Patrick Lopez Associates

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After 5 Years, Did Your Home Appreciate 57 Percent?

According to the December 2012 survey results, national homes prices were projected to increase cumulatively by 23.1% by December 2017. The bulls of …

Real Estate

Everything You Wanted to Know About SCV Homes $200-$400k

Do you like data? I’m a fan. It can clear up some mis-conceptions you might have about an issue or idea. Sometimes, it can force you to rethink …

Real Estate

Time For Lenders To Tell Us Their Real Loan Prices

It might be time for Fannie Mae to coerce the banking industry to standardize their advertising for mortgages.<br>Have you ever tried to comparison shop …

Real Estate

The 5 Credit Essentials That Will Reward You Handsomely

Becoming savvy with your credit can save you tens of thousands of dollars as a homeowner in the long run.<p>Are you a potential home buyer thinking of …

Personal Finance

Curbed Comparisons: What $600K buys around LA

It’s enough for homes in Westlake, Altadena, Van Nuys, Lake Balboa, and Hermosa Beach<p><i>Welcome to</i> <i>Curbed Comparisons</i><i>, where we explore what you can rent or buy for a certain dollar amount in various LA ‘hoods. We’ve found five homes and condos within $10,000 of today’s price: $600,000.</i><p>We’ll start in …

Real Estate

When Should You Cut Your Losses on a Home That's Costing More Than You Expected?

Surprise! Your homeowners association just hit you with a massive special assessment. No surprise! Your adjustable rate mortgage is going to …

Real Estate

Neighborhood List - Mapping L.A. - Los Angeles Times

MAPPING L.A. > List<p>Neighborhoods<p>Select one of L.A.’s 272 neighborhoods<p>Name<p>Region

Why Baby Boomers are not to blame for high house prices

Dear diary,<p>It appears I have offended old people.<p>Could it be because I refer to them as "old people"?<p>In some quarters, I've even been labelled …

A new California gold rush for homeowners, the poorhouse for renters

I lived in an apartment until I was 8, when my parents scraped together a down payment and bought a modest little house on a cul-de-sac, taking hold of a deed that was our ticket to the kingdom of suburban California royalty.<p>Housing developments grew out of the dust all around us in eastern Contra …

Don't Let Your Home Purchase Offer Get Rejected

The Santa Clarita/Los Angeles housing market is, in a word… insane. Five years ago, there were 1,175 homes on the market in Santa Clarita.<p>This week, …

8 Sets of Hacks For Prepping Your Home to Sell

Here’s a hack I really love: make sure your sliding doors and windows SLIDE. As a buyer, you are turned off by a slider door that feels like it will …

11 Incredible Mansions That No One Wants to Buy

Have you ever passed by a wow-worthy residence that's had a "For Sale" sign on display for what seems like an eternity and wondered why no one has …

Online mortgage calculators don't give homeowners the full picture — here's what to use instead

Becoming a homeowner is a complicated process and a major financial commitment, and figuring out the true cost requires a good amount of research.<p>Many people will often turn to online mortgage calculators to determine what they can afford, but this tool comes with a few glaring limitations.<p>In fact, …

Personal Finance

Buyers Pay More for Homes with These 12 Features

Remodeling is a big investment—and whether you’re doing it for your own benefit or with an eye towards selling your house, it’s nice to know which …

Dining Rooms

6 Things the World's Most Beautiful Kitchens Have in Common

You can join the club, too — even on a small budget.<p>After double tapping and repinning hundreds of kitchens (not to mention spending the entire day, five days a week in one), we've become experts in identifying what draws a person's eye to a cooking space — and we've noticed one really cool thing: …

Getting a mortgage approval could be easier than you think

So what does it take to get approved for a mortgage to buy a house this summer, whether you're a first-timer, planning to move up or downsize? Maybe not all that you think.<p>For most people, the key requirement is that you’ve got the right package — acceptable credit score, down payment, financial …

Millennials Are Buying Homes Because of Their Dogs - Not Their Children or Marriages

They want a better yard for their best friend<p>It’s no secret that millennials love dogs and now their four-legged friends are starting to influence …

Home Ownership

How Your Credit Score Is Determined

Don’t believe the myth of the single credit score. You actually have hundreds of scores! Don’t panic, though; when most people talk credit scores, …

Personal Finance

Ooh, I Like That.. A Primer On Home Styles

When home buyers are just getting their footing, and learning about homes and real estate, it can be difficult for them to articulate just exactly …

Real Estate

5 Years Ago - A Look at Santa Clarita Real Estate

What a difference 5 years has made in the Santa Clarita real estate market. Right now, on average, ANY home hitting the market is gone before a …

Real Estate

Colors And Homes.. What Works... And WHY

For starters…Not one of these colors is advisable in a home you are thinking of selling (or living in, for that matter).<p>Your first “sell” to a …

Real Estate

The 3 Things to Never Compromise On When House Hunting

You've heard it before: "No house is going to be perfect. Even your dream home will have a few compromises."<p>That's true. When you're house hunting, …

Real Estate

How Does An Escalation Clause Work In Real Estate?

Escalation clauses are making a huge comeback into the real estate industry over the past year. In the Greater Rochester area, nearly every competitive offer situation is seeing at least one or two escalation clauses included in the offers. In this SlideShare, find out exactly how an escalation …

23 Home Inpection Nightmares

The hardest part is over: your offer was accepted. Time to breathe a sigh of relief and let the accountants and experts take over. Your biggest …

Real Estate

The SCV vs. The SFV: A Showdown

Any out-of-towner who visited the SCV and SFV for a day could immediately lay out some differences between these two geographic population …

Real Estate

The 5 Factors That Determine if You Can Get a Mortgage Loan

Can you get approved for a loan to buy your dream home? Here are the five factors that determine your likelihood of approval.<p>So you've finally …

Personal Finance

Is a 20 percent down payment out of reach? How to get around that

Coming up with the cash to make a 20 percent down payment on a home is becoming increasingly impractical.<p>With home prices up more than 30 percent …

Personal Finance

5 Terrible Credit Score Myths

Your credit score can make a big difference in your financial life, and a poor score can cost you tens of thousands of dollars. Make sure you're not …

Personal Finance

A Buyer's Guide to Short Sales and Foreclosures

Updated July 25, 2017<p>Short sales and foreclosures are two distinct types of transactions that share the common denominator of being distressed …

Real Estate

Why Did Your Offer Get Rejected? Here's 3 "C's" Why

The Santa Clarita/Los Angeles housing market is, in a word… insane. Five years ago, there were 1,175 homes on the market in Santa Clarita.<p>This week, …