Mz

33 Flips | 7 Magazines | 1 Like | 1 Follower | @Mz2ip66 | Keep up with Mz on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Mz”

9 Reasons to Invest in Apartments

I have been buying apartment properties for almost 25 years. With over 40 transactions in seven states I have bought and sold over $500 million in …

5 habits that helped turn ordinary people into self-made millionaires

Habits save the brain work and conserve brain fuel. There is very little processing power involved with respect to habits.<p>So what does that have to do with being rich? I studied 177 self-made millionaires and uncovered certain unique good habits that made it possible for them to automatically …

The 15 worst mistakes people make in their 20s

That said, there are some poor choices that have lasting effects, like not starting to save money, that are easily avoidable.<p>We've sorted through a variety of advice from entrepreneurs and writers on Quora and found recurring themes.<p>Here are the worst mistakes 20-somethings would be wise to avoid …

How much you should have saved for retirement right now

How much should you have saved for retirement? There's actually a simple answer to that. You'll need to start with a bunch of basic assumptions, but all you really need to know is your income and your age.<p>Let's take a look at hypothetical Joe, who is hired straight out of college. By the time he's …

Retirement

How to save yourself when the stock market turns cruel

The stock market has turned cruel, probably leaving you with losses in your 401(k), IRA and college savings.<p>What should you do?<p>If you want to know how far this downturn will go, be skeptical of any answer you receive. When a downturn is in motion, top analysts cannot determine whether it's going to …

Stock Markets

Do This If You Want to Retire Early

Achieving an early retirement is doable, if you're willing to do disciplined saving and adjust your spending budget in retirement. Here's a strategy …

How I built my family's net worth to $1 million

While I still have some debt in the form of a small mortgage, I'm closer than ever to sailing off into that sunset.<p>Today, I'll tell you my story.<p>As far back as I can remember, I was always a hustler and a saver. When I was 7, my parents paid me to do chores around the house.<p>I earned $2/week picking …

The Surprising Way to Truly Unconditional Wealth and Happiness | Inc.com

Want less to live more.<p>It's an age-old adage we've heard time and again. Happiness, as we know very well, is toxic if it is dependent on material, goal-oriented goods. To embody the philosophy, however, is much easier said than done, but realizing why could change your life.<p>Let's start by figuring …

Happiness

11 simple tech travel hacks that will save you time and money on your next trip

Planning for a trip can be a stressful experience.<p>It can get even worse if you're going overseas or to a place you've never been to.<p>But you can save a lot of time and money by taking advantage of these websites and apps.<p>Check out 11 tech travel hacks that will make your next trip so much better.

5 Top Retirement Havens Where Real Estate Purchase Comes With Residency

When you buy a piece of property overseas, it can sometimes come with an important bonus -- it can open the door to foreign residency. When it does, you not only have a second home in the traditional sense, but you've got a second home in a broader sense as well ... a place where, when you go …

A Week's Worth Of One-Skillet Recipes To Make Your Life Easier

Turn up the heat.<p>There are tons of excuses we use to talk ourselves out of cooking at home -- it's messy, complicated, it heats up the apartment. And there's always Seamless.<p>But cooking at home can seriously improve your life, according to science.<p>Julia Wolfson, a lead author of a 2014 <b></b>study at the …

50 Summer Salads You'll Actually Enjoy Eating

No more sad, wilted greens.<p>No more sad, wilted greens.

Healthy Eating

The Best Workout Ever, According to Science

It seems like every other week there’s a new study touting the best way to work out. And, really, how you do it depends a lot on your goal—someone …

6 apps for people who are easily distracted at work (a.k.a., everyone)

How often do you feel distracted at work? All the time, right? I bet those distractions keep you from getting a lot of stuff accomplished on a …

Time Management

15 books to read in your 20s if you want to get rich

However, it can be difficult to know where or how to start, especially if your parents didn't teach you much about money or if you've never taken a personal finance class.<p>The good news is that there are a bunch of resources out there designed to jump start you on a path to financial success, and …

Personal Finance

Millennials are saving — but they’re doing it wrong

Growing up during an economic downturn scared 20-somethings into saving — but they’re also too skittish to do much with the money they’re socking …

Why You Should Invest at Least $5,000 Before 2016

<i>By Ashley Redmond, Contributor</i><p>The U.S. stock market is having a solid year. It is a far cry from 2013, when the Standard & Poor's 500 index surged more than 30 percent, but it is up 12 percent year to date.<p>Most experts agree that the rest of 2015 won't break any new records, but it will continue to …

The 14 best money management tips from real people's budgets

From a 25-year-old with impressive financial management skills to a would-be retiree trying to figure out if he can afford to take the plunge, they all have something to teach the rest of us.<p>Here are some of the highlights.

