PayJunction

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Virtual Terminals: How to Select the Best for Payment Management

If you’re shopping around for a payment processing solution for your business, you may have come across the term “Virtual Terminal.” It sounds fancy …

Credit Card Processing Issues to Avoid

We’re intimately aware of how credit card processing can be a nightmare.<p>Why is that?<p>Because we’re familiar with the payments space. With 17 years of …

MasterCard 2-Series Cards Coming Summer 2017

MasterCard announced its expansion to 2-series bank identification numbers (BINs). For decades, MasterCards started with the number five. However, …

New Integration: Power Your Payment Forms with PayJunction

PayJunction’s sophisticated payment processing and Smart Terminal remove a lot of payment-related stress for US-based businesses. And now a new …

Online Payment Forms Powered by JotForm and PayJunction

Businesses routinely make use of digital forms to tackle numerous organizational and transactional tasks. With a user base of 2.5 million worldwide, …

FinTech

Benefits of a Customer-Facing Terminal

The Imminent Rise of Chip and PIN<p>With security perpetually advancing to combat fraud, we’re expecting chip and PIN to be the next standard for credit …

FinTech

Semi-Integrated Terminal Benefits

Semi-Integrated Reduces PCI Scope<p>Terminals that are not semi-integrated require software developers to directly interact with credit card data. Any …

Middleware

MasterCard trials biometric bankcard with embedded fingerprint reader

MasterCard is trialling a Chip and PIN bankcard that includes an embedded fingerprint reader, introducing a biometric authentication layer for card payments — and taking a leaf out of the book of Apple Pay et al in the process. The thinking here being: why pay by entering a four-digit PIN when you …

Lower Credit Card Processing Fees by Voiding Transactions

Unless you have a no-returns policy, refunds are unavoidable. Even if your goods are in pristine condition, a change of heart can be enough to …

Personal Finance

Monthly Minimum Fee Definition

It’s said there’s no such thing as a free lunch, and the adage definitely holds true for the payments space. Whenever a service is rendered, it …

Personal Finance

4 Reasons for ACH Rejects

ACH offers many advantages over paper checks, including faster notification of acceptance or failure. That said, ACH reject codes still come days …

FinTech

Green Technologies for Paperless Businesses

Green technology has experienced an undeniable uptick over the last decade. Investments in renewable energy reached $286 billion globally in 2016 and …

Paperless Office

Veterinary Software for Animal Hospitals

Picture this: Piles of paper receipts stored in boxes, walled off behind storage unit doors, meticulously organized yet barely protected. This …

Veterinary Medicine

BPA in Receipts: What Cashiers Should Know

Bisphenol A (BPA) is an estrogen-mimicking chemical primarily used in the production of plastics, resins and consumer goods. Although the potential …

Environmental Health

Would you use Android Pay if it was baked directly into your bank’s mobile app? [Poll]

The biggest problem mobile payment platforms all share is the inability to get widespread user adoption. One way Android Pay is trying to change that up is by partnering with select banks to add some of its capabilities into the bank’s mobile applications. Would having Android Pay’s features built …

Android Pay

Online Upstarts Seek to Disrupt Used-Car Buying

Emily Hurwitz, an advertising supervisor who lives in San Francisco, doesn’t like buying cars from traditional dealerships. In fact, she recently bought a 2012 Volkswagen Tiguan through Shift, a start-up that arranges online sales of used cars. She is happy with her car, which the company brought …

Startups

Fraudsters need just three details to steal your identity – and most of it can be found on Facebook

Fraudsters need just three key bits of information to steal your identity and access your accounts, take out loans, credit cards, mobile phones in your name.<p>All it takes is a name, date of birth and address – and most of this can be found on social media profiles, such as Facebook. And if your …

Identity Theft

Android Pay Reaches Mobile Banking App Channel

Share Email<p>Android Pay announced new partnerships with a handful of banks from around the globe, including Bank of America, USAA, Bank of New …

Android Pay

How to secure your Apple and iCloud accounts

Keep hackers at bay<p>With high-profile data hacks regularly hitting the headlines, you might be wondering what you can do to keep your own data safe. The answer, as it turns out, is quite a lot. We've previously covered how to protect your Facebook, Google, and other accounts. Now it's Apple's …

Information Systems

What Is an AVS Mismatch?

Declined transactions are stressful. No cardholder likes being in that position, and it’s a tense situation for business owners who lack answers to …

Identity Theft

Amex OptBlue and Amex Direct Comparison

Why don’t businesses accept American Express as commonly as Visa and MasterCard? Traditionally, a huge profit driver for Amex was its high Flat-rate …

FinTech

Chip and Signature vs Chip and PIN

When the United States finally embraced EMV, the major card issuers favored chip and signature as the authorization method. However, as security …

Identity Theft

AVS Downgrades Can Increase Rates by 64 Percent

Address Verification System (AVS) is a common fraud-prevention measure for card-not-present transactions. AVS checks that the purchaser is in fact …

Personal Finance

Monthly vs. Daily Discount

When searching for a Merchant Account Provider, you’ll want to consider your billing cycle options. Sometimes it's personal preference, but more …

Personal Finance

MasterCard Merchant Location Fee Details

MasterCard announced a new assessment fee that will be billed per business location that accepts its cards.<p>MasterCard’s Merchant Location Fee will be …

Mastercard

Successful Entrepreneurs Share Business Advice

There’s not one right way to launch a business venture. Some believe the right advice and mentorship is crucial; others argue advice is often overly …

Entrepreneurship