Kai Yaniz

66 Added | 2 Magazines | 3 Likes | 6 Following | 17 Followers | @KaiYaniz | Financial Coach, Consultant, Financial Literacy Advocate, and Money Guru. Simply put: I solve your money problems.

Your Bank Wants to Know Where You Are At All Times

Banks are beginning to use their customers’ cell phone locations to crack down on credit card fraud. By tracking users’ phones, banks believe they …

Identity Theft

10 Things to Know About Money Before You're 40

Life gets complicated in your 40s<p>Every decade is a milestone of sorts, but turning 40 should come with a special, financial heads up. <b>Warning:</b> This is …

Retirement

A financial planner says there's something everyone should do before trying to get rich

That's why we like insight into how rich people get to where they are, from the actions they take to the habits they foster to the strategies regular people use to become millionaires.<p>However, says certified financial planner Jeff Rose, founder of Alliance Wealth Management, there's something …

Personal Finance

­­­­­­­­­­­­12 Things Really Wealthy People Did to Get Ahead

Want to get ahead financially and in your career? Follow in the footsteps of giants.<p>Everyone wants to achieve wealth and financial freedom, but very few actually go on to rack up the seven-figure bank accounts they dream about. In fact, it's commonly suggested that Americans don't identify as poor; …

Self-improvement

This Is How Millionaires View Money — and Why It’s Successful

Doesn’t it seem like the rich keep getting richer while the middle class is stuck in the same old spot?<p>Economic inequality is a hot topic right now, …

Self-improvement

Passive Income and the Underpants Myth

It's no coincidence that the people making the most passive income from their products also work the hardest.<p>Few terms incite HULK SMASH feelings in me like "passive income."<p>We might as well interchange it with "magic fairy dust" or "unicorns that shoot rainbows from their asses."<p>It's a …

Profit

6 Common Money Mistakes College Freshmen Make

Without parents around to moderate spending, it's easy to go overboard.<p>College freshmen across the country are settling in at school for the first …

College & University

10 Flight Booking Hacks to Save You Hundreds

I've been traveling and hacking flights since 2008, spending nearly eight years researching and finding secret methods to save money, earn points, …

Frugal Living

A self-made millionaire who studied 1,200 wealthy people pinpointed the way their relationship with money differs from everyone else's

"Most people have a dysfunctional, adversarial relationship with money," he writes. "After all, we are taught that money is scarce — hard to earn and harder to keep. If you want to start attracting money, stop seeing it as your enemy and think of it as one of your greatest allies."<p>Mastering your …

Self-improvement

21 ways rich people think differently than the average person

That's what Napoleon Hill preached in his bestselling 1937 book "Think and Grow Rich," the culmination of his intensive study of more than 500 self-made millionaires.<p>Self-made millionaire Steve Siebold, who has interviewed 1,200 of the world's wealthiest people during the past three decades, …

Self-improvement

5 Money Mistakes to Stop Making by Age 30

Stop asking Mom and Dad for a handout every time funds are tight.<p>Managing money is tricky, especially when you’re in your 20s and just starting your …

Personal Finance

How Rich People Raise Rich Kids

Even when they’re adopted, the children of the wealthy grow up to be just as well-off as their parents.<p>Lately, it seems that every new study about social mobility further corrodes the story Americans tell themselves about meritocracy; each one provides more evidence that comfortable lives are …

3 Personal Finance Lessons From 50 Cent's Bankruptcy | Inc.com

By now you've probably seen the headlines and heard the barrage of jokes on Twitter: Famed hip-hop artist Curtis Jackson III, better known as 50 Cent, has filed for bankruptcy protection.<p>Jackson, whose net worth <i>Forbes</i> estimated at $155 million in May, is now claiming both assets and debts of …

Finance

17 Creative Ways to Save Money at Disneyland

<i>By Stephanie Bills, Contributor</i><p>The "happiest place on earth" is a top destination on many families' bucket lists. If you plan ahead, this magical, unforgettable experience doesn't have to put a large dent in your budget. Here are some tried-and-true tips for saving money while enjoying your …

Walt Disney Company

40 Free & Fun Things to Do This Summer

(Image credit: Apartment Therapy)<p>You want to have fun this summer, but you're not exactly swimming in money or willing to blow your budget? Or you've …

Kids

3 Money Mistakes You Must Fix to Get Rich

I get a lot of questions about how to get rich, and I always give the same answer.<p>Don't spend too much. Mostly save. Always invest.<p>Seems simple enough, right? Yet so many people do the exact opposite--invest poorly, spend way too much, save almost nothing, and remain willfully ignorant about their …

Personal Finance

6 healthy money habits that help you save more

<i>(Editor’s note: this article was exclusively written by MoneyMax.ph, the Philippines’ leading website for comparing financial products and services,</i> …

Personal Finance

7 Habits of Financially Successful People

There are a few ideas that serve as the foundation of good money management habits. Spend less than you earn. Try your best to save more than you …

Personal Finance

10 Common Money Mistakes People Make In Their 20s

Do you want to be financially secure? Many young adults in their 20s make money mistakes through lack of knowledge, which can result in debt and …

3 Foolish Secrets to Saving Money

Use these tips to put more money aside.<p>One of the biggest obstacles to investing successfully is finding money to save in the first place. Given the …

Retirement

College Students Fail When It Comes to Financial Literacy

NEW YORK -- If learning how to save and master financial literacy is something people should learn young -- the future may be bleak.<p>A study looking …

Improving Millennials' Financial Literacy With Mobile Technology

The global growth of handheld digital devices among younger people is transforming the way consumers are getting their information in general, and financial information in particular.<p>On April 15, the 2015 Financial Literacy Summit, co-hosted by Visa Inc. and the Federal Reserve Bank of Chicago, …

Globalization

How to retire in your 30s: save most of your money and rethink your core values

Seven in 10 Americans are disengaged from their jobs, according to Gallup. That's more than two-thirds of us who are unfulfilled by our work, just dragging our sorry selves to and from the office every day.<p>One community has an attractive answer: just quit.<p>A burgeoning online community advocates …

Retirement

What Does Financial Independence Look Like?

<i>This post is by our regular Wednesday contributor, Erin.</i>Do you dream about the day you’ll be able to leave your working days behind and enjoy life to …

Personal Finance