Kiplinger's Personal Finance

We are guided by the expectation that our readers will act on what we write about and benefit from doing so. Visit us at: www.kiplinger.com.

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Retirement
How the SECURE Act Could Impact Retirement Savings
kiplinger.com - Rocky Mengle
With the decline of traditional pensions, most of us are now responsible for squirrelling away money for our own retirement. In today's …
Stocks
Are Tech Stocks Nearing Another Bubble Burst?
kiplinger.com - Steven Goldberg
Forgive me if today’s stock market makes me feel a bit like Rip Van Winkle. Maybe, like Rip, I’ve been asleep since early 2000, which marked the peak …
Social Security
Take Ownership of Your Retirement Before It's Too Late
kiplinger.com - Patrick B. Healey
Though Social Security cuts appear to be looming, it's not too late for Americans, namely millennials, to create a retirement plan they will …
Stocks
13 Super-Safe Dividend Stocks to Buy Now
kiplinger.com - Eric Ervin
The stock market’s major indices are at or near all-time highs, and as stocks go up, dividend yields go down. As a result, many of the best dividend …
Retirement
Which Bucket Should Retirees Tap First, for Their Heirs' Sake?
kiplinger.com - Roger A. Young
Does it make more sense to pull money out of your Roth IRA or your brokerage account for your income? Consider the full picture when deciding whether …
Internal Revenue Service
IRS Releases Draft Form of New 1040 Tailored for Seniors
kiplinger.com - Rachel L. Sheedy
Easier-to-read form highlights retirement income streams and other tax benefits for citizens 65 and older. A new Form 1040 tailored to taxpayers 65 …
U.S. Census
Where Millionaires Live in America 2019
kiplinger.com - Dan Burrows
A million bucks in liquid assets puts a household into pretty elite company these days. Once you strip out the value of real estate like the family …
Annuities
What to Know Before Purchasing an Annuity Income Rider
kiplinger.com - Carlos Dias Jr.
Do you know the difference between a GLWB and a GMIB? A roll-up rate and a payout rate? If you're contemplating a fixed indexed or variable annuity …
Southern California Edison
The Power Company Fried My Appliances: What Are My Rights?
kiplinger.com - H. Dennis Beaver
If a utility company causes a power surge that kills your old (but perfectly functional) appliances, you may not like the answer to this question. …
Stocks
6 Ways to Prepare for the Next Market Decline
kiplinger.com - Michael Kahn
The U.S. economy is putting up some impressive numbers in GDP, jobs and wages, but many pundits fear that a slowdown is pending. Trade-war fears with …
Retirement
5 Causes of Marital Money Stress (and How to Fix Them)
kiplinger.com - Deborah L. Meyer
Financial frustrations can be major sources of tension in any marriage. Here are some practical tips and strategies to work through the most common …
Social Security
Insecure About Social Security? Use a Roth IRA Now to Maximize Benefits Later
kiplinger.com - Derek Overstreet
Here's a specific strategy to help avoid paying taxes on RMDs while maximizing your Social Security benefits at the same time. The key? Carefully …
Life Insurance
Don't Overlook Advantages of Making Insurance Part of Your Retirement Plan
kiplinger.com - Richard Pucciarelli
Life insurance can offer income and saving options for the long term. Many people don’t fully understand the value and benefits life insurance can …
Charities
Give the Money, Keep the Tax Break with Donor-Advised Funds
kiplinger.com - Scott Tucker
If the higher standard deduction have kept you from getting any tax benefits from your charitable giving, there is a way around that. I doubt many …
Apple Arcade
10 Stocks to Buy for Kingly Free Cash Flow
kiplinger.com - Will Ashworth
Free cash flow (FCF) is one of the most important financial metrics you can study – especially if you’re a buy-and-hold investor. FCF is the cash …
Retirement
Waterville, Me: A Smart Place to Retire
kiplinger.com - Rivan V. Stinson
Retirees have access to ample extracurricular activities including music, sports and arts in this Maine town along the Kennebec River, home to Colby …
Oberlin College
Oberlin, Ohio: A Smart Place to Retire
kiplinger.com - Rivan V. Stinson
Stellar health care options, affordable living and engaging community activities make this Ohio town a great choice for retirees. College perk: …
Retirement
Olympia, Wash.: A Smart Place to Retire
kiplinger.com - Rivan V. Stinson
College perk: Evergreen College offers free classes for retirees 60 and older. Olympia, the state capital, is only about an hour away from Seattle but …
Retirement
Claremont, Calif.: A Smart Place to Retire
kiplinger.com - Pat Mertz Esswein
Explore Claremont’s vast range hiking trails or try out lectures and performances at one of its seven colleges. College perk: Claremont Avenues for …
Flagstaff
Flagstaff, Ariz.: A Smart Place to Retire
kiplinger.com - Brendan Pedersen
Retirees can enjoy biking, skiing and a “brewery trail” in this high-altitude corner of the Grand Canyon State. College perk: Northern Arizona …
Retirement
Fayetteville, Ark.: A Smart Place to Retire
kiplinger.com - Marc A. Wojno
Affordable living and proximity to family make this Ozark city a great place to settle down. College perk: Residents age 60 and older can take classes …
Retirement
Evanston, Ill.: A Smart Place to Retire
kiplinger.com - Brendan Pedersen
The “City of Churches” on Lake Michigan provides retirees outdoor activities and iconic architecture. College perk: Lectures and classes through the …
Hanover
Hanover, N.H.: A Smart Place to Retire
kiplinger.com - Marc A. Wojno
Retirees can get a taste of college life again in this town, home to Dartmouth College, through leadership positions and fitness classes. College …
Retirement
Swarthmore, Pa.: A Smart Place to Retire
kiplinger.com - Brendan Pedersen
The Pennsylvania small town features an inclusive liberal arts college and an active retiree community. College perk: Residents have access to all of …
Virginia Commonwealth University
Richmond, Va.: A Smart Place to Retire
kiplinger.com - Pat Mertz Esswein
Opportunities in the arts abound in this vibrant eastern city for retirees. College perk: Retirees can join Virginia Commonwealth University’s …
Retirement
St. Augustine, Fla.: A Smart Place to Retire
kiplinger.com - Ryan Ermey
The Florida beach town has everything from golf to belly dancing for retirees. College perk: Low-cost continuing-education courses on everything from …
Retirement
Savannah, Ga.: A Smart Place to Retire
kiplinger.com - Eileen Ambrose
This city’s well-known historical district offers plenty of fascinating museums and local traditions. College perk: You can buy the work of …
Population
Great Small Towns for Early Retirement
kiplinger.com - Stacy Rapacon
Small towns can pack in big benefits for young retirees: little to no traffic, tight-knit communities, typically lower living costs and some peace …
Annuities
Are You Doing Your Financial Planning in a Vacuum?
kiplinger.com - Mark Pruitt
You probably shouldn't believe any retirement advice that starts out with "never do this" or "always do that." When plotting your retirement journey, …
Social Security
The Social Security Mistake Risk-Averse Folks Make
kiplinger.com - Jamie P. Hopkins
Are you a risk-averse investor? Watch out, because the way you're wired might steer you into claiming Social Security early, rather than "risking it" …

Kiplinger's Personal Finance

We are guided by the expectation that our readers will act on what we write about and benefit from doing so. Visit us at: www.kiplinger.com.