Nikki Pods

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5 Things You DON'T Need to Start a Business - And 5 Things You DO Need

5 Things You Really DON'T Need to Start a Small Business<p>And 5 Things You DO Need<p>Updated July 11, 2017<p>You have a great idea for a small business and …

Small Business

6 Powerfully Effective Hacks to Get Organized Right Now

Getting organized doesn't just happen all by itself--it takes a concerted effort over a period of time.<p>No matter what we're doing, getting organized is always one thing we never seem to completely achieve, and it's something most all of us could use a little more of. But getting organized doesn't …


9 signs you aren't saving enough money

Earning a lot of money doesn't necessarily make you rich.<p>At the end of the day, no matter what your paycheck reads, you still have to save and invest your money if you want to accumulate wealth.<p>Are you setting aside enough? To help you evaluate, we've rounded up nine red flags to watch out for.

Personal Finance

5 Harmful Thought Patterns Keeping You From Reaching Your True Potential

Researchers have proven that the way you think directly correlates with what you achieve in life.<p>What you achieve in life is directly proportional to the thoughts you allow to roll around in your mind. And know this: You are in control of your mental content. In fact, the most successful people …

Why the Term "Middle Class" Is Meaningless Today

"Hillary Rodham Clinton calls them 'everyday Americans.' Scott Walker prefers 'hard-working taxpayers.' Rand Paul says he speaks for 'people who work for the people who own businesses.' Bernie Sanders talks about 'ordinary Americans'," writes Amy Chozick in her <i>New York Times</i> article on how the term …

The 12 dumbest things you can do with your money in your 30s — and how to avoid them

Time is still on your side in your 30s. If you manage your money well, it can mean huge financial gains in the future.<p>That's easier said than done. And many of us tend to assume that we'll have more money in our 40s and have plenty of time to tune up our finances, which can lead to some poor money …

Personal Finance