Michael Knecht

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This company will double your down payment. What’s the catch?

Lindsay and Trevor O'Keefe are early-30s parents to a growing family. In fact, just hours before Trevor was interviewed, Lindsay had given birth to their third child. Trevor sounded tired. Unsurprisingly, Lindsay didn’t come to the phone.<p>Even before their family’s new addition, the O'Keefes were …

Personal Finance

How to Stop Overthinking

Overthinking is a byproduct of trying to control. The "human" part of our being believes that we can think our way to safety and resolution when in fact, it is a combination of our left (thinking) brain and our right (intuitive/creative) brain that we form the best decisions and conclusions for our …

Meditation

If you're under 40 you should be hoping for another stock plunge, says pundit Josh Brown

Josh Brown is not your average Wall Street pundit.<p>Brown is chief executive of Ritholtz Wealth Management, a financial advisory firm in New York, and his blog, the Reformed Broker, is popular reading for those interested in the financial markets. The blog and his Twitter account are often witty, …

Stock Markets

Here's What Introverts Find so Annoying About What Extroverts Think

If you're someone who clearly identifies with being on either side of the personality fence, you know how challenging it can be living and working with people who can be so different from yourself.<p>Anywhere from a third to half of the population fits the definition of being introverted, meaning …

Psychology

It's still shockingly cheap to protect against big stock market losses — here's how to do it

The stock market's two-day selloff was scary, but apparently not worrisome enough to force traders to pay up for hedges.<p>So says data compiled by Goldman Sachs, which shows that while the Cboe Volatility Index— or VIX — spiked to a five-month high amid growing worry, it's still on the low extreme …

Markets

Gold Prices May Hit $10,000 Thanks to Crashing U.S. Dollar and Rising Inflation

Gold prices have soared 9% since mid-December on the back of a plunging U.S. dollar and rising concerns over inflation at the hands of tax …

Investing

Steve Jobs Knew How to Write an Email. Here's How He Did It

A detailed look at an old email from Steve Jobs teaches some important lessons.<p>Undoubtedly, Apple cofounder and visionary Steve Jobs wrote several thousands of emails throughout his life. Relatively few of them have been shared with the public, and most of those are short responses to customer …

Steve Jobs

Bank of America has found the formula for a market meltdown — and we're dangerously close

The scorching-hot stock market is fresh off yet another week of new record highs, yet one glaring question remains: When will it all come crashing down?<p>The global investment strategy team at Bank of America Merrill Lynch has an idea.<p>The firm, which has repeatedly warned of investor overexuberance, …

Markets

Can We Be Brutally Honest About Investment Returns?

With U.S. stocks at all-time highs, it’s more important than ever that investors be brutally realistic about future returns.<p>Some of the most purportedly sophisticated investors in the world, the managers of giant pension funds for state and local government employees, might not have absorbed that …

Investing

The proven health benefits of honey

<b>(CNN) —</b> Move over, prehistoric bears. Humans have loved honey since the Stone Age.<p>Rock art pictures of honey harvesting, which at first glance look like drawings from A.A. Milne's Winnie-the-Pooh, date to about 8000 B.C.<p>Beeswax has been found on pottery dating as far back as 7000 B.C., most likely …

Alternative Medicine

Fermented Beets Fight Cancer, Support Heart Health & Boost Your Immune System(Recipes Included)

Beets are the vegetables which we so much need and should consume it on a regular basis just because the list of benefits is enormous. However, …

Bitcoin's main technology opens up opportunities to profit from these 14 stocks, HSBC says

It's quite easy to buy bitcoin. But it's not as straightforward to directly profit from blockchain, the technology that drives the cryptocurrency.<p>Analysts at HSBC have identified a handful of stocks mostly in the US, Japan, and China that let investors do just that.<p>Blockchain is basically a …

Investing

Simon Sinek explains why you should be the last to speak in a meeting

Leadership expert Simon Sinek has made a career out of explaining what makes good leaders great ones. When it comes to meetings, he has one big piece …

Congress Changed 529 College Savings Plans, And Now States Are Nervous

If you're like most Americans, you don't have a 529 college savings plan.<p>If you're like most Americans, you don't even know what it is.<p>All the more reason to keep reading.<p>That's because, with the new tax law, Republicans have made important changes to 529 plans that will affect millions of …

6 TED talks to help you be better with money

Over the years, a handful of TED speakers have shared their wisdom for taking control of your personal finance.<p>Here are some ideas to consider the next time you're feeling stressed about money.

