Annapolis Power 99.1

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Why Reading Books Makes You a Better Person, According to Science

Researchers have found that people who read regularly are better off.<p>Books are good for people on so many levels. They can help you fall asleep, lower your stress through laughter or tears, provide an escape from reality, and offer exposure to perspectives different from your own. Here are three …

The Brain

How to build a kinder workplace when its leaders don’t

It’s the job of leaders to build supportive, empathetic work cultures. But there’s a lot ordinary employees can do, even when their bosses shirk that duty.<p>Work culture is generally thought to be the preserve of leaders to shape, improve, and protect–and rightly so. They’re the on the hook to build …

Sexual Harassment

6 Budgeting Mistakes and How to Fix Them

The thought of accounting for every bit of money you touch can be intimidating, but the biggest budgeting flubs don’t require a math degree to fix. …

Personal Finance

How to Become More Self-Aware

<b>Tasha Eurich,</b> an organizational psychologist and executive coach, talks about why we all should be working on self-awareness. Few people are truly self-aware, she says, and those who are don’t get there through introspection. She explains how to develop self-awareness through the feedback of loving …

Leadership

You Have Only So Much Time: Here's How the Most Successful People Use Theirs

People who get to the end of their days and assess their lives positively have one thing in common--they're intentional about their behaviors in the here and now.<p>It can be sobering to think about the finite amount of time you've been given. And like it or not, how you assess your life when you get …

Self-improvement

5 Unhealthy Behaviors That Rob You of Happiness

Do you do these things?<p>Many people unwittingly engage in habits that reduce joy. Without meaning to, they repeat misery-making behaviors and wonder …

Happiness

5 Ways To Get Financially Fit

January 2018 came and you made your resolutions. Get your spending in order, pay off your credit card debt and focus on making smart investments. …

6 Ways to Start a Business Even If You Have Debt

If you're one of the millions of Americans who carry debt, consider these six alternative funding solutions to start a business.<p>It's a fact of life in our modern economic climate: Americans are in debt. In fact, according to recent reports from the Federal Reserve, at $1.021 trillion, Americans now …

Small Business

9 Employers That Will Help You Pay Off Your Student Loans

The bar for company perks is pretty low when you first start working. Standard vacation days, a solid healthcare package, and a few summer Fridays …

Want to Make More Money? Here's How

We all need more money. Here's how to get it.<p>You love your job, you love your coworkers and you're great at what you do. You show up on time and work gnarly hours. You're smart and innovative and fun.<p>In short, you're killing it. Maybe it's time to leverage your labors into a sweet little bump in …

Time I

5 Easy Tips for Ordering Wine That Will Impress Everyone at a Business Dinner

Whether you're out with clients, staff, or friends, here's how to navigate the wine list like a pro<p>It's bound to happen sooner or later. You'll find yourself in a restaurant or a bar. You're out for dinner with clients, staff, or friends. And someone's going to hand you the wine list.<p>Now what? Do …

Sonoma County

How to Cope When Debt Damages Your Mental Health

So much writing about personal finance focuses on the basics, like sticking to a budget or paying off debt. The emotional toll of money, however, is …

Mental Health

How To Follow Smart Investors In 2018

The stock market in 2017 had a very consistent run, with the DJIA up over 24% and the SP500 up over 18%. 2018 has started off more tentatively and …

Cashing out

Bitcoin’s young investors put their digital currency to work in the physical world<p>In August 2014, a secret buyer contacted the realty arm of Martis Camp, a luxury real estate community in North Lake Tahoe in California, with an unorthodox deal: a purchase of land for 2,739 bitcoins. At the time, …

Real Estate

3 Ways to Use Credit Card Rewards to Your Advantage

With a little planning, you can harness rewards programs to help launch your startup to new heights without seeking more outside capital.<p>5 min read<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Nearly 70 percent of entrepreneurs fund their companies with external capital, according to …

Personal Finance

4 Investments Every New Parent Should Make

When you’re preparing to have a baby, long-term considerations like paying for college tuition seem relatively unimportant compared to more immediate …

Millennials Are Making a Big Financial Mistake. Are You, Too?

Young people aren't alone in operating under dangerous misconceptions regarding retirement. Set yourself straight.<p>There's a lot we don't know about …

Is Your Net Worth Better Than the Average American?

You might be ahead of the game thanks to soaring stock prices and home values.<p>Net worth isn't the only financial data point you should be tracking, …

How to repair your credit when you're still in college

If you’re in college, you’re probably already worrying about getting good grades, covering your living expenses, and repaying student loans when you graduate. So, worrying about your credit score might not be your biggest concern. But it should be.<p>The majority of those under 30 (67%) have a credit …

Personal Finance

9 Financial Moves You’ll Always Regret

Like buying a house you can't afford.<p>We all do dumb stuff with our money, especially when we’re young. Most of the time, we make mistakes that won’t …

Personal Finance

Engaging Employees Starts with Remembering What Your Company Stands For

Organizations spend over $100 billion annually to improve employee engagement. Yet according to Gallup, only 13% of employees are engaged — and disengaged employees cost U.S. companies $450 billion to $550 billion per year in lost productivity.<p>The reason why most engagement efforts fall short is …

Employee Engagement

10 Strategies to Reduce Money Stress and Improve Your Finances

You can can have money stress and feel anxious about your financial situation, no matter how much you make. Find out the root causes of money stress …

Personal Finance

How should I prepare financially to launch my own business?

<i>I'm considering starting up a personal business. How should I prepare financially? —Anonymous</i><p>Being your own boss is the dream for many Americans.<p>But it's not as simple as quitting your job and then pow! Instant entrepreneurial success. Instead, it takes time. And, of course, it takes money.<p>Here are …

Small Business

5 Ways To Manage Your Money In Order To Realize Your Dreams

Rianka Dorsainvil wants to talk about the “B” word: Budget. The 30-year-old entrepreneur and Certified Financial Planner (CFP) is on a mission to make financial planning accessible to Millennials. Her fee-for-service only company, Your Greatest Contribution (YGC), offers to help young thriving …

Personal Finance

This simple checklist will help you manage your no. 1 source of stress

Money sends us into a panic. Organizing your finances with this checklist can help.<p>It’s time to spring clean your finances.<p>The No. 1 source of stress …

8 Factors That Could Keep You Broke Forever

If you are perpetually penniless, you may feel that's just the hand you've been dealt when it comes to money.The truth is, no one has to live their …

Top 5 Personal Finance Apps in 2018

Managing personal finance is neither exciting nor easy. However, it is important to keep a tab of your expenses and build a decent financial …

3 Stocks to Hold for the Next 20 Years

You can feel safe investing in these top stocks...and then forgetting all about them.<p>The idea of holding on to a stock through thick and thin for …

The Mindset Of Financially Successful People

Accumulating great wealth through working and investments are only a small piece of the puzzle when it comes to analyzing the mindset of many financially successful people. Yes, having a high paying job and making smart choices with your financial portfolio are all key attributes of those who have …

5 foundations in your 20s for your financially comfortable 30s

20s bring along more excitement than just about any decade in your life. You finally reach the point where you get to take some decisions on your own …