Lakshmi Murali

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Tips and Articles for Buying a Second Home or Vacation Home - Buy a Second Home in a Private Gated Community

With Arkansas residents calling their communities “heaven on earth” and the “best kept secret in the United States,” the Natural State is one worth …

3 Things You Need More Than Money for a Happy Retirement

Do you know what it will take to retire successfully? If you said, "a whole lot of money," you have only part of the picture. According to a Wells …

4 Reasons Early Retirement Will Cost More Than You Expect

Generally, this doesn't work for early retirees, because they save more aggressively. If you save 30-50% of your income, it makes more sense to use your expenses rather than your income to extrapolate your after-retirement spending.<p>If you saved aggressively and accumulated 25 times your annual …

4 Reasons You'll Spend More Money After Early Retirement

The Very Best Places To Retire If You Want Your Grandkids To Visit

So you'd like to move somewhere fabulous when you retire. Maybe someplace warm? Or to a university town? Or maybe just someplace different to begin a new chapter. But what about the family? What about your grandchildren?<p>Today with cell phones, texting, Skype and the relative ease of air travel (OK, …

20 Reasons Why Arizona Might Be The Best State To Retire In

Arizona has been a big retirement destination for many years, and for good reason. In fact, the very first Active Adult Community in the US, Sun City, was developed there over 50 years ago. But the reasons to choose Arizona are more than just the obvious. While AZ has hundreds of days of abundant …

The Upside of Downsizing

AS THEY GROW OLDER, many people find that less is more when it comes to housing. They realize that they don't need the space—or they begin to doubt whether it's worth maintaining the grounds of a larger home. Others might be attracted to city living or want to try a retirement community. Beyond all …

11 ways to get more money in retirement

I don't think you'll find many people who would turn down the opportunity to have more money during their retirement.<p>Maybe you think this is an …

How Boomers Feel About Retirement Now

A new survey about boomers and retirement calls to mind the famous lyrics from <i>Annie</i>: “ The sun’ll come out tomorrow…”<p>To kick off National Retirement Planning Week (You didn’t know? There’s still time to send a card.), the Insured Retirement Institute (IRI) today released its fourth annual report on …

My Dream Retirement: 5 People Reveal Their Strategies

<i>This post originally appeared on LearnVest.</i><p>It’s always fun to daydream about what we might do when … we no longer work.<p>If you had to choose your own adventure, what would it be? Taking a foodie tour through Europe, retiring on a beach and becoming a late-in-life surfer? It’s sure fun to think …

4 IRA Tricks You May Be Missing

With the tax code approaching 75,000 pages in length, chances are you you’re probably not taking advantage of many tax laws in your favor. When it comes to your IRA there are a handful of little-known “tricks” to saving more retirement wealth and give less tax money to the Government.<p>Here are the …