Personal Finance

The 10 keys to happiness that scientifically proven

January doesn't have to be blue.<p>To create a happy January, we linked up with nonprofit, Action for Happiness, who do incredible work spreading the …

7 superfoods that will be big in 2018

Update your diet with these on-trend foods and you could improve your health in the process<p>Cassava flour, mushrooms and, rather surprisingly, bacon …

Drinking Alcohol Causes Irreversible DNA Damage, Increases Cancer Risk: Study

A new study has found out why alcohol increases risk of cancer in the human body. It is widely known that regular consumption of alcoholic beverages …

How I let drinking take over my life

Five years after his last taste of alcohol, William Leith tries to understand its powerful magic<p>I had my last drink five years ago, in the early hours of the morning on 1 January 2013. I think it might have been around 2am. I wouldn’t have described myself as drunk. I would have said I’d had a few …

A step-by-step guide to get richer, healthier, and happier in 31 days

If you don't yet have a plan for 2018, you might be in trouble.<p>Lucky for you, we've already made a plan for you. Above is our 31-day guide to starting off a healthy, wealthy, happy year. Each day is accompanied by a task, along with a quick explanation, below, of why it's important.<p>Read on to find …

Sheryl Sandberg

How to quit bad habits without willpower: 3 secrets from neuroscience

Got any serious bad habits? The extra-strength ones with the FDA warning. The kind you really beat yourself up about — but still engage in all the …

4 Up-and-Coming Real Estate Destinations to Keep an Eye on in 2018

From Canada to Spain, these real estate markets are heating up.<p>In 2018, prospective home buyers and investors alike will be trying to answer the …

This Simple Exercise Will Tell You What Your Co-workers Really Think of You (If You Dare)

A "presence audit" reveals what your team says about you when you're not around (if you're brave enough to listen).<p>People are notoriously terrible at self-evaluation. We routinely judge ourselves as above average at just about everything despite the mathematical impossibility of everyone being …

Heard of Sex Diet? Here is a list of food items to eat and AVOID to maintain your sex drive

Nutritionist Sarah Fowler reveals her top tips on the kind of food one should opt for and stay away from to keep their libido intact and to recover …

Opinion: How to potentially get a 30% return in three months with the ‘January Effect’

The January Effect tends to offer an opportunity to potentially make about 30% in three months — equivalent to a 120% annualized return. It is a …

There's a better way to get rich than betting on bitcoin or FANG stocks

Demand curves are usually downward-sloping. That's because people will buy more of a product when it is cheaper and less of it when it is more expensive.<p>Some things—like stocks and especially bitcoin—have upward-sloping demand curves, which should be theoretically impossible. But they happen in the …

Cryptocurrency

GOP tax reform: Time to ditch your 401(k) account?

On Wednesday, Republicans passed sweeping tax reform legislation that is expected to lower tax rates for many Americans, and you should be prepared to adjust your retirement strategy accordingly, one expert says.<p>Now is not the time to stash all of your money into pre-tax account like a 401(k) or …

Retirement

The 29 cryptocurrencies with a market cap of more than $1 billion

Cryptocurrencies have exploded in the wake of bitcoin's surge in price and resulting boom in popularity.<p>There are now 29 cryptocurrencies, including bitcoin, that have a market cap above $1 billion, according to CoinMarketCap.com.<p>Business Insider has rounded up all of those digital coins into a …

Cryptocurrency

You might want to turn yourself into an LLC under the Republican tax plan

There has been an a lot of discussion about how, under the Republican tax plan, highly paid professionals will want to turn themselves into LLCs in order to take advantage of special cuts for business owners. This week, the Tax Policy Center produced the clearest analysis I've seen yet …

Taxes

I Learned What Blockchain Is So You Won't Have To

Blockchain is all the rage right now, but most people don’t know what it is. Sure, we get that it’s somehow revolutionary, but it’s mostly strange …