Jaime Garcia

32 Flips | 11 Magazines | 12 Likes | 2 Following | 1 Follower | @Mymanfresh | Keep up with Jaime Garcia on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Jaime Garcia”

Sweet home Chicago: The battle for the bungalow belt

Squat and square with a sloped roof, off-center entrance, wide windows and brick facade, the Chicago-style bungalow has been the heart and hearth of the city's working class since it first popped up in the 1910s.<p>Now, it's under siege: The Battle of Bungalow Belt has begun.<p>Leading the charge for …

Five Simple Budgeting Strategies That Can Bring Real Results

Ever since I was a little kid, I’ve had an affinity for numbers. My father loves telling this story about how when I was seven, I corrected a guy’s …

Personal Finance

House flipping thriving in Chicago area, study says

As house flipping picks up steam throughout the nation, the Chicago area is in the top 20 percent of 126 U.S. metro areas for making money on fixer-uppers, according to a RealtyTrac analysis released Wednesday.<p>On average, flippers earned a return of 74.2 percent on the homes they bought and sold …

For-Profit College Grads Earn Less Money Than They Did Before College

Speaking generally, for-profit colleges are ripoff machines that exist to extract money from unfortunate students in return for a useless …

14 Quotes That Can Help You Worry Less About Money

Words won't pay the bills, but they can put things in perspective.<p>We worry about money all the time. It occupies our minds when we’re at work, and …

6 Ways To Build Your Own Headboard

Make your bedroom pop with these DIY headboards that cost less than $100 and can be built in a weekend.<p>Headboards make a design statement in any bedroom. They can transform a plain old bed into an eye-catching piece of furniture. But headboards can be expensive, and finding one that suits your …

Interior Design

[Infographic] 50 Tools Every Home Owner Must Have

Every home requires maintenance to keep up its appearance, functionality and value. Often times the need for a minor repair comes at a time when we are busy and the task gets set aside for another day. The trouble is, before you know it we soon have several projects that need our attention! It can …

Everything You Need to Know Before Buying a Fixer Upper

Set aside money for a house repair fund.<p>So you’re pre-approved for a mortgage, and suddenly a home matching your criteria appears on the market. Then …

More Money Won't Fix Your Financial Problems If Your Habits Suck

Everyone wants more money. More money means less stress, we assume. Except that’s not necessarily the case. If your habits suck, making more money …

Personal Finance

14 books that will change the way you think about money

A lot of what holds people back from financial success are their thoughts and beliefs about money — not their job title or salary.<p>It turns out, you're probably already making enough money to become rich, as David Bach preaches in "The Automatic Millionaire"; and you <i>can</i> splurge on a $4 mocha and …

30 Easy Ways to Make Money on the Side This Year

Whether it's starting your own business or working a part-time gig, here are a host of things you can do to earn the extra cash you need.<p>Why wouldn't a person want to have a little extra money in his or her bank account? I think most people would probably be happy to have that extra padded account …

College financial aid shifting toward the affluent, study says

Are you getting gouged on college?<p>If you come from a relatively low-income family, there's a strong chance you are. In fact, you may be subsidizing the education of a student from an affluent family.<p>Why? Because many colleges, with limited pots of financial aid money, are cutting off the students …

The Lunacy Of Tuition Inflation Must End: 39 Brave Colleges Buck The Trend

Few issues in American higher education today are less well understood yet subject to greater controversy than the price of a college education. In recent years, state legislatures, Congress and even the president have taken on the higher education establishment over the high price of college. The …

What Is Driving the Student-Debt Crisis?

