip Molepske

46 Added | 1 Magazine | 4 Likes | 2 Following | @PhilipMolepske | Keep up with Philip Molepske on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Philip Molepske”

How to trick yourself into saving more money

It's too easy to cut expenses in one area only to spend more somewhere else. Sticking cash into savings won't help if it comes right back out again.<p>What you need are some ways to trick yourself into savings that actually last.

Personal Finance

3 steps to tame your debt in an hour or less

Maybe you’re afraid to face your bills, or just don't know how to start paying them off. What you do know is you want relief from too much debt.<p>Here are three concrete steps to help you get a handle on debt, each of which can be done in an hour or less:<p>1. Add it up<p>“The first step to getting control …

Personal Finance

How to Get Out of Debt: 7 Tips From People Who Did It

<i>Make it count: NerdWallet is here to help you achieve your goals for the new year. Whether it’s saving for an epic vacation, ditching debt or</i> …

7 Quick Ways to Make Money Investing $1,000

A thousand bucks is not a lot of money but it is enough, if you're shrewd, to make a lot of money.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>If you're sitting on at least $1000 and it's scratching an itch in your pocket, consider investing it rather than spending it on something …

Investing

Here’s the Smartest Tax Move You Can Make In 2018

Here's a tax move that will pay off for the rest of your life.<p>There are plenty of tax deductions Americans can take advantage of, at least until a …

Retirement

The Top 5 Dividend Stocks For 10%+ Dividend Growth Each Year

High dividend growth stocks have the potential to accumulate a higher yield on cost over time, than high-yield dividend stocks with low growth.<p>These …

Investing

Increase Retirement Wealth With the Right Withdrawal Order | Investopedia

Getting money out of your portfolio is important, but just as important is knowing from which account to pull the funds, as most retirees are going …

Retirement

Hack Your Finances in One Day: A Beginner’s Guide to Money Management

You know it’s important to get your money under control if you ever want to get out of debt, go on awesome vacations, or retire someday. The problem …

How to Become a Millionaire by Age 30

International Sales Expert<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Getting rich and becoming a millionaire is a taboo topic. Saying it can be done by the age of 30 seems like a fantasy.<p>It shouldn’t be taboo and it is possible. At the age of 21, I got out of college, broke and in …

Personal Finance

10 Tips To Supercharge Your Savings

(<i>This article previously appeared on RealDealRetirement.com</i>.)<p>Most of us find saving difficult. That’s not surprising, as research shows our brains are hard-wired for immediate gratification. The flashy new car we can have right now has a lot more appeal than some vague notion of financial security …

7 Ways to Free Yourself From Debt—for Good!—in 2015

These smart and easy strategies can get you back in the black before you know it.<p>If you’re in debt, getting out may seem impossible.<p>One in eight …

Personal Finance

6 Easy Moves to Make in Your 30s That Will Pay Off Huge Later On

You still have time on your side, so even small moves can make a huge difference in the long term.<p>If you’re in your thirties, odds are your financial …

Retirement

12 Ways to Be Richer a Year From Now

Without even knowing you I'd be willing to bet that the New Year's resolutions you made at the beginning of the year didn't materialize.<p>There's no point agonizing over that -- it's what happens to most people.<p>But you can do something about it.<p>Here are 12 ways to be richer a year from now. You don't …

How to Get Rich Slowly

<b>Do you want to be a Millionaire?</b><p><b>Sure you do, why not. $1,000,000 is a nice amount of money -- even at 5 percent interest in retirement, it's enough to drop $50,000 into your bank account each year to supplement whatever else you may have coming in. So let's agree that it's nice to have a Million</b> …

Personal Finance

8 documentaries that will make you smarter about money

The wealthiest, most successful people continually self-educate, which is why most of them spend so much time reading.<p>If the classic finance books don't work for you, there are other ways to get smarter about money.<p>Here, we've compiled eight documentaries that will keep you entertained <i>and</i> teach you …

Success

Everything You Should Do at the End of the Year to Optimize Your 2015 Taxes

It’s supposed to be the most wonderful time of the year, so taxes are probably the last thing you want to think about. It’s not the most exciting …

Personal Finance

10 great online courses for anyone who wants to learn how to make extra money in their spare time

<i>The</i> <i>Insider Picks</i> <i>team writes about stuff we think you'll like. Business Insider has affiliate partnerships so we may get a share of the revenue from your purchase.</i><p>Even if you're comfortable with your salary and lifestyle, having some extra money in your checking account never hurts.<p>There are tons of …

Online Education

The Most Common Ways You Waste Money (and How to Save It)

All too often we focus on cutting out the little things (like a daily cappuccino), when we should really focus on our major expenses for the biggest …

Personal Finance

The FBI’s Top Hostage Negotiator Teaches You How to Lower Your Bills

Ever feel like the cable company or your phone service provider is charging too much? Ever feel helpless to do much about it? You’re not crazy.<p>When …

Self-help

Live Like Royalty on a Budget

A financial education is something that everyone could benefit from, but typically it is only sought after by economics students, entrepreneurs, and …

How To Eat Like A CEO On A Shoestring Budget

Unfortunately, these places can put a lot of stress on your savings. Here are some of my favorite tips for dining out at a five-star restaurant on a serious budget!<p>When you want to save money eating out, look for coupons in your local paper. Many restaurants will place an ad in the newspaper with …

Food

How to Stretch Your Last $20 Until Your Next Paycheck

Try these extreme budget hacks.<p>Your next paycheck can’t come soon enough. Unfortunately, it’s not here yet and you need to stretch your last $20 …

Personal Finance

3 Stocks You Can Buy and Hold Forever

Image source: Getty Images.<p>Discovering a company that has the potential to last for decades and decades is incredibly challenging. If you need an example of this, imagine you travel back in time 30 or 40 years ago and you need to explain everything that an iPhone does today. The rapid advancement …

How to Retire at 40

Three early retirees tell their story of living on 4 percent or less.<p>By Ben Steverman | September 29, 2016<p>From<p>The “4 percent rule” is a bedrock of …

Retirement

Your Financial Planning: Don't Go it Alone | Investopedia

Watching the inspiring stories of this past summer's Olympic athletes reminded me of the sacrifices and the countless hours of training required to …

5 Cheap Dividend Growth Stocks With 25% Upside

Today I’m going to share my favorite retirement investment with you. Even with the stock market at elevated levels, I expect it to earn me 8-10% annually over the long haul.<p>Last month my software company setup a 401K retirement plan through Vanguard. I had to select my funds – and that gave me …

Investing

3 Actionable Ways to Become a Millionaire

Entrepreneur and Penny Stock Expert<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>There are so many people today with their sights set on big financial goals for their future. More specifically, there are many individuals today who are looking for ways to become a millionaire. In …

Self-improvement

Decide How Much Money Your Work-Life Balance Is Worth

Everyone has a different way they defend their balance between work and life. If you’ve never tried to attach a dollar figure to how important that …

Slack just raised another $200 million round, and it's now worth $3.8 billion

The new round was led by Thrive Capital with participation by GGV, Comcast Ventures, and Slack's existing investors, including Accel and Social Capital.<p>The company has raised $540 million in total so far. Its last round of funding came exactly a year ago, when it raised $160 million at a $2.8 …

Venture Capital