Michael Pulido

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I'm 27 and I've saved $200,000 — here are the 7 best pieces of advice I can give you about money

When I was 16 years old, I hung up my hard hat after another brutal day digging ditches under the Texas sun. That day was special, because it was payday, and I'd finally have enough money to pass $500 in my bank account.<p>By the time I was 18, that $500 had grown enough to start investing in the …

Personal Finance

If You Have These Books, You Probably Don't Need a Financial Planner

<i>When it comes to your finances, do you take a head-on or head-in-the-sand approach? If you identify with the latter, the good news is you’re not</i> …

Personal Finance

How I became a 401(k) millionaire — and how you can, too

A few weeks ago, J$ shared a CNN piece on "401(k) Millionaires" over on his Rockstar Forums. When I replied that I, too, was a 401(k) Millionaire, he invited me to tell my story and I agreed to do so in complete and transparent detail.<p>Learn from it, apply the lessons, and you, too, can become a …

I studied millionaires for 5 years and realized being 'rich' comes down to only two things

In my Rich Habits Study, I interviewed 233 wealthy individuals (177 of whom were self-made millionaires) with at least $160,000 in annual gross income and $3.2 million in net assets.<p>I found that becoming and staying rich tends to come from two actions:<p>The first step, getting rich, requires that you …

Self-improvement

Building credit and keeping yours healthy

Building good credit takes work, but it can be done. Find out five things you can do to build a healthy credit score while avoiding the pitfalls.<p><i>The</i> …

Debunking the myths: 5 facts about credit cards

Credit cards can be great financial tools, as long as you use them wisely. Knowing the facts about credit cards can help you avoid financial …

Why SAFE notes are not safe for entrepreneurs

The shortcomings of SAFE notes (simple agreement for future equity) are coming home to roost; ironically, entrepreneurs are paying the price. Y Combinator invented the notes with a noble goal: “we intend the SAFE to remain fair to both investors and founders.” But many SAFE notes that entrepreneurs …

Nine things to do in your 20s to retire by 40

Retiring by 40 is more than possible. Plenty of regular people have done it.<p>Take “Mr. Money Mustache,” who averaged a $67,000 annual salary working …

I retired at 52 with a $3 million net worth — here are the 10 worst money mistakes anyone can make

Said another way, they boil down to E-S-I. If this is the heart of your financial plan, it's likely that you'll be prosperous.<p>That said, there is one other thing you'll need to do — you must avoid the financial pitfalls that can significantly derail your finances. I call these the worst money moves …

Money

The #1 Reason Most People Are Poor

Written by Robert Kiyosaki | Monday, May 8, 2017<p>Read time:<p>The value of control over your money<p>When it comes to financial advice, where do you turn? …

How you can realistically become a millionaire

Everyone wants to be a millionaire, right? More than 10 million Americans are part of the club, and we want to get our membership card, too.<p>But how …

Personal Finance

The Basics of Building a Tax-Efficient Portfolio | Investopedia

High net worth individuals and small businesses often need help mitigating taxes from:<p>ordinary income<br>• passive and portfolio income<br>• the purchase and …

Retirement

Opinion: 7 money-making lessons from the richest man who ever lived

Jacob Fugger was a German banker who financed kings, explorers, bishops and popes — and along the way made the biggest fortune ever amassed by a …

Housing

Bill Gates says you need these three things to get rich

The world’s richest man has offered some career advice for wannabe billionaires.<p>Bill Gates — the founder of Microsoft — has predicted which three …

Bill Gates

The 5 Lessons I've Learned From 5 Years as an Entrepreneur

What I'd tell the 21-year-old version of myself if I could go back in time.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>I recently celebrated the five-year anniversary of my college startup, Headbands of Hope, which gives a child with cancer a headband for every one sold.<p>I was …

Entrepreneurship

5 things I wish someone had told me about money right out of college

But zero clarity.<p><i>Where do you start with money?</i><p><i>How do you handle the debt you've built up?</i><p><i>What do you invest in and how?</i><p>There are lots of questions, and it's overwhelming.<p>I know the feeling all too well. Coming out of college, I was $81,000 in debt (how I paid it off here).<p>But within a few years, I …

Personal Finance

10 Life Rules for Millennials Serious About Becoming a Millionaire by 30

Combine an early and focused start with a decent job, a side gig and disciplined spending. You can't miss.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>I’ll be honest. The future may seem bleak if you’re a millennial. That’s why you may think that it’s impossible for you to become a …

Personal Finance

Everything You Need to Know About Using and Choosing a Robo-Advisor

Should you hand off your investments to an algorithm?<p>Never heard of a “robo-advisor”? You’re not alone. Fewer than half of investors recognize the …

A recipe for financial success

WASHINGTON — Whipping up a sumptuous dish in the kitchen has a lot in common with building a savvy financial portfolio. The skills and approach you …

5 Habits Of The Uber-Rich

Clue: their spending looks nothing like what you see on social media.<p>pixelfit via Getty Images<p>While we often think of wealth as conspicuous …

7 Wealth-Killing Risks That Threaten Your Retirement

You've worked hard to build your business and fund retirement account accounts. Make sure you're putting your resources in the right directions.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Are you among the millions of American business owners who haven't saved enough for …

Retirement

Are you getting value from your adviser? Try Rob Carrick’s checklist

TOPIC<p>YES<p>NO<p>I hear from my adviser at least once a year (form e-mails don't count)<p>I can call or e-mail my adviser and get a response in 24 hours or so<p>My adviser conducts herself or himself as a provider of advice, not a seller of products<p>My adviser has asked me questions about life, goals and …

8 Life Lessons from Warren Buffett to have Ultra Wealthy Mindset

8 Important Life Lessons we can Learn from Warren Buffett<p>In this world, there are only a few people like Warren Buffett, Steve Jobs who inspired the …

Self-improvement

Three money numbers you need to know

This article is reprinted by permission from NerdWallet.<p>Some numbers matter more than others. How much you make is important, for example, but your …

5 Nuggets of Advice Given to Me by Billionaires

The richest people on the planet seem more interested in meeting a challenge than accumulating redundant wealth.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Everyone wants to know what the super-rich did to be successful. Millionaires give some great advice, but for me, billionaires …

Self-improvement

Why millennials are choosing shares over home ownership

Australians under 35 are being encouraged to invest in the share market instead of buying a home.<p>Chris Brycki founded Stockspot, an investment firm …

Investing