Commentary<p>Financing equal access to higher education largely through student loans has resulted in $1.3 trillion in debt, exceeding auto loans, …

This Is the Next Big Threat to the Middle Class

It’s a challenging time for the American middle class. A Pew Research Center report released last week described the steady decline in middle class …

What Having a “Growth Mindset” Actually Means

Andrew Nguyen/HBR STAFF<p>Scholars are deeply gratified when their ideas catch on. And they are even more gratified when their ideas make a difference — improving motivation, innovation, or productivity, for example. But popularity has a price: people sometimes distort ideas, and therefore fail to …

The Trickle-Down Effect of Good (and Bad) Leadership

We know that emotions are contagious. Research by UC San Diego’s James Fowler and Harvard’s Nicholas Christakis has shown that happiness is contagious, for example. If you have a friend who is happy, the probability that you will be happier rises by 25%.<p>We also know that behaviors are contagious. …

20 Business Ideas for Stay-at-Home Parents

Looking for a new way to make money? Here are 20 businesses that you can start with very little money. You need motivation, a willingness to work hard and a desire to be financially successful.<p>College Application/Financial Aid Planning Consulting Business<p>A financial aid planner helps parents get …

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America's Coolest College Startups 2014 | Inc.com

Not long ago, people would call college "kids" who started businesses quaint. Now they call them the boss.<p>Helped in part by low-cost technologies and an increased prevalence of entrepreneurship training at the university level, college students--and indeed those even younger--are making solid …

Want to Know Your Brand's Weaknesses? Ask These 3 Questions | Inc.com

No matter how thoughtfully designed or meticulously executed, every brand has its weaknesses--or its “imperfections,” if you will. They are those points of interaction that are less than what were intended by the business's leaders and brand stewards--or more importantly, less than what were …

Productivity Tricks: 6 Small Changes to Get More Things Done Today | Inc.com

I've always been a big picture person in the workplace.<p>In an upper management role a few years ago, I was constantly trying to set big goals for my team. We would have a major project going in every department by the end of the year, or we'd decide to stay within a multi-million dollar budget. …

9 Things Successful People Need When Working From Home | Inc.com

When I wrote recently about things successful people do when working from home, some readers' suggestions got me thinking: It's not just <i>what you do</i>, but <i>what tools you use</i>, that can make life easier and work more productive.<p>I've been working almost exclusively from a home office since the start of …

The 15 Best Startup Accelerators in the U.S. | Inc.com

As a startup founder, you may have considered whether or not you should give up equity to join an accelerator. Now a report released at South By Southwest ranking the 15 best accelerators in the U.S. has made that decision a little easier.<p>According to the 2013 Rankings of Top U.S. Seed …

Get Cash For Your Startup Stock - Without An IPO

Over the past year, the IPO market has revved up. Just last week, Varonis Systems (VRNS) came public and soared 100%. And expect the momentum to continue as hot companies like Box, Grubhub, King and GoPro will soon hit the markets.<p>While all this is great for the tech industry, the fact is that an …

Ten digital social innovators to watch

Many innovations tackling societal problems have developed online. Jon Kingsbury and Peter Baeck highlight rising stars<p><b>What is digital social innovation?</b><br>The internet is playing an ever-increasing role in how we work, play and relate to each other. As a natural result of this, many of the most …

No, You Shouldn't Obsess Over Being Perfect -- Especially When Starting Up

Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>When you have a goal -- whether it’s starting a business or eating healthier or traveling the world -- it’s easy to look at someone who is already doing it and then try to reverse engineer their strategy.<p>In some cases, this is really …

How Chicago's Neighborhoods Got Their Names

It's often said that "Chicago is a city of neighborhoods." This may seem redundant—isn't <i>every</i> city a city of neighborhoods?—but Chicago really is a …

The Maddening Truth About SAT Scores

The College Board, the nonprofit company that owns the SAT, announced a number of changes to the college admissions test Wednesday. In large part, the changes are an attempt to level an unfair playing field when it comes to test prep for high school students across the country.<p>It’s no wonder the …

The Future of Education: 10 Trends To Watch

It is that time of the year when we tend to pause and reflect. What did we achieve last year? What are the highlights of culture, business, technology, and trends that we have observed around us?<p>For me, the most exciting and positive movement at present is in the domain of technology impacting …