Pedro Rivera

22 Flips | 4 Magazines | 9 Likes | 1 Follower | @PedroRivera2nph | Keep up with Pedro Rivera on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Pedro Rivera”

30 Easy, Safe and Fun Destinations for Your First Solo Adventure

Lima, Peru was my first destination as a solo traveler a few years ago when I was a senior in college. I actually stopped there on my way to Brazil …

Overlooked by guidebooks, Slovakia is a worthy European destination without the crowds

I always search for the road less touristed. Yet it was not without trepidation that I drove with my spouse across the Hungarian plain from Budapest into Kosice, Slovakia’s second-largest city. As the industrial outskirts gave way to a skyline dominated by Communist-era block apartment buildings, I …

5 crazy Caribbean resorts you have to stay in before you die

Now that you've finally decided to take your dream trip to the Caribbean, it’s time to choose where you should stay.<p>Will it be Anguilla, St. Lucia, the Bahamas, or Turks and Caicos?<p>Regardless of where you end up staying, you'll enjoy spectacular views of see palm trees, pearly-white sand, clear, …

How To Quickly Lock Your Mac From the Keyboard

- Feb 13, 2017<p>When you walk away from your desk for a restroom break, lunch, or another reason, you run the risk of prying eyes viewing your work and …

Personal Data

Health Savings Account: Your Extra Retirement Funds | Investopedia

What if I told you there was a way to save $2.5 million tax-free forever? Interested?<p>By now you’ve probably heard about the health savings account …

Here's where you should store your emergency fund

That's why it's crucial to save for a rainy day in the form of an emergency fund.<p>Where is the most efficient place to stash that three to nine months of living expenses?<p>A <b>short-term bond fund</b>, says Ellen Jordan, certified financial planner and senior vice president at Bryn Mawr Trust.<p>They're …

The Best Mutual Funds for Your Retirement

You’ve worked hard to amass your retirement savings, and if your golden years are fast approaching, making the right investment makes all the …

The 22 best small towns to visit in your lifetime

All around the globe, there are lots of small towns with an old-school atmosphere, incredible landscape, and an array of activities for travelers.<p>We've put together a list of 22 delightful small towns to visit around the world, from the coastal town of Positano, Italy, to Bled, Slovenia, whose …

RANKED: The 20 hottest destinations for vacation and retirement home buyers

From the bustling streets of Argentina to the relaxing coasts of Barbados, see the hottest places for a home away from home below.

Six insanely cheap destinations for fall

They say good things come to those wait. So if you’ve been putting off planning a vacation in the hopes that fall will bring lower prices, you’re in luck.<p>We’ve rounded up some best-bet destinations for bargain seekers in the coming months. The non-monetary bonus: fewer crowds and a less-frenzied …

National Parks

7 things to teach your kids in kindergarten if you want them to grow up to be rich

"At the end of the day, kids are not being taught the fundamentals in school. As much as we think or hope they are, it's not happening," says Gregg Murset, certified financial planner and founder of MyJobChart.com, a free tool that teaches kids about money.<p>That means parents are the ones that have …

How to Find the Best Airfare Deals In 5 Min a Day

If you’re looking for ways to find the best cheap flights without investing alot of time, here are my recommendations. Subscribe to daily newsletters …

Shares guru Jim Slater: eight books that will make you a better investor

Whether you are experienced in the workings of the financial markets or have no finance background at all there's a title out there to suit you<p>When I am asked if I can recommend clear and easy-to-read primers on investment, there are two books that spring instantly to mind. Both of them should be …

33 business books every professional should read before turning 30

To help you figure out how to navigate the professional world and set yourself on the right trajectory, we've rounded up some of our favorite business books.<p>They include career guides, business memoirs, and academic research on how to maximize your time and network.<p>Here are the business books we …

Read These 3 Books to Make 2016 Unforgettable | Inc.com

There is one solid way to prepare yourself for the upcoming year: read. Tech mogul Bill Gates has an annual must-read list and trailblazing entrepreneur Jessica Mah reads a new book every week. It's not a coincidence.<p>I've had a particularly intense 12 months, from selling my first startup to …

Bill Gates

Island Getaways

See photos of top island getaways (including Bali, Maui, Lord Howe Island, and more) in this travel photo gallery from National Geographic.

Travel Photography

How to give your kids money without losing half of it to taxes

If you want to leave your children a generous amount of money in your will, the federal estate tax may eat up a large chunk of their inheritance.<p>That tax only kicks in if your money and property — your "estate" — exceeds a certain amount, which the IRS adjusts each year based on inflation. For …

DSP Calculation for TDM Voice Service a...

Introduction<p>The Digital Signal Processor (DSP) Resource Calculator is a web-based tool that helps calculate the number of DSPs required on the system. It also determines the number of calls that can be handled simultaneously, taking into consideration each of the Coder-Decoder (codec) standards. …

7 Penalty-Free Ways to Withdraw Money From Your Retirement Account

While it's true that 401Ks have a higher contribution limit ($18,000 in 2015) than traditional IRAs and Roth IRAs ($5,500 for most people or $6,500 …

America’s Five Best Road Trips

For The Foliage–And The Cheese: Vermont Cheese Trail<p>Stowe, Vermont. Image Source: TravelLatte<p><i>Sites: Bennington – Green Mountain National Forest –</i> …

The government's new retirement savings account is now available across the US

It's called the myRA, which stands for My Retirement Account.<p>MyRA has been in a pilot program with a select group of employees since 2014, but was launched nationwide on Wednesday, meaning anyone can now participate.<p>It's geared towards people who don't have a lot of savings, and operates similarly …