P2PMalaysia

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Why Small Businesses Are Not Yet Embracing P2P Lending and Crowdfunding

If you read business news, you might think that crowdfunding and peer2peer lending are very popular sources of business financing just by the volume of media coverage that they get. But P2P and crowdfunding platforms are relatively new to the lending space and make up a tiny fraction of business …

The Struggle For SME Bank Borrowers Is About To Get Worse

Share Email<p>The European Union and many of its individual member states are working on ways to improve SMEs’ access to working capital on the …

5 Reasons New Lenders Are Ignoring FICO Credit Scores

For years, FICO credit scores have played a disproportionate role in our lives. FICO, which is used by 90% of lenders in America, determines whether or not we can be approved for a mortgage, auto loan or credit card. It is also used to determine how much we can borrow, and what interest rate we …

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Global Association of Risk Professionals | The Only Globally Recognized Membership Association for Risk Managers | GARP

What Lending Club's Success Means for the Future of Small-Business Lending

In just eight years, Lending Club has figured out how to provide a faster small-business loan--and paved the way for a growing group of financial disrupters.<p>It did not take long for the daily rhythms of prosperity to establish themselves at Hungry Ghost Coffee Bar and Café, a recent arrival in a …