Michael O'Sullivan

83 Flips | 1 Magazine | 10 Likes | 55 Following | @MichaelOSul7spr | Keep up with Michael O'Sullivan on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Michael O'Sullivan”

A New Threat to Your Finances: Cell-Phone Account Fraud

Consumers have a new privacy threat to worry about. It’s known as cell-phone account fraud, where crooks open up a phony cell-phone account in your …

Identity Theft

Free Eye-Catching Résumé Templates To Help You Stand Out From The Crowd

<b>Competition in the</b> employment market can be tough. Thanks to this list of 17 free résumé templates by Creative Bloq, you can choose from a variety of …

46 Ways To Make Wearing Clothes So Much Better

Deodorant is meant to be worn by you, not your black shirt.

The Consumer Reports 10-Minute Digital Privacy Tuneup

There's a lot you can do to protect your personal information when you go online, whether you're using a smartphone or a laptop, and whether you're …

Information Systems

The Ultimate Guide to Positive Personal Habits

43 years of accumulated wisdom about the personal habits of highly successful people, shared in 158 reflections and 7 categories

10 Free Apps That Can Help You Make Extra Money

"I wish it weren't so easy to rake in extra cash," said no one ever. Whether you've got a full-time job or not, making extra money is always a good …

Apps

How to Get an Ivy League Education--for Free

Ivy league schools aren't the only place to get a top quality education.<p>Ivy league schools like Harvard and Yale are the holy grail for young, idealistic students on their way into the real world.<p>But they definitely aren't the only place to get a great education.<p>In fact, the movement towards more …

Higher Education

13 things to accomplish with your money before 40

Everyone's allowed a few life mulligans, but by the time you've hit the big 3-0, you should have sorted out most of the reckless habits we tend to fall into as young 20-somethings.<p>This is especially true for money matters, considering you're close to entering your peak earning years. According to …

UX Reality Check: 14 Hard Truths About Users

It can be hard for designers to take a step back and look at an app or website through users’ eyes. Here’s where to start.<p>After any amount of time in the design industry, you’ll most certainly hear someone refer to users as “dumb.” People talk about having to “dumb down” interfaces, design for “the …

UX Design

How to find out everything Google knows about you

In exchange, you agree to share information about yourself that Google can share with advertisers so their ads are more effective. For instance, airlines want to target people who love to travel. Children's clothing makers want to target parents.<p>Google uses a lot of methods to learn about you. …

How To Get Unlimited Free VPN On Google Chrome Web Browser

Keeping your online activity and data private may be a big thing to you, and perhaps with good reason. You don’t need to be doing something illegal …

Do You Have What It Takes To Retire Early?

Have you ever found yourself driving to work on a sunny spring day and catch yourself thinking, “Man, I could SO just turn this thing around and head to the ________ (insert: beach/park/golf course/trails) right now!” Then you say to yourself: I need to get my ducks in a row so I can afford to …

16 Workouts You Can Easily Do At Home

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5 Common Habits That Are Undermining Your Happiness

<i>We all have a desire to be happy. It is a part of the human condition to seek joy and good feelings. Yet many of us unintentionally undermine our happiness every day.</i><p>Being a Life and Executive Coach, I see common patterns in people's daily behavior that are keeping them from lasting happiness. Too …

Top 10 Best Exercises to Do at Home with No Equipment

While weight training is perfect to get whatever fitness results you want – losing fat, gaining muscle or keeping fit – the required equipment isn’t …

The #1 Predictor of Divorce — and How to Fix It

After four decades of research, the world's foremost marriage therapist noticed a clear pattern among couples that didn't stay together.<p>John Gottman, Ph.D, author of <i>The Seven Principles for Making Marriage Work</i>, is one of the world's foremost marriage therapists. He's spent four decades studying …

Relationships

19 things keeping you from getting rich, according to a journalist who spent his career studying millionaires

Journalist Napoleon Hill set out to uncover the key to wealth around 80 years ago. He studied more than 500 self-made millionaires over a span of 20 years, and his research culminated in what would become a timeless personal-finance classic: "Think and Grow Rich."<p>In addition to boiling down the …

Warren Buffett's 23 Most Brilliant Insights About Investing

Buffett is undoubtedly the most successful investor in history. His investment philosophy is no secret, and he has repeatedly shared bits and pieces of it through a lifetime of quips and memorable quotes.<p>His brilliance is timeless, and we find ourselves referring back to them over and over again.<p>We …

10 Websites To Help You Become Smarter

With so much information within easy reach, we should all strive to become a little smarter. Here are some sites that will help you with that goal.

61 Fitness Tips to Make 2016 Your Year Of Change

Don't know where to start on your New Year's resolution? Here's how to successfully implement fitness into your lifestyle, no matter your goal!<p>You …

Fitness

7 Things Your Wife Isn't Telling You She Needs

What your wife really needs from you.<p>What does your wife need to be truly content in your marriage?<p>We asked marriage therapists and relationship coaches to share the most common things women say they need from their spouses. Here's what they had to say:<p><b>1. Women want a spouse who's aware of their</b> …

Four 529 college savings traps to avoid

LOS ANGELES (Reuters) - Putting money into a 529 college savings plan is relatively easy. Getting it out can be tricky.<p>Graduating student Jennifer Lim sits in the shade before the start of the 361st Commencement Exercises at Harvard University in Cambridge, Massachusetts in this May 24, 2012 file …

Retirement

Here's What 15 Relationship Experts Want to Teach You About Love

<i>Relationships don’t look like they used to (and that's a good thing). But what does it honestly take to make a modern romance work? As part of</i> …

Living Rooms

How I Apply the Four C's of Parenting

Dr. Nathan Perron is the Director of Online Clinical Training at Northwestern University, and he has come up with the Four C's of Parenting that are a simple way of remembering what really makes a difference in our children's lives and in our parenting relationship.<p>A lot of times we make parenting …

These 4 actions will soon replace the password

Biometric technology represents a vast improvement over strings of letters and numbers, but the future's most secure passwords will likely also be <i>behavioral</i>.<p>Our bodies, it turns out, are easier to imitate than our actions. The two things in concert, well, that's what makes us recognizable to each …

What's Your Money Personality Type?

Your personality has a huge effect on how you relate to money.<p>Though researchers disagree on just how much of our personalities are dictated by our …

Personal Finance

Can’t Get to the Gym Today? Try the Home Workout from Hell

You’ll do more work and burn more fat in 30 minutes than you normally do at the gym<p>Think it’s pointless to work out if you can’t make it to the gym?<p>Then you’ve never tried my Home Workout from Hell. (Note: It’s just as hellish in a hotel room.)<p><b>Related:</b> RIPTENSITY: The New Training System From <i>Men’s</i> …

A famous British philosopher explains the surprising root of all procrastination

You tell your friend you can't meet for drinks tonight because you're too busy. You cancel your morning meeting because you're already running late on completing your project.<p>Finally, you have a full day ahead of you. Hours pass and you have done plenty of things — but not the project that pushed …