Nelly

22 Flips | 3 Magazines | 24 Likes | 3 Following | @Nelly4jks | Keep up with Nelly on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Nelly”

How to Save $1 Million Without a 401(k)

It's possible -- you just need to start with a solid strategy.<p>When it comes to saving for retirement, a 401(k) is one of the most powerful tools out …

How much you have to save each month to become a millionaire by age 67

Building a seven-figure portfolio isn't as hard as you may think. In fact, some say that "millionaire is the new middle class."<p>To illustrate just how …

Keep Your Budget Simple By Sticking to Three Categories

You could spend hours trying to devise a flexible system to categorize and label every single expense you have, but it won’t necessarily help you. …

How Thinking About Death Can Make Your Life Better

It’s so important to live your life fully, in the now, aware of everything you have. Author Wayne Dyer said that in order to appreciate the beauty of …

Managing your pension: will your money run out before you die?

Britain's pension system has undergone a revolution in recent years, resulting in millions of people needing to make more decisions for themselves about how to invest and manage their money.<p>This video discusses the three key factors that determine how long your pension will last; the size of your …

5 Signs You Can Trust Your Financial Advisor

Many of us need a little outside help when it comes to things like investing and planning for the future, and that's where financial advisors come into play. According to the Certified Financial Planner Board, consumer use of financial advisors increased from 28% in 2010 to 40% in 2015, yet 63% of …

11 Facts About Retirement Every Retiree Should Know

Close to four million Americans retire each year, and while they may have prepared by saving and investing money in IRAs, 401(k)s, and other accounts, they're likely unprepared in other ways. For example, while you might prepare <i>for</i> retirement, you might not have given much thought to how life will …

9 Money Moves to Make the Moment Your Credit Cards Are Paid Off

With high-interest debt no longer weighing you down, you can truly start to work your way toward financial freedom.<p>It may have taken years. It may …

Five essential tips if you want to retire early

The dream of early retirement is all that keeps some of us going through the daily grind. Fantasies of a round-the-world cruise, sunloungers on a seaside terrace or writing a best-selling novel make work endurable.<p>Then we hit 50, look at our pension pot, and wonder if we will ever be able to afford …

12 Money Rules to Live By

Sometimes one-size-fits-all advice works just fine.<p>One-size-fits-all financial advice isn’t supposed to work. We’re all as unique as snowflakes, so …

3 huge Social Security mistakes you should avoid

A good 65 million Americans rely on Social Security as a source of income in retirement, which means it's all the more important that current and …

How Much It Cost to Retire in the Year You Were Born

Find out what your "magic" number is.<p>Everyone wants to know the “magic number” — the amount of cash they need to retire. Of course, if you save more …

How to become a millionaire by retirement

Almost anyone can become a millionaire if they make a commitment to save early in their career and stick with it over several decades.<p>Savvy investors will be helped along by employer contributions and tax breaks and will skillfully avoid high fees that reduce investment returns.<p>Here's how to save …

15 Mistakes Smart People Make in Retirement

Neglecting to plan for long-term care can be a big threat to your nest egg.<p>Americans make plenty of mistakes when it comes to planning for …

7 ways to guarantee you won't save enough money to retire

You've heard it countless times: Americans aren't saving enough money for retirement.<p>In fact, nearly <i>half</i> of American families have no retirement account savings at all— and single people are even less prepared.<p>How prepared are you? If any of these seven habits strike a chord, it may be time to …

Will Social Security Pay My Bills?

Photo: kizzzbeth, Flickr<p>As you approach or just think about retirement, it's natural to wonder, "Will Social Security pay my bills?" The answer can be yes -- as long as your bills aren't too hefty. If you're making mortgage payments on a $700,000 house, for example, it will be difficult to get by …

Credit Crackdown: How One Woman Paid Off $67,000 In 20 Months

Paying off debt can feel impossible when you're already tens of thousands of dollars in the red. Here's the good news: It <i>can</i> be done. Take Kristen Seaton's inspiring success story on how to pay off debt. Seaton lives in Boston, MA, and managed to pay down a whopping $67,000 in debt in less than two …

Loans

Why your money box needs a liquid fund

Even though we all have bank accounts, we don’t need to put all our idle money there. There’s another animal that works almost like a bank account …

Investing

4% Retirement Rule: Why It Might Not Work for You, and What You Should Do About It

Image source: Pixabay<p>For decades, retirement planners and financial advisors have recommended the "4% rule" as a way to make retirement savings last for decades. But with interest rates so low, people living longer, and rising healthcare costs, it's not so clear anymore whether the 4% rule still …

The 9 Habits of People Who Never Have to Clean Their Homes

A maid isn't needed, just some better habits.<p><b>1. They put away their clothes every night.</b>When you're changing into your pajamas, it might be tempting to just toss your clothes on a chair or even on the floor, but don't fall prey to that lazy trap. It takes a couple of seconds to put them in your …

Cleaning

What Do Your Employees Really Cost You?

Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p><i>In his book No B.S. Ruthless Management of People & Profits, business coach and consultant Dan S. Kennedy</i> <i>presents a straightforward assessment of the real relationship between employers and their employees, and dares you to take action.</i> <i>In</i> …