Melanie Mathis

43 Flips | 4 Magazines | @MelanieMathis | Keep up with Melanie Mathis on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Melanie Mathis”

Credit Cards For Bad Credit: Are They Good For Building Credit?

How You Can Use Credit Cards For Bad Credit To Improve Your Credit Score<p>A lot of people who have bad credit rebuild their credit using credit cards. …

Finding A Reasonable Car Loan Despite Having Bad Credit

Car loan lenders offer their best rates to customers with good and excellent credit. But for consumers with bad credit, just qualifying for a car …

Credit Card Consolidation Mistakes to Avoid

<b>Trading unsecured debt for secured</b>. A credit card is an unsecured line of credit that is given to you. Let’s say that over the years, you have …

Why Canceling Your Credit Cards Can Hurt Your Credit Score

It’s a great feeling when you finally pay off a credit card! Some people pay it off and immediately cancel the account so they are not tempted to run …

How To Score A Low Interest Credit Deals

Here are excellent suggestions you may use to make your credit report help you score low credit bargains.<p>For more information read http://www.newhorizon.org/credit-info/making-your-credit-report-work-for-you/<p>Looking for a guaranteed approval credit card? Apply here …

Credit Report

Things To Keep In Mind Before You Cosign

Things To Consider When Buying A Second Hand Car

Second hand items are generally cheaper than brand new items but a second hand purchase doesn’t have to be a poor one. Doing comparison and studying your options, you can surely find a quality item at a good price. Read this article for detailed tips …

How Hard vs Soft Credit Check Affect Your Credit Score

Tips For Creating A Budget and Eliminating Debt

How many people made themselves a promise at the close of 2016 that 2017 was going to be different? This was the year you would get your credit …

How To Get More Referrals Without Asking Your Clients

Getting these referrals may seem difficult if you are not sure how to ask for them from your clients. You can go around asking for referrals; …

Things To Remember In Purchasing A Used Car

People with bad credit score may not qualify for a higher loan value and instead of looking for a brand new car at a cheap price, a second-owned car …

Negotiating With Collection Agents And Paid Deletion

Follow<p>Negotiating With Collection Agents And Paid Deletion<p>Most debts assigned to collection agencies are debts that do not have any collateral …

Step by Step: Removing Fraudulent Account From Credit Report

Removing fraudulent opened accounts is a long process. Proving you did not open those accounts is difficult especially if not done correctly and immediately because your credit score will suffer. For more information read http://www.newhorizon.org/credit-info/remove-fraudulent-accounts/<p>Looking for …

Improve Credit Score After Removing Charge-Off

A charge-off on your credit report has a big impact on your credit score. Some experts say that if you remove a recent charge-off from your credit …

Things To Remember In Purchasing A Used Car

Tips and guide about personal finance especially on how to improve and fix credit score.<p>We also provide tips in starting and managing a new business.

How to Remove Fraudulent Accounts from Your Credit Report

Identity thieves may open new credit card accounts in your name if they have access to your personal information like your Social Security number, …

How To Get The Best Secured Credit Card for Bad Credit

If you can’t qualify for a standard credit card due to having bad credit, <br>no credit , or a recent bankruptcy, a secured credit card is your best …

Tried and Tested Debt Busting Techniques Uploaded by NewHorizonOrg at Your Listen

This music and or audio is not accessible due to copyright violations ."Are you starting to feel overwhelmed by ..." has been removed due to a …

Things that Lead to Bad Credit & How To Avoid Them

Maintaining good credit is not an easy task. Here are factors that can lead you to bad credit and how you can avoid them. For more information read …

Why Is My Lenders Credit Score Different Than The One I Got Online?

The Costa Mesa credit bureau Experian was recently asked to pay a $3 million fine to settle claims that the firm sold credit scores that were …

Personal Finance

Zombie Debts and the Statute of Limitations – What You Should Know

<b>Zombie debt</b> – Definition: <i>Debt that is outside of the statue of limitations and in many cases, already paid debts. These debts are sold by the</i> …

How A Collection Accounts Are Reported Can Improve Or Devastate Your Credit Score

Your collection account can be listed in different statuses. And which ones are the least damaging. Remember the goal is to have the listing removed …

6 Ideas for Building a Good Credit Score

A good credit score is ESSENTIAL in today’s world. Having a good credit score doesn’t just mean that you will get a low rate on loans and credit …