LaShonda McDougald

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What Does It Mean When Your Credit Score Is More Than 800?

Here's what it means if your credit score is higher than 800.<p>FICO credit scores can range from as low as 300 to as high as 850. That said, for people …

Tax Tips for the Single Working Mom

Just about every American feels the sting of tax time. But for a single working mother trying to make enough money to support herself and her …

Personal Finance

4 Tax Moves to Make This Month

Tax planning in October? You'd better believe it.<p>October means glorious foliage and all things pumpkin -- and it's hardly the season to be thinking …

3 Credit Card Fees Costing You Several Hundred Dollars Per Year

Credit card fees are the bane of any financial responsible person’s existence. In fact, if you use your credit cards wisely then you can totally avoid being charged a fee, however, life happens and end up paying dearly for the money borrowed on a credit card.<p>Between late fees, balance transfer fees …

4 Reasons You’re Not Saving Money

How many of these can you relate to?<p>Though Americans are technically doing a better job of saving now than in past years, most of us still have a lot …

How to manage a monthly budget on a roller-coaster income

Popular budgeting advice like the 50/30/20 rule — which allots a set percentage of income to necessities, wants and needs — is meaningless for people whose paychecks go up and down.<p>Freelancers, the self-employed, and those who depend on tips or commissions can have a great-paying month or a bad …

5 Good Ways to Go Broke in Retirement

Running out of money during retirement is every senior's worst nightmare.<p>More seniors than ever are staying in the workforce for longer, in part …