Miralis Torres

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Joining the rest of America, Apple goes billions of dollars into debt

It seems somewhat counterintuitive, but the public company with the largest stockpile of cash in the world—Apple, sitting on $145 billion—is borrowing billions of dollars in the financial markets today.<p>Why? While the company owns a lot of cash, a significant chunk of it is kept overseas, making it …

Interest Rates

If MBAs are useless, we’re all in big trouble

<i>Quartz Debate: The author of this piece debated the merits of an MBA with Quartz contributor Jay Bhatti.</i><p>MBAs–both the degrees and the people who have them–are an obsolete waste of time and money. An irrelevant recipe for failure. At least that’s what all the cool entrepreneurs and venture …

Innovation

Where Have All The Facebookers Gone? Employee Retention v. Promoting Entrepreneurship

In a 2011 presentation at Startup School, Facebook founder and CEO Mark Zuckerberg made his position on employee retention abundantly clear: if people want to work at startup for a year or two and then pursue a business idea of their own, more power to ‘em. In fact, Zuckerberg said, he’d be …

As Spain Falters, Spaniards Look to Latin America

I sat inside La Cerveceria Nacional in Mexico City with a Mexican economist named Rodrigo and Javier, a Spanish marketing professional who works for Telefonica, Spain’s largest telecommunications company. Rodrigo, who recently returned to Mexico after finishing a graduate-level economics program in …

Trying To Explain Bank Of Cyprus And The Greek Government Bonds

We know that Bank of Cyprus invested heavily in Greek Government bonds. We also know that those bonds took a whacking great haircut which sent B of Cyprus bust. The question that remains is, well, why did they put all that money into such a risky investment? It’s not as if the market wasn’t already …

BlackBerry’s CEO is correct: There’s no future in tablets

If you think PC manufacturers are hurting as consumers opt for tablets and other devices, what’s to stop the same downward spiral of razor-thin margins from destroying the fortunes of tablet makers, as well? That appears to be the logic of BlackBerry CEO Thorsten Heins, who told Bloomberg today …

Mobile

Why you should access online banking on your smartphone rather than your computer

Clay Calvert, the director of cybersecurity for MetroStar Systems, has a strategy for banking online designed to increase its security. MetroStar is a consultancy that has worked with government agencies—from the Federal Reserve Bank of Philadelphia to the FBI—to create systems that protect highly …

App Store

Apple Eyes Relatively Steep Curve For Record $17B Bond Offering

<b>Apple</b> formally launched a $17 billion offering across six tranches under an AA+/AA1 profile to establish the largest corporate-bond offering on record as it embarks on a plan to return $100 billion to shareholders through 2015, sources said. However, the issuer is on track to pay more for …