Luis Chaves

134 Flips | 30 Magazines | 4 Likes | 1 Follower | @LuisChaves4qr4 | Keep up with Luis Chaves on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Luis Chaves”

5 do-it-all exercise moves that work your entire body at once

Going to workout can be an overwhelming (albeit endorphin-boosting!) experience. When I walk into a gym, for instance, I’m greeted by the vast …

Muscle

This Chart Shows the Average 401(k) Balance at Every Age. See How You Stack Up

Plus, a recommended savings guide for every age.<p>The Internet erupted in scorn earlier this year at financial firms’ recommendation that 35-year-olds …

Retirement

Middle Class Income By State: Earning More To Stay Average

The middle class is the backbone of America. Without the middle class, the United States would suffer because the middle class make up the majority …

Income Inequality

The government just made it easier for workers to own a piece of their employer

In a ceremony last week, President Donald Trump signed a defense bill authorizing $717 billion for more troops and equipment. Buried in the 788-page bill was a provision he didn't mention — one aimed squarely at addressing wealth inequality in America.<p>Previously known as the Main Street Employee …

Business Administration

Say These 7 Words When Employees Bring You Their Problems

Imagine that one of your employees walks into your office and says “Boss, we’ve got a huge problem with the ACME account; they’re angry and I think we might lose their business!” This is one of those situations that rightly spikes a leader’s blood pressure. But as much as the wrong response risks …

Leadership

Explaining blockchain basics

Following my studies of blockchain, I've focused to have a deeper understanding of what is a blockchain and how it works. Of course a lot of you may …

Blockchain

How Blockchain Will Disrupt The Healthcare Industry

It is not strange to find some folks explaining blockchain technology as a simple method of payment. Until this very moment, many people still do not …

400 free online courses with credits that can count towards your degree

These days, more and more universities are offering for-credit programs via MOOCs or Massive Open Online Courses. What started with a small number of degree programs, such as the iMBA from the University of Illinois (Coursera) and Georgia Tech’s Online Master of Science in Computer Science …

Online Education

22 things to do after work that’ll enrich your life more than happy hour and Netflix

Are you feeling a little uninspired lately? It could be because you’ve gotten into a bit of a rut, especially when it comes to your after-work …

IBM-Maersk blockchain alliance cuts oceanic shipping times by 40%

Did you just get a TV from Tokyo or flowers from France? Blockchain, that potentially disruptive but much-derided technology, might have helped deliver the goods.<p>A blockchain-based IBM partnership with global shipping colossus Maersk has now expanded to include 94 partners, Big Blue said Thursday. …

Blockchain

Signing Up for Medicare When You’re Still Covered by an Employer’s Health Plan

You don’t have to sign up for full Medicare coverage at age 65 if you’re still covered under an employer’s plan. But you’ll need to watch enrollment …

The 3 Best Ages to Start Taking Social Security

Image source: Getty Images<p>You can start receiving your Social Security retirement benefits as early as age 62, but the longer you wait beyond that, up to age 70, the higher your monthly checks will be. The trade-off, though, is that the longer you delay, the fewer checks you'll receive over your …

Explainer: What is a blockchain?

Where it came from, what it does, and how you make one.<p>What is it?<p>A public1, permanent2, append-only3distributed4ledger5.<p>What’s that?<p>A mathematical …

Here Are the 37 States That Don't Tax Social Security Benefits (and the 13 That Do)

Retirees in these states could potentially keep more of their Social Security benefits.<p>Nearly three-fourths of U.S. states don't tax Social Security …

Retirement

The Coolest Blockchain Startups at NYC's Consensus

Thousands of crypto entrepreneurs and technologists descended upon the city for NYC Blockchain Week. Here are the up-and-coming companies that stood out.<p>This story originally appeared on PCMag<p><i>By Rob Marvin</i><p>New York's first-ever Blockchain Week (May 11-17) features scores of conferences, events, and …

This blockchain-powered platform wants to bring transparency to the real estate market

Buying a property is stressful, period. Whether you’re a first-time buyer or a seasoned property chaser, the process is considered to be more stressful than bankruptcy, divorce, or even the death of a loved one.<p>With unclear and disjointed processes, repetitive and tedious paperwork, and unexpected …

Real Estate

Building a Blockchain for Medical Data Management - MIT Technology Review

Intelligent Machines<p>Intelligent Machines<p>Connectivity<p>Intelligent Machines<p>Intelligent Machines<p>Connectivity<p>Connectivity<p>Business Impact<p>Business …

Here's Why You Shouldn't Pay Off Your Mortgage Early

Eager to get rid of your mortgage? Think twice before paying it off ahead of schedule.<p>More than half of Americans own their homes rather than rent, …

Retirement planning: Here's how much money you should have saved at every age

When it comes to savings, Americans are falling short. Nearly 70% of adults have less than $1,000 in their savings accounts.<p>Retirement funds are looking equally bleak. In fact, about half of US families have zero retirement account savings.<p>"Particularly the younger generation likes to think, 'I'll …

Quantum Entanglement Benefits Exist after Links Are Broken

“Spooky action at a distance” is how Albert Einstein famously derided the concept of quantum entanglement—where objects can become linked and …

Advanced Algorithms: A Free Course from Harvard University

From Harvard professor Jelani Nelson comes "Advanced Algorithms," a course intended for graduate students and advanced undergraduate students. All 25 …

28 Phrases the Most Likable Employees Use at Work

Research suggests that certain phrases will increase morale and employee engagement.<p>You think words matter? According to a CareerBuilder survey, 50 percent of employees believe turnover would go down if managers simply recognized their efforts more frequently.<p>That brings up some obvious questions. …

Dubai Sets Its Sights On Becoming The World's First Blockchain-Powered Government

Dubbed as the “city of the future”, Dubai, which plans to have robot cops, flying taxis and autonomous vehicles on its roads in coming years and appointed a minister in-charge of Artificial Intelligence recently, is planning yet another transformation: to become the world’s first blockchain-powered …

Real Estate

Retirement Strategy: Yes, You Can Retire With Less Than You Think

It has been quite some time since I've written about a simple path to retirement on your own terms. As we head into a new year, there will be …

Blockchain will change the advisory business—someday

Those questions are bound to increase now that the Vanguard Group, one of the world's leading asset managers, has announced it will begin using …

Blockchain

Breakthrough: Some cases of schizophrenia and bipolar caused by autoimmune disease

- Imagine being on an emotional rollercoaster of ups and downs or waking up one day and you start hearing voices, think someone is chasing you, and …

Mental Disorders

Here's everything you need to know about blockchains, the ground-breaking tech that could be as disruptive as the internet

From a 'castle' full of bitcoin millionaires to the initial coin offering (ICO) craze, it's hard to escape the chatter about how some people are building their fortunes off the new world of cryptocurrencies. But behind those cryptocurrencies sits a technology called blockchains, which some people …

Blockchain

How Blockchain Is Creating a New Future for Digital Marketing

The transparent nature of blockchain data will allow companies and customers alike to feel more secure.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Advertising today is a multi-billion-dollar industry. And, according to market research company Forrester, digital marketing …

3 Retirement Statistics That Should Scare You

Why is $1,386 such a frightening number for retirees?<p>No matter how old you are, retirement is probably on your mind. This doesn't mean spending your …

I'm a financial planner, and I don't care if you spend a fortune on lattes — here's what I do care about

We've all read articles about the best way to take control of our budget is to simply quit spending money. Stop buying that latte every morning. Stop eating out at restaurants. Stop taking those expensive vacations.<p>This is normal and I think there is some truth in those messages. We are bombarded …