Mike O'Connor

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How to Get Your Next Mortgage Loan Approved

Do you wanna hear something not a lot of folks know about me?<p>I used to be a front-end personal banker at a national bank.<p>Yep, I was the guy who sat …

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Introducing the Manageable Mortgage

Last week I suggested that the standard mortgage was very difficult for many borrowers to manage because of its rigid payment obligation, the fixed payment period and payment amount, and the high cost of building a payment reserve. This article introduces what I will call the Manageable Mortgage …

Mortgages

6 Huge Mistakes to Avoid When Applying for a Mortgage Loan

The benefits of caution and preparation in the mortgage application process.<p>It's easy to get caught up in the elation of purchasing a new house, …

Mortgages

Open a Bank Account for Kids When They’re Six Years Old

Kids might like a piggy bank, but these banks don't pay interest or send out monthly statements. If you move your child's money to a bank account, …

Kids

5 money habits of unhappy couples

You know this couple. They met, fell in love, moved in together — and then slowly began to sink under the weight of their money habits. He ran up her credit card; she kept purchases secret. They ignored their financial woes.<p>Financial harmony is crucial to a couple's long-term synergy with money. In …

Personal Finance

OId-school arena shooter acts as if military shooters were never made

A new shooter is so old-school its creators are basically pretending as if the past 15 years of FPS development never happened.<p><i>Toxikk</i> "plays as if today's military shooters never existed," developer Reakktor Studios promises on the game's official page. It tosses a lot of red meat to fans of arena …

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Make your Android Device Smarter with these Handy Apps

The leap from feature phones to smartphones didn’t happen overnight. Slowly but steadily, our phones grew smarter and smarter until they’d become capable enough that we could fulfil most of our computing needs on these pocket-sized devices. The onset of powerful third-party apps spurred that …