Penny Pinchin' Mom - Tracie Fobes

957 Flips | 18 Magazines | 28 Likes | 141 Following | 383 Followers | @PennyPinchinMom | RECIPES | BUDGETING | FRUGAL LIVING |  DEBT | PARENTING | DIY 

How to Make A Budget If Your Income Always Changes

Regardless of how much money you make or the frequency of payday, you need to have a budget. But, when your income varies from paycheck to paycheck, …

The Mistakes that Are Sabotaging Your Grocery Budget

Grocery budget mistakes can hurt your bottom line. Every time you go to the store, it seems the cost of food goes up. But don’t get caught up making …

Personal Finance

19 Things You Should Never, Ever Pay For

There are things you should never pay for. Ever. Find out what made the list and how you can do so too!<p>I grew up in a household where money was …

What To Do If You Can't Pay Your Bills

Many of us have been there. Too much month and not enough money. If you can’t pay your bills, it can be stressful.<p>The reasons you are behind and …

How To Get Out of Debt Fast on a Low Income

How do you get out of debt when you are broke? After all, if you had the money, you would not be in debt in the first place. Right?<p>I hear this from …

Personal Finance

Mindful Ways to Hang On to More of Your Money

When it comes to making more money, we tend to focus on working hard, landing that new job or getting that promotion—often overlooking how powerful …

Personal Finance

Why Frugality Doesn’t Work

I know what you must be thinking; John has absolutely lost his mind saying that frugality doesn’t work. This <i>is</i> a site that’s devoted to <b>frugal living</b> …

Personal Finance

7 Ways You’re Wasting Money Without Realizing it

Are you wasting money without realizing it? I think it’s prone to happen to the best of us. In some cases, it can be small leaks that add up over …

Personal Finance

4 Keys to Successful Debt Consolidation

When your personal finances teeter on the brink, your first instinct might be to do something drastic. Freeze your credit cards in a block of ice. …

Paying off student loans? Avoid these four deadly college debt sins

If you've just finished college and are spooked by your student loans, you probably don't have to be.<p>Assuming you haven't already committed a big student loan borrowing mistake, like piling up loans without finishing college or borrowing extensively from private lenders rather than the federal …

What Are Your Favorite Children’s Books?

Even though Toby and Anton have a big bookcase in their bedroom, we still end up reading the same handful of books over and over — including This Is …

Books

Breakfast Tacos with Soft Scrambled Eggs & Chorizo (Sponsored) - Turntable Kitchen

<i>This is a sponsored post in partnership with LA VICTORIA®. All words and opinions are our own. Thank you for supporting the brands that help us do</i> …

Mexican Chicken Casserole Recipe

Chicken breast halves are topped with a spiced tomato and condensed soup sauce to make this yummy casserole. Crumbled taco chips or Doritos and some …

What Your Credit Report Isn’t Telling You

Reading your own credit report can often feel like combing through a deeply personal dossier of your past financial life. Depending on how long …

Do-It-Yourself

Updated April 23, 2018<p>DIY is an important part of a frugal lifestyle. Learn how to do something yourself, and that’s one less thing that you have to …

Mexican Zucchini Boats

Mexican Zucchini Boats<p><b>Prep Time:</b> 15 mins<p><b>Cook Time:</b> 20 mins<p><b>Total Time:</b> 35 mins<p><b>Yield:</b> 10<p><b>Category:</b> Entree<p>Ingredients<p>5 mini zucchini<br>• 1 can of refried …

More Than 20 Amazon Money Saving Secrets

Amazon is one of the Internet’s most popular shopping destinations. And, it makes sense as you can find just about anything you want on this site. …

Why You Need Six (or more) Bank Accounts

There are at least six accounts every family needs to have. Of course, most people have one or perhaps two accounts. However, that isn’t enough.<p>If …

Smart Tips to Lowering Your Air Conditioning Bill

As the weather turns nice, we all know that the summer heat is just around the corner. In fact, it seems that we get two weeks of “open window …

How You Can Save Money at Universal Studios

For months, you and the family have been dying to take a trip to Universal Studios Florida to Race Through New York with Jimmy Fallon and lunch at …

Easy Mexican Pizza

Mexcian food is well-loved in our house. We find new ways to eat it and re-invent it all the time! We have our old go-to classics like burritos, …

Awesome Road Trip Games to Entertain the Kids

Summer is the season of road trips! This year if you are taking a road trip with a little one, odds are you are looking for ways to keep them busy. …

Affordable Graduation Gift Ideas For Anyone On Your List

Looking for a graduation gift idea, but on a budget? You aren’t alone. We’ve got some great ideas for graduation gifts that won’t cost too much money!<p>…

Why You Must Start Using The Cash Budget Method

The <b>cash envelope budget</b> is a system that works. If you say it will not work for you, it means you did not try doing it the right way.<p>Whether you are …

Personal Finance

Non-Toxic Cleaners You Can Make at Home

As a money saving expert, I’ve always watched the weekly sales and timed my shopping when I can save the most. That includes everything from food to …

How to Figure Out Your Grocery Budget

One question I see time and again is “How much should I spend on groceries?” To be honest, figuring out how much you should budget for groceries …

Slow Cooker Pork Carnitas

Slow Cooker Pork Carnitas<p><b>Prep Time:</b> 10 mins<p><b>Cook Time:</b> 6 hours 5 mins<p><b>Total Time:</b> 6 hours 15 mins<p><b>Yield:</b> 6<p><b>Category:</b> Entree<p>Ingredients<p>3-4 lb Pork …

50+ Ways to Save Money On Groceries – Without Using Coupons

Learning how to save money on groceries is not difficult. You just need someone to share the best money saving tips and ideas so you can make them …

Ridiculously Easy Ways To Save More Money

I know we all went to find ways to save money. Whether you are trying to build you your emergency fund you need to save more. You might even have …

More than 25 Awesome Teacher Appreciation Week Gift Ideas

Teacher Appreciation Week is coming up soon. That means you need to come up with some creative and affordable teacher gift ideas! Giving them a small …