Michael Winikoff

560 Flips | 45 Magazines | 12 Likes | 4 Following | 73 Followers | @MichaelWinikoff | Keep up with Michael Winikoff on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Michael Winikoff”

How to set up Android Auto on your phone so you'll actually use it

When Google first announced Android Auto, it was a fairly basic app that let you connect and display a limited amount of information from your phone …

Retirement risk: Divorce is almost as bad for your savings as the Great Recession was

It's hard to break your marriage vows and still leave your retirement savings intact.<p>Legal fees will ensue. Assets will be split in two. Your two-income household will shrivel down to one.<p>When all is said and done, ending a marriage can be almost as destructive to your retirement savings as the …

Retirement

Retirement planning: Go abroad and you can live nicely on just $30,000 a year

If you've been racking your brain about where to retire on a budget, it might be time to think outside the U.S.<p>A new report by International Living, which publishes information about living abroad, ranks the five best places to retire and coast on $30,000 a year.<p>To be sure, retiring in a new …

Retirement

These are the best skills to include in your resume

Everybody strives to create a resume that will give them more interviews. But it’s not that easy to stand out from the crowd. Each job offer receives …

Social Security: Good claiming strategy can net an extra $1M

The difference between a good Social Security claiming strategy and a bad one can mean losing out on more than $1 million, one expert says.<p>“The no. 1 one thing that I want everyone to know: don’t take the decision lightly, Bill Meyer, founder and managing principal of Social Security Solutions, …

25 words you should use on your resume if you want to get more interviews

When it comes to making hiring decisions, including "team player language" on your resume makes it less likely you'll get an offer.<p>So, how do you write a great resume that uses language that will get you hired?<p>A lot of well-meaning people will suggest you should use "action verbs." But that's fast …

Linguistics

This One Chart Can Help You Retire Richer

Here are its key takeaways.<p>We’re all familiar with the caveat that past results are no guarantee of future performance. While that’s true, …

How to send large files for free: the easiest ways to send massive files

For bigger file transfers, email is a no-go. So what are your options?<p>E-mail is creaking under the demands of the internet, and nowhere is that more …

Software

Stanford analyzed 292 retirement strategies, says this one is best

When you're ready to retire, how can you be sure you'll have enough money to last? And what's the best way to withdraw your savings over the …

How to Calculate Paycheck Withholding and Deductions- Hint: It's Easy

How to Calculate Withholding and Deductions from Employee Paychecks<p>Calculating Federal Income Tax Withholding, FICA Tax, and More<p>Updated June 18, 2018<p>…

5 crucial questions a financial planner asks clients before they even consider retirement

I recently read that many Americans spend more time researching their next car purchase than planning for retirement. At O'Brien Wealth Partners, we talk frequently with our clients about issues of "retirement readiness." Often these discussions focus on the more quantifiable aspects of retirement …

Retirement

How to generate the income you need in retirement

You’ve spent your whole life saving for retirement . Now you’re finished working, and it’s time to start spending what you’ve saved. For many …

Retirement

Suze Orman Says You Shouldn't Retire Until You're 70. Here's Where She's Wrong

It's not just age that matters.<p>In a recent column for MONEY, personal finance guru Suze Orman laid down the law about when we ought to retire: …

Black Friday 2017, powered by Thrifter!

Black Friday is right around the corner and trying to get prepared for it can be overwhelming — and that's where Thrifter steps in. We will be …

The 3 Best Buffett Stocks for Retirees

These high-quality, low-risk investments, cribbed straight from Warren Buffett's holdings, should serve you well in your golden years.<p>Building an …

Investing

I'm a financial planner — here are the 7 questions my richest clients ask

While the wealth you need to be considered "rich" is definitely debatable, a certain level of income will make you wealthy in the eyes of most Americans.<p>According to the Pew Research Center, about 20 percent of Americans were considered upper-middle-class last year, having incomes greater than …

