Mary Beth Parker

1,508 Flips | 5 Magazines | 3 Likes | 12 Following | 77 Followers | @MaryBethParker | CFP | FinTech | Strategist |What Box?

N26 now has 1 million customers

You don’t sign up for a bank account every day. And yet, German startup N26 has managed to attract 1 million clients across Europe. They generate €1 billion in transaction volume every month ($1.17 billion).<p>It took N26 only nine months to grow from 500,000 to 1 million. And the company now plans to …

Customers

Do platforms work?

The distributed network has gobbled the hierarchical firm. Only by seizing the platform can workers avoid digital serfdom<i>By George Zarkadakis</i>Read at …

Blockchain

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Salesforce

Why Customer Experience Begins with Understanding Human Nature

What would it take for you to trust a robot? That’s the sort of question that Dr. Susan Weinschenk loves to analyze. Weinschenk is Chief Behavioral …

Artificial Intelligence

Innovation in Banking: Killer Ideas? Or Idea Killers?

The number of innovation labs run by financial institutions has exploded. But are they generating good ideas? Or is this just a passing fad?The post …

Innovation

4 Ways to Get the Right Business Credit Card

There are numerous options for small business owners looking for a credit card. In many cases, it may be easier to obtain a credit card than a line …

Personal Finance

Number of checking accounts fall as checking balances rise

Depository checking accounts are falling, yet balances rising, as the new kids on the block, fintech firms like Walmart, pick up what is being let …

Banking

Building Next-Gen Banking Experiences: Mobile-Only Banks Launched by FIs in the US & Canada

The use of mobile banking continues its climb towards ubiquity: the Federal Reserve study published in 2016 indicated that 43% of all mobile phone …

Banking

A.I. Is Harder Than You Think

The field of artificial intelligence doesn’t lack for ambition. In January, Google’s chief executive, Sundar Pichai, claimed in an interview that A.I. “is more profound than, I dunno, electricity or fire.”<p>Day-to-day developments, though, are more mundane. Last week, Mr. Pichai stood onstage in …

Artificial Intelligence

AI Can’t Reason Why

The current data-crunching approach to machine learning misses an essential element of human intelligence<p>Computer programs have reached a bewildering point in their long and unsteady journey toward artificial intelligence. They outperform people at tasks we once felt to be uniquely human, such as …

Artificial Intelligence

Artificial Intelligence Will Relieve Skills Shortages, If We Could Find Enough People To Build It

It seems the growing interest in artificial intelligence as a way to expand digital business potential — often hampered by hard-to-find-skills — is creating a skill shortage of its own.<p>A recent poll of 122 business leaders, released by EY, finds relative optimism about AI and its potential to …

Artificial Intelligence

7 great Apple Watch apps to try in 2018

<b>If you’re looking for ways to get more out of your Apple Watch, our list of the top Apple Watch apps for 2018 can lend a helping hand.</b><p>Whether you’re …

All you need to add gigabit Ethernet to your home is 2 minutes and $50

If you want to install lightning-fast Ethernet in your home, you have two options. First, you can pay a contractor hundreds or even more than $1,000 …

23 breathtaking UNESCO World Heritage destinations in the U.S. and why you should visit them

Most likely, you have been to a UNESCO World Heritage site in the United States without knowing it. Remember that Griswoldian summer vacation to the Grand Canyon? The high school field trip to Independence Hall in Philadelphia? The college tour of the University of Virginia? Congratulations! That’s …

National Parks

Axiom Bank Empowers Traditionally Underbanked Community with AxiomGo Launch

MEDIA CONTACTS:<p>Anna Stanley/Catherine Laws<p>anna@williammills.com/catherine@williammills.com<p>251.517.7857/678.781.7206<p>–Tapping progressive digital …

It's All in the Hips

Foot strike, the darling of minimalism, is overrated. Good form starts with the pelvis and the glutes.<p>Watch a video of Kenenisa Bekele winning a 5,000m or 10,000m, and it is quickly apparent that he and the rest of the world-class pack with him are doing something different from what most of us do …

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What should you tell a prospective employer about your current compensation?<p>A simple email may prove an effective mechanism for helping consumers up …

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Smart financial decisions may seem straightforward: pay with cash, save money, shop around for the best deal. But, as the United States’ $14.5 …

Cross-selling, without crossing the line: The powerful value proposition for smart, compliant banks

Cross-selling does not have to imply bankers conducting surreptitious behavior with their customers’ financial accounts. In fact, knowledgeable, …

Citigroup to Again Be a Nationwide Bank, but in Digital Form

Bank to add full suite of banking, credit-card, lending, and investment tools for all mobile app users<p>After years of Citigroup Inc. shrinking its U.S. retail banking franchise to focus on affluent customers and a handful of big cities, the global bank is ready to become a national player once again.<p>…

Banking

Higher Deposit Rates May Finally Be Coming to Your Bank Account

With Fed poised to raise interest rates a sixth time, savers so far have seen few rewards<p>By<p>Christina Rexrode<p>Christina Rexrode<p>The Wall Street Journal<p>Biography<p>@chris_rexrode<p>christina.rexrode@wsj.com<p>Is the sixth time the charm? The Federal Reserve has raised short-term rates five times since late …

Finance

How Successful People Stay Calm

The ability to manage your emotions and remain calm under pressure has a direct link to your performance. TalentSmart has conducted research with more than a million people, and we’ve found that 90% of top performers are skilled at managing their emotions in times of stress in order to remain calm …

Steve Jobs was the World's Greatest Salesman Because He Answered the 1 Question on Everyone's Mind

Once you realize your customers don't care about your 'product,' you'll be more likely to make a sale.<p>I'm looking at an intimidating 800-page binder as I write this article. It contains confidential information about a new product category. When I prepare the company's leaders to launch the …

The CFPB Could Be a Force for Good

Its goals are worthy; consumer protection, fair markets, and a stable financial system.<p>During Richard Cordray’s tenure as director of the Consumer Financial Protection Bureau, the CFPB pummeled American consumers and the economy while doing little to promote financial stability. The pain was …

Finance

Look Beyond Technology for Better Digital Banking, Fiserv Says

EXCLUSIVE—With mobile banking services offered at the majority of financial institutions, innovating the digital space is becoming more important in …

Amazon unveils DeepLens, a $249 camera for deep learning

Amazon Web Services today unveiled DeepLens, a wireless video camera made for the quick deployment of deep learning. The camera will cost $249 and is scheduled to ship for customers in the United States in April 2018.<p>DeepLens comes pre-loaded with AWS Greengrass for local computation and can …

The Secret to Getting Workers to Save More for Retirement

If we make it easy for people to do the right thing, more of them will reach their goals<p>In the mid-1990s, we began thinking about how to solve an emerging problem: American workers weren’t saving enough for retirement. At the time, traditional pension plans were starting to disappear (they have …

Retirement