Justin Yang

83 Flips | 2 Magazines | 9 Likes | 1 Following | 1 Follower | @JustinYang7t92 | Keep up with Justin Yang on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Justin Yang”

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Smart Homes

Not Everyone Loves It When You Pay Off Your Mortgage Early

What Is Prepayment Risk?<p>Who Gets Hurt When You Pay Off Your Mortgage Early?<p>Updated May 21, 2018<p>Do you have a mortgage loan? If so, you know that …

Finance

How to Invest $1,000 a Month

Here's your step-by-step guide to building lasting wealth.<p>If you invested $1,000 per month and earned the historic market return, how much money …

Investing

25 No-Fail Paint Colors, Picked by Interior Designers

From subtle to bold, these designer-approved hues are guaranteed to look good.<p>If you've ever stood in front of a display of thousands of paint chips, …

Home Decorating

This 400 Square Foot 'Tiny House' is My Dream Home

Here at Apartment Therapy, we write about tiny houses a whole lot. Sometimes, I find myself wondering if we've reached peak tiny house. Are these …

Living Rooms

Here's What a Financial Adviser Would Ask When Hiring an Adviser – and What You Should, Too!

To see if a prospective financial professional could be a good fit for you, take my 10-question list to your appointment.<p>Whenever I meet with …

Retirement

52 Things That Can Make Your Home Look More Expensive

Even on a budget, you can create a home that looks straight from of a luxury magazine.<p>Take note of the preexisting features in your home you can …

Home Decorating

This Person's Insane Day Might Be The Greatest Twitter Story Ever

Do you ever have one of those days where absolutely <b>nothing</b> goes your way? It starts shitty and somehow manages to go <b>downhill</b> from <b>downhill</b>. Well you …

The One Big Drawback to Undermount Sinks

Undermount sinks are often a no-brainer decision when remodeling a kitchen. There's lots to love: they look nice, let you to wipe water and crumbs …

What to Wear With a Navy Blazer | The Art of Manliness

With simple lines and a flattering, masculine fit, the classic, nautical-inspired blazer jacket is a worthy men’s wardrobe staple. It differs from a …

Men's Fashion

Luxury shoes will look after you, if you look after them

Abigail Dougherty<p>Third generation cobbler Ian Gemmell shares how you can make a good pair shoes last.<p>My parents always stressed the importance of …

Shoes

Forget the Four Seasons and The Ritz-Carlton: The most luxurious hotel brands in the world are ones you've likely never heard of

When it comes to planning a luxury vacation, whether it's a honeymoon, a celebration, or that's just how you roll, it's easy to think first of the large, luxury hotel brands you're familiar with and the destinations in which they have properties.<p>You wouldn't be wrong to consider brands like The …

Hospitality

What Makes Mortgage Interest Rates Fluctuate?

How Are Mortgage Rates Determined?<p>Learn whether Fed interest rate cuts can lower your mortgage payments<p>Updated February 15, 2018<p>There are two common …

Want to be a home flipper? Do the math first.

In real estate, you make your money when you buy. It’s a common phrase in the business, and no truer words have been spoken. Let that sink in. You make your money when you buy the property. Not when you sell. If you don’t buy the property at the right price and/or terms, then there won’t be any …

Real Estate

One Hundred Years Later, the Madness of Daylight Saving Time Endures

One hundred years after Congress passed the first daylight saving legislation, lawmakers in Florida this week passed the “Sunshine Protection Act,” …

This Cat Named Dog Works At The Fish Market And People Love Him

"I would lay down my life for him!!!!!!"

Vietnam

The immunity-boosting soup to make the second you start feeling sick

This year’s flu season has been the worst the US has seen in over a decade—and it’s not getting better, experts say. While everyone around you may be …

How to Calculate Paycheck Withholding and Deductions- Hint: It's Easy

How to Calculate Withholding and Deductions from Employee Paychecks<p>Calculating Federal Income Tax Withholding, FICA Tax, and More<p>Updated January 18, …

Forget Photoshop—Edit Your Photos With These Top Free Photo Editors

13 Free Photo Editors<p>The Best Free Photo Editors Out There<p>Updated May 