17 things keeping you from getting rich, according to a journalist who spent his career studying millionaires

In addition to boiling down the "secret" to building wealth in 13 principles, he revealed 30 "major causes of failure" that hold many of us back from getting rich.<p>Here are 17 that are still relevant today.

17 insights about getting rich, from a 78-year-old book on wealth that's still relevant today

There is no mention of "money," "wealth," "finances," or "stocks" within Hill's text.<p>Rather, he focuses on breaking down the mental barriers that prevent many of us from attaining our own fortunes, an approach which is still relevant today.<p>We scoured Hill's pages to come up with some of his best …

A financial planner explains how to set up your money for the rest of your life, in 9 steps

Unless you develop a formal strategy — like a written plan — it can be tough to accomplish a financial goal of any type.<p>And let's face it, if you do accomplish your goal it's more likely luck has more to do with it than your financial savviness.<p>Let's go over some financial planning basics, that …

How one man is preparing to retire in his 40s

Just ask Harry Sit of The Finance Buff, who is poised for retirement in his 40s.<p>"One piece of conventional wisdom I steer clear of is that nickeling and diming on small expenses as the key to save money and build wealth," he says.<p>Instead, Harry does the opposite by spending a little extra on small …

How much retirement income will $1 million generate?

<i>How much retirement income can I get from a $1 million nest egg? --Darrell, Texas</i><p>I hate to sound as if I'm equivocating, but the answer depends on a whole bunch of factors, including your age, your sex, the level of interest rates and the investment returns you earn, how long you would like the …

How much money you need to save each day to become a millionaire by age 65

"Becoming rich is nothing more than a matter of committing and sticking to a systematic savings and investment plan," financial adviser David Bach writes in his book "Smart Couples Finish Rich."<p>"You don't need to have money to make money," he writes. "You just need to make the right decisions — and …

A man who retired comfortably at age 30 explains how much money he had to save

That was in 2005, right before Mr. Money Mustache's 31st birthday.<p>"This was achieved not through luck or amazing skill," he emphasized to Farnoosh Torabi on episode 38 of "So Money," her personal finance podcast. "But simply by living a lifestyle about 50% less expensive than most of our peers and …

In my first meeting with a financial adviser, she told me something that completely changed my perspective on money

I was there to meet with a financial adviser. I anticipated a terrifying, math-y, money-based conversation that would somehow make me feel both poor and stupid. <i>(Like most people in the world, I prefer to feel not-poor and passably intelligent.)</i><p>My adviser turned out to be a lovely, helpful, totally …

How A Couple Of 'Frugal Weirdos' Are Saving 71% Of Their Income So They Can Retire At Age 33

What do you do when you’re fed up with your job and always living for the weekend?<p>If you’re this young Boston couple, you decide to save more than two thirds of your income so you can retire to a homestead in the woods of Vermont before your 35th birthdays.<p>Meet Mr. and Mrs. Frugalwoods, a software …

Personal Finance

Stop Exercising to Lose Weight

Exercise has forever been the go-to torture regimen for people trying to lose weight. It's typically an acrimonious chore or insufferable extra in an already long day. More and more often, exercise requires a self-demoralizing offensive into a meat market filled with coveted six-packs and lavish …

How Did We Get So Fat And Is There Hope?

While I will be writing on Forbes mostly about the technology and the Human Internet of Things (HIoT) in health and wellness, I thought it was really important to get at the fundamental reasons we are so fat. Earlier, I wrote an article “Four fundamental shifts required for improved population …

Nutrition

What's keeping this 30-year-old super saver from buying a home?

Daryl Marritt paid off a $47,000 student debt in one year while earning a salary of $45,000.<p>The 30-year-old from Brampton, Ont., then turned his attention to saving. Using low-cost index funds, he maxxed out his tax-free savings account and put a whack of money in his registered retirement savings …