Nicole Spector

Nicole Spector is a writer, editor, and author based in Los Angeles by way of Brooklyn. Focused largely in the personal finance and business space, she writes and edits for Today.com, NBC News, Yahoo Finance, Nasdaq.com, and more. Her work has also appeared in The Atlantic, Vice, Vogue, and other publications.

Nicole Spector
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Is Your Money Safe in the Bank?
Curated byNicole Spector
Following the collapse of Silicon Valley Bank and Signature Bank, you may be wondering if your money is safe in the bank. The short answer to this is: yes, most likely. If your bank is FDIC insured and you have less than $250,000 across accounts, your money is guaranteed to be protected in the event of a bank failure. But there is some fine print to know about here, and you’d best read on to find out the ideal ways to protect your savings — especially if you have a hefty nest egg in cash.
Nicole Spector
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Are We Headed for a Recession: Yes or No?
Curated byNicole Spector
It’s a confusing time, economically speaking. Mass layoffs are scorching various job sectors and yet the unemployment rate is low. Inflation is cooling down, but prices are still insurmountably high on everything from eggs to houses. The U.S. recently hit the debt ceiling, a historically bad event, with serious repercussions — but after, it was almost as though nothing had happened. This all prompts the question: Are we headed for a recession or not? The answer has got to be out there somewhere!
Nicole Spector
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Love & Money: How to Talk Finances with Your Significant Other
Curated byNicole Spector
Money can’t buy love, but it can surely play a huge role within it. Research shows that couples who talk openly about money have a better chance of staying together and of nurturing a healthy relationship. And this doesn’t just apply to married people or those who are cohabitating (though they will see enormous benefits). Communication about personal finance matters behooves even those who are still early on in the dating process. But how do lovers get the money discourse going? Let’s find out.
Nicole Spector
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Deep Breath…How to Prep Your Finances for a Layoff
Curated byNicole Spector
Layoffs are happening like wildfire as companies brace for a recession, and folks across all sectors (but perhaps most notably, in tech, where tens of thousands of jobs are being dissolved) may be feeling anxious. The best thing that one can do right now is to get prepared for the worst-case scenario, and that means prepping one’s finances in order to be ready to negotiate severance, invest in upskilling if desired, build up an emergency fund, and possibly hire a career coach. Let’s explore.
Nicole Spector
flipped into The Psychology of spending
Feel like you're broke all the time? Here's how you can change that
CNBC - Jacob Shin
Most college students are better at spending money than saving it since they're not used to having money. But it is crucial that college students …
Nicole Spector
flipped into The Psychology of spending
Give poor people a guaranteed income and let them spend it however they please
Mashable - Rebecca Ruiz
Why we should trust people to use cash aid without restrictions. Give a Buck is Mashable's deep dive into Universal Basic Income — an idea gaining currency in a time of pandemic and mass unemployment. Now more than ever, our future depends on whether we can pay the bills. When Tamara Ware received …