Lisa McCathren

115 Flips | 7 Magazines | 25 Likes | 115 Following | 3 Followers | @LisaMcCathren | Keep up with Lisa McCathren on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Lisa McCathren”

3 Reasons to Claim Social Security as Early as Possible

You'll often hear that filing early is a bad idea. Consider that myth debunked.<p>Though your Social Security benefits are calculated based on your …

Social Security

6 Tips and Investing Strategies to Retire Early (and Without Penalty)

Ready to quit work or begin a financially independent lifestyle? Laura covers six tips and strategies to help you amass enough money to retire early …

Retirement

25 top life hacks for designers

We all know what it means to hack a computer or website, and it's usually not a good thing. But a 'life hack' is something much more positive.<p>The …

Lifehacks

In Your 50s? Do These 3 Things to Plan for Your Retirement

It's not too early to start thinking about your golden years.<p>Your 50s are a time of transition. Many workers reach their peak earning years in their …

Retirement

A Light-Filled Modern Farmhouse Is Built For $240K

Inspired by the rural Wisconsin countryside, a team designs an elegant modern farmhouse with a simple exterior and a bright, airy interior.<p>Dotted with barns aplenty, the agricultural stronghold of Door County, Wisconsin, was the perfect place for Beth and her husband’s vision of a modern …

Lake Michigan

A Dreamy Midcentury in Oakland Is Seeking a New Owner For $1.4M

Grab this wood-clad 1963 midcentury home with stunning South Bay views before it's too late.<p>Located on a gentle downslope in Oakland, California, this classic 1960s midcentury home features all the beloved elements that are synonymous with the historic era—sleek lines, high ceilings, exposed beams, …

Living Rooms

Born between 1958 and 1968 and have no pension or retirement savings? Read this now

Research into the finances of Britons aged between 50 and 60 reveals that many people have low or even no retirements savings. For example, a study …

Investing: It’s not that difficult to get the big things right

Every six months financial adviser Bestinvest publishes its list of “dog” funds that have slumped down the performance tables. The latest report contains howlers from some of the biggest investment groups: Invesco Perpetual gets a good kicking for five funds worth £15bn with woeful returns, while …

How to Catch Up on Retirement Savings in Your 50s

It's not easy, but it's worth it if you want to enjoy a comfortable retirement.<p>If you're nearing retirement age and your savings are looking a little …

How To Retire Comfortably By 62 With A Million

Let’s say you and your spouse both are 50-years old right now. You have saved about $200,000 in retirement savings in addition to some equity in the …

How to Organize Your Finances for Retirement

Getting your finances organized is one of the first steps to take when you are approaching retirement. Having a clear financial picture can help ease …

Retirement

The Five Biggest Branding Mistakes And How to Avoid Them

Branding is essential for startups that want to compete and come out on top of their competitors. Yet even if you have the greatest product, a poor brand image could spell disaster for your sales.<p>Some of the biggest companies in the world have been involved in epic branding disasters. For example, …

Customer Service

If You Think The World Is A Terrible Place These 100+ Wholesome Pics Will Change Your Mind (New Pics)

When life gives you lemons look at heart-warming photos on the internet. Maybe somebody took your parking spot, shoved you on the metro or was rude …

How to Invest $100 a Month and Why It Can Be Life-Changing

You won't believe the compounding effects of consistency.<p>I won't blame you if you think this is hyperbole -- these days, a trip to the grocery store …

Investing

8 Things Financial Advisors Wish You Realized About Retirement

Talk about best laid plans. Three in five Americans are very likely to work longer than they’d like to meet their personal retirement goals, according to a recent study from the Indexed Annuity Leadership Council—on average pushing back retirement by two years.<p>What’s the issue? Forty percent regret …

Retirement

Suze Orman's 7 Rules for Retirement Success

Change your actions—and your language.<p>Knowing the right moves to make—and those not to make—is only one aspect of a successful retirement plan. The …

3 Tricks Billionaires Use to Make Their Money Work for Them

You don't necessarily need billions of dollars to invest like a billionaire.<p>You don't need a billion-dollar brokerage account to invest like a …

These are the biggest mistakes people make with Medicare

This article is reprinted by permission from NextAvenue.org.<p>Most Americans in, or near, retirement know too little about Medicare, causing them to …

Here's What Retirement Costs the Average American Each Year

How much will you spend in retirement? Here's a sneak peek at what you might be in for.<p>Once you reach the point where your career is starting to wind …

Use Augmented Reality to Become a Better Artist With This App

Drawing is one of those skills that I always wish I had mastered, but never quite got the hang of. I was at the head of my class in art until I hit …

How to tell if your 401(k) plan is any good

You can compare your plan to others with a few key metrics.<p>So, you have access to a 401(k) at work. That's great news -- right?<p>Well, the answer depends on whether the plan is a good one. If yours isn't, it's still worth investing enough to get any available employer match. But if fees are high or …

Should You Fire Your Financial Advisor? 6 Signs That It’s Time

Not all advisors are created equal. Here's how to know when you ought to let yours go.<p>Many folks use financial advisors to manage their money and set …

5 Tax Deductions for Self-Employed Freelancers & Small Business Owners

Starting a new business is a serious challenge, with many things demanding a new business owner’s attention. There are lots of expenses associated …

Could your household get by on the average retirement income?

The average household led by a retiree makes $48,000 annually before taxes and spends roughly $46,000 a year.<p>That’s according to the Bureau of Labor Statistics’ (BLS) measure of the income and outflow of “older households,” meaning ones headed by someone 65 or older. Meanwhile, the annual average …

Retirement

6 Financial Milestones to Hit in Your 60s

Retirement is right around the corner. Here's how to go in prepared.<p>Once you reach your 60s, retirement is pretty much right around the corner, and …

Here Are The 5 Biggest Financial Rip-Offs To Avoid

Ripping a band-aid off a wound that hasn’t completely healed hurts. Ripping duct tape off your unshaven face? Now, <i>that’s</i> painful.<p>But, do you know what hurts even more?<p>Getting ripped off — that’s what.<p>There’s nothing worse than getting ripped off and losing your money on an investment you should …

Roth IRA

Smart Retirement: Avoid the 5 Biggest IRA RMD Mistakes

If you have a traditional IRA or a 401(k), you will also have required minimum distributions one day. And if you make any of these common mistakes, …

Retirement

Retiring early doesn't mean you'll stop making money — here's how one retired millennial made more than $60,000 in passive income last year

• <b>J.P. Livingston embarked on an early retirement at age 28 with a nest egg of $2 million.</b>• <b><br>To her surprise, she continued to generate income while retired, earning more than $60,000 in one year with less than five hours a week of work.</b>• <b><br>Livingston was able to do this by monetizing her personal-finance</b> …

Money

Retire early or keep on working? How to prepare for either choice.

Whether you’ve decided to quit the rat race early or keep working into your 80s, you have to plan to make sure you understand the pros and cons of either decision.<p>If you’re looking forward to retiring early, you need to make sure you have enough money to hold you over until other income streams …

Credit Card Debt

This Is the Best Robo-Advisor for Every Investor, From Beginner to Advanced

Whatever your level.<p>Robo-advisors are going mainstream.<p>Once the domain of Silicon Valley startups, these automated investment services — which rely …