Maggie Patrick

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Report: Here's why millennials won't be retiring early

If you’re in your 20s and not already saving for retirement, you better start now. A NerdWallet study says things aren’t looking so good for college …

Which housing markets will become unaffordable if interest rates rise?

Many experts expect interest rates to rise later this year or early next year.<p>Although the experts have been wrongly predicting rising interest rates …

Interest Rates

YouTube's New Subscription Service Is Going To Work -- Here's Why

At simultaneous press conferences in New York City and San Francisco yesterday, YouTube finally revealed their plans to rule the streaming music world. While the tech giant might be a little late to the party, it is off to a great start (and it hasn’t even really “started” yet).<p>The Google-owned …

How Much Debt Is OK?

Avoiding debt completely may not be as important as you think.<p>Most of us will take on debt at some point in our lives. Whether it is a mortgage, …

Social Security Q&A: Is It Really True that I Can't Suspend Now?

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits.<p>Today’s Social Security question is about whether people who are told they can’t suspend after receiving benefits really cannot do so.<p><b>Question</b>: When I went into the …

Downsizing your home in retirement won’t always downsize your costs

Downsizing is such a misleading term for retirees.<p>You downsize your living space when you sell the family home and move into a condominium, not your cost of living. So budget for roughly the same living costs in a condo as you had in your house, give or take a bit. You'll have smaller quarters, but …