M Cabales

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How to use writing to overcome anxiety, tragedy, or heartache

"You don't remember me, but I was in your experiment a year ago. I just wanted to thank you. It changed my life."<p>James Pennebaker has had a number of …

3 Daily Habits of Remarkably Successful People | Inc.com

Have you ever wondered what makes some people more successful than others? Do they, like Popeye, consume a can of spinach before fighting the day's battles? How many cups of coffee do they ingest a day? What exactly do successful people do that's different from everyone else?<p><b>1. Live a balanced …

Self-improvement

Thinking of retiring soon? Try this Social Security calculator

In an attempt to keep workers from retiring and then discovering later that their Social Security benefits aren't stretching far enough, the Consumer Financial Protection Bureau on Thursday launched a free tool that can help you calculate monthly benefits before you take the plunge into …

7 Long-Term Productivity Habits Of The Most Successful People

Most employees are happiest doing rote work, but highly successful people aren’t most employees.<p>One thing uniting the most high-power leaders with the lowest-level workers is time: Day in and day out, we all have the same amount of it. Where the variation comes in is how we use it. Some of the most …

Don't Buy A Fixed Index Annuity Until You Read This

Several years ago while tuning into Dateline on NBC, I watched as they conducted one of their typical undercover operations.<p>This one was a bit different though – and closer to home – as they were running sting operations on financial advisors.<p>To be clear, it was specifically about independent life …

Retirement

Four ways to make the most of inheritance dollars

My father was having a conversation with our youngest son recently. "When I'm gone, I'm going to leave you the farm," my father said. "The entire farm – including the livestock, crops, tractor, the farmhouse and a few million in cash," he continued. We weren't expecting this news. My son then said: …

The only affordable retirement for most Americans isn’t in America

Christine Schofield, mother of three, disappeared the day after the Bowl-A-Thon: February 13, 2012. She’d co-chaired the annual fundraiser with Holly Riordan at the Brunswick Zone in the Chicago suburb of Woodridge. The Grand Prize at the auction was a wheelbarrow full of wine bottles, which …

Pew Research Center

5 Skills You Must Develop to Succeed in Business

Get a long-term advantage in the competitive world of business by adopting these skills.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p><i>In</i> Real Leaders Don't Follow<i>, author Steve Tobak explains how real entrepreneurs can start, build, and run successful companies in highly competitive</i> …

How to Make Life Better for Contractors | Inc.com

While the government says, "Let's try harder to make everyone an employee," I say the opposite, "Let's try harder to make it easier to be a contractor." Why? About 10 million people are self-employed in the United States. Some of them, like me (although I currently live abroad, I'm a US citizen and …

Health Care

‘Just have your f——— latte!’: The five biggest myths about saving money, according to a millennial

Ethan Bloch has some financial advice for his millennial peers: “Just have your f——— latte!”<p>The 30-year-old founder of Digit, an online financial …

How Millennials and Boomers Are Killing Gen X's Retirement Savings

Generation X can't catch a break.<p>It’s hard to plan for your financial future when you’re busy paying the day-to-day expenses for everyone in your …

Many boomers opting to work past ‘retirement age’

<i>This is part of The Globe and Mail's week-long series on baby boomers and how their spending, investing, health and lifestyle decisions could affect Canada's economy in the next fifteen years. Is Canada ready for the boom?</i><p><i>For more, visit</i> tgam.ca/boomershift <i>and on Twitter at #GlobeBoomers.</i><p>When Gary …

Retirement

Required IRA and 401(k) Withdrawal Rules for Retirees

<i>Dear Savvy Senior,</i><p>Can you give me the details on required IRA and 401(k) distributions? I turned 70 this year, and want to be clear on what I'm required to do, and when I'll have to do it.<p>--Planning Ahead<p><i>Dear Planning,</i><p>The old saying "you can't take it with you" is definitely true when it comes to …