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CREDIT SCORE
Last updated Aug. 29, 2023 | By FinanceBuzz Editors
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Having bad credit today doesn't doom you to have bad credit forever. It just means you've got a little work to do in order to see your credit score rise. By taking control of your finances and making smart moves, better credit can be in your future.
Luckily, there are new tools that can help you build better credit. Some could even help you improve your credit score today. We've rounded up some of our favorite ideas for anyone who is ready for better credit.
1. See if your credit score is wrong
You could try to fix it yourself, but the process can be time-consuming, and it’s not always easy to know where to start.
Credit Saint could help. They offer a free credit consultation to help you understand your score and get your financial life on the mend. They’ll dive deep into your credit history, fighting damages you disagree with.
If you decide to sign up for their service, they’ll press the creditors who put them there to correct those inaccuracies. Their most popular service, the “clean slate,” offers unlimited challenges to the 3 credit bureaus for $119.99 per month.
They’ll even help you create a plan to build positive credit, hopefully unlocking more financial opportunities for you in as little as 45 days.
If not, Credit Saint offers a 90-day money back guarantee — meaning you could get a full refund if nothing is changed in your credit report.
Get your free credit consultation
2. Ask these expert attorneys to help fix your credit
Disturbing: A new investigation from Consumer Reports reveals that 34% of Americans have found glaring errors on their credit report … errors that are not their fault.
You can dispute these errors at any time (since they affect your score), but the bigger issue is filing the disputes yourself and actually winning.
While some companies may ignore disputes you submit yourself, they may be more likely to respond to a powerful attorney from Safeport Law who knows exactly what to say and who to talk to.
Request a free consultation with Safeport Law here by providing your name, email address, phone number, and state.1
Services cost $99.99 per month, plus a one-time $99 initial work fee. You may cancel as soon as you feel your credit is healthy again.
Get help fixing your credit by starting with a free consultation here
BONUS: Download this gaming app that paid out over $2.3 million last year
There are tons of gaming apps that promise you can earn cash. Unfortunately, many are fake … or don’t actually pay out.
By contrast, Cash Giraffe is one of the most legit ones we’ve found. Players earned over $2.3 million — million! — last year alone.
Earning cash is simple, too. Just download and play games — that’s it! No, it won’t let you quit your day job, but you can earn real money. And you can cash out via PayPal or with gift cards to Amazon, Starbucks, Walmart, and more.
How to maximize your earnings: Download Cash Giraffe here and start playing ASAP. The app logs your “active” time in the game (the longer you play = more you can potentially earn!) Payouts are fast, there are hardly any ads, and the games are actually fun to play.
Download Cash Giraffe
Get Help Improving Your Credit with This Service
Credit Saint
Credit Saint Benefits
Free consultation with no obligation
Challenges to the 3 credit bureaus
Score analysis and credit interventions
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1
Coleman Legal, LLC dba Safeport Law, and of counsel attorneys. 133 Main St. LaGrange, GA, 30240. Attorney Advertising
^Source Link: FICO®️ - link https://www.myfico.com/credit-education/whats-in-your-credit-score
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved or otherwise endorsed by these entities.
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By Lawaune Moorman