Pew Research Center

10 tricks for saving your phone's battery life

Yeah, people don't like what iOS 11 did to their battery life. In fact, a recent poll showed that 70 percent of users reported lower battery life …

4 Social Security Misunderstandings That Could Cost You

Millions of seniors rely on Social Security to pay the bills in retirement, but if you're not familiar with the program's ins and outs, you'll be less equipped to claim benefits strategically. Here are a few common myths about Social Security that could negatively impact your retirement if you …

3 things to know if you're planning to retire in your 70s

Think you'll work past your 60s? Keep these key points in mind.<p>Though retiring early certainly has its benefits, many working Americans aren't looking to go that route.<p>Quite the contrary — 70 or older is actually the second most popular retirement target among U.S. adults (65 is the most popular), …

Retirement

Down with Tech!

The digital natives are getting restless<p>Happy Cyber Security Awareness Month, everybody.<p>You do know that the month formerly known to FM DJs as “Rocktober” has transmuted into a time when we’re supposed to think about “cyber threats,” right? Yes, this Hacktober, change your passwords frequently and …

Social Media

Arriving Now: Your Self-Driving Car

In technology, big breakthroughs always seem to take longer than we assume. There’s an amusing recursive “law” that describes this phenomenon, <b>Hofstadter’s Law</b>, which states: “It always takes longer than you expect, even when you take into account Hofstadter’s Law.” <b>**</b><p>Hofstadter’s Law is a wry way of …

Autonomous Cars

Under 50? You still haven’t hit rock bottom, happiness-wise.

By Christopher Ingraham<p>Reporter<p>"This is the worst day of my life,” Bart Simpson complains at one point in the Simpsons movie.<p>“The worst day of your life <i>so far</i>,” Homer gently corrects.<p>What's true for Bart is true for most of us under the age of 50 or so, according to a new analysis of life …

Happiness

Hackers Are the Real Obstacle for Self-Driving Vehicles - MIT Technology Review

Before autonomous trucks and taxis hit the road, manufacturers will need to solve problems far more complex than collision avoidance and navigation …

Machine Learning

The 3 Dividend Stocks You'll Wish You'd Bought 10 Years From Now

Looking for a few rock-solid dividend stocks to buy and hold? Here's why our team of investors thinks you should check out General Motors, Wynn …

Investing

Think twice before giving up financial control at the altar

Marriage means sharing your life and, usually, your finances. But some people relinquish all financial control to their new spouse when they say “I do” — a move that could prove harmful if it means losing awareness of household money matters.<p>No one likes the thought of losing a partner. But if your …

Personal Finance

Here’s How You Can Game The System And Travel For Free This Summer

When I was 22, I was in a Victoria’s Secret buying a new bra when I was offered an interesting proposition (though not like Penthouse forum letter interesting so… don’t get too excited). They told me that if I got a Victoria’s Secret credit card then I would get two free bras! All I had to do was …

The Most Luxurious (but Sneakily Affordable) Vacation Spots Across The Globe

Good news: A trip abroad doesn’t necessarily mean you have to cut the luxe out of your stay.<p>You want all the “Roman Holiday” Audrey Hepburn vacation vibes (oversize sunnies, silk scarf, vintage convertible), but let’s be real: You’re going to have to pick and choose between lavish splurges in a …

European Travel

Deduct graduate school on your taxes? It’s possible

People with a master’s degree typically earn about $400,000 more over their lifetime than people with a bachelor’s degree, according to the Census Bureau. Of course, getting a master’s can be very expensive — an average $17,385 per year in tuition and fees alone, according to the National Center …

Ask This One Interview Question to Avoid Hiring Cultural Misfits

Cultural fit is not only hard to define it's impossible to objectively assess. A better approach is to avoid hiring people who don't fit anywhere. The others will likely then fit perfectly in your company.<p>I was with about 400 recruiters and talent leaders last week in San Francisco. Among other …