Lisa

29 Flips | 1 Magazine | 7 Likes | 19 Following | 6 Followers | @Lisa44224 | Keep up with Lisa on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Lisa”

This savings-account hack will give you almost 20 times what you’re earning now

The world is awash with cash, but you don’t seem to be getting any of it from your bank account.<p>Banks pay almost nothing for deposits these days — …

Personal Finance

No Retirement Savings and Nearly Out of Time? Here's How to Compensate

Countless older workers are about to end their careers without money in the bank. Here's what to do if you're one of them.<p>Though we're told to …

Here's Why I Plan to Take Social Security at 62

The right age to take your benefits is a personal decision, but for me, the answer is a no-brainer.<p>Instead of waiting to claim Social Security at my …

29 Must-Read Books That Will Make You Smarter About Money

When you own a stock, you own part of a company. So study what makes a good company.<p><i>Which is the best way to learn about stocks? originally appeared on Quora - the place to gain and share knowledge, empowering people to learn from others and better understand the world.</i><p><b>Answer by James Altucher,</b> …

Investing

This Could Be the Best Feature of Your Roth IRA

A Roth IRA can be more than just a retirement savings tool.<p>Roth IRAs can be an excellent way to save and invest for your retirement. In exchange for …

How one man saved $1 million in 5 years

In fact, GOBankingRates found that saving for retirement isn't a priority for 40 percent of all Americans.<p>It certainly wasn't at the top of Grant Sabatier's to-do list when he graduated from the University of Chicago in 2007.<p>As a philosophy major entering the job market on the brink of the Great …

The Most Important Investing Chart You’ll Ever See

Hint: It has almost nothing to do with investing<p>In 1972, after spending time in the Pacific islands, anthropologist Marshall Sahlins proposed a …

Why Apple and Google are moving into solar energy

Silicon Valley’s biggest companies are investing in renewable energy in a serious way – a sign, perhaps, of rapid changes in the energy market.<p>Most people think of Apple as a company that makes phones, computers and smart watches – not an energy provider. But in August all of that changed when the …

Renewable Energy

Here are 5 smart money moves for millennials who want to grow real wealth

You know you should save more, especially for retirement — but that's easier said than done if you're living paycheck to paycheck. You might even …

This Huge, Quirky Stock Fund Beats the Market Year In and Year Out

Can its legendary manager continue to defy the odds?<p>Fidelity Low-Priced Stock is an enigma wrapped in a mutual fund. For instance, it is a domestic …

Investing

Use the 50/20/30 Rule to Outline Your Budget For Every Need

The best way to keep a balanced budget is to decide your financial boundaries before you start spending. The 50/20/30 rule can help you keep every …

12 things no one should ever do with their money

Surely the list of things you should never do with your money is longer than these 12 recommendations. But you have to start somewhere.<p>To give you some guidance, we asked financial experts to share their take on how to protect your financial security and avoid getting snookered.

7 free apps that help you save money without thinking about it

Okay, keep it raised if you feel like there just isn't enough <i>time</i> to figure out your budget or calculate how much you should be putting away.<p>Well, all that is about to change.<p>There are tons of ways to save beyond searching for coupons or using your bank's limited mobile app.<p>Offering everything from …

7 Smartest Moves to Make Before Interest Rates Rise

<i>By Barbara Friedberg, Contributor</i><p>If you're interested in improving how you manage your finances, then you need to care about rising interest rates that are expected this year from the Federal Reserve. The Federal Reserve controls the overnight lending rate use by banks to borrow from each other. …

Life Expectancy and Retirement Planning - Consumer Reports

Genes not necessarily the key<p>Life expectancy and lifestyle<p>Use caution with calculators<p>Explore your options<p>Delay Social Security claims

Retirement

Why Marijuana Stocks Might Go Up in Smoke—Consumer Reports

If you’re like many investors, you always have an eye out for the next big growth market. If you can get in early, you might be able to profit …

Cannabis

Are Stock Splits Good for Investors? - Consumer Reports

But despite the emotional appeal of a "smaller" price, stock splits are becoming somewhat of an artifact. A half-century ago, corporations split …

Investing

How To Use A Retirement Calculator - Consumer Reports

<b>• Inflation.</b> Input 3 or 3.5 percent. Pessimistic? Use 4 or 5 percent.<p><b>• Investment returns.</b> Past performance is not predictive, and your allocations …

Retirement-Savings Strategies - Consumer Reports

<b>Diversify and allocate</b><p>Varying your holdings reduces your risk of losing money; usually when some holdings go down, others go up. Mutual …

Investing

Look for an Adviser with Fiduciary Duty to Save Money on your IRA—Consumer Reports

If you ask folks near retirement what worries them, many will mention the fear of outliving their money. Consumer Reports’ most recent retirement …

Retirement

An Early Identity Theft Warning—Consumer Reports

Senator Charles Schumer (D., NY) would like to change that by having the firms that control consumers’ credit reports sound an alarm much earlier. …

Identity Theft

Maximize Your Retirement Income: Smart Strategies at 60—Consumer Reports

<b>Calculate your RMDs in advance</b><p>Many financial services websites have a calculator accessible to anyone. So if you’re 60 and have $100,000 in your IRA, …

Retirement

Retirement Planning: 4 Safe Ways to Boost Income

1. Annuities<p>2. Bond funds<p>3. Certificates of deposit and CD laddering<p>4. Dividend stocks

Retirement

How much money you need to save each day to become a millionaire by age 65

"Becoming rich is nothing more than a matter of committing and sticking to a systematic savings and investment plan," financial adviser David Bach writes in his book "Smart Couples Finish Rich."<p>"You don't need to have money to make money," he writes. "You just need to make the right decisions — and …

The Fees to Watch Out for When You Start Investing

So you’re ready to start investing to build your nest egg. That’s great, but there are a few important things to consider when you start investing, …

Investing