Kimberli Hernandez

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Romantic Realism

Romantic Realism<p><b>I: INTRODUCTION</b><p>We expect love to be the source of our greatest joys. But it is – of course – in practice, one of the most reliable …

How Do I Set a Budget I Can Stick To?

There are three basic steps to setting a budget: identifying how your money is being spent; evaluating those expenses to see how they mesh with…<p>There …

Only Sensitive People Can Understand These 10 Things

Sensitive people are loving, caring individuals; almost to a fault. Treat them kindly and you'll have a compassionate friend for life.

New brain science shows poor kids have smaller brains than affluent kids

New research that shows poor children have smaller brains than affluent children has deepened the national debate about ways to narrow the achievement gap.<p>Neuroscientists who studied the brain scans of nearly<br>1,100 children and young adults nationwide from ages 3 to 20 found that the surface area of …

7 Steve Jobs Quotes That Could Change Your Life

He came, he saw, he conquered...and he left behind some words to live by:<p><b>1. "I'm convinced that about half of what separates successful entrepreneurs</b> …

Why College Students Need To Worry About Their Credit Score More Than Anyone Else

The last thing on most college students’ minds is their credit score. Seriously. I have yet to meet a college student who has ever been concerned about it. But at the same time, this number will define their financial lives for years to come. And making poor choices today could impact their lives …

7 Ways to Change Your Attitude When You Can’t Change Anything Else

<i>Attitude is a little thing that makes a big difference.</i><p>Sometimes changing your circumstances isn’t possible – or simply not possible soon enough. You …

In Love? 9 Financial Facts To Know About Your Partner Before Commitment

Valentine’s Day is coming up, so engagements are on at least a few people’s minds. A 2013 study found that six million people were planning to pop the question or expecting to answer on cupid’s holiday.<p>If a major commitment is on the horizon for you and your loved one, you’ll also need to start …

4 Ways To Stop Caring What Other People Think

<i>“Fear is the main source of superstition, and one of the main sources of cruelty. To conquer fear is the beginning of wisdom.”</i> <b>– Bertrand Russell</b><p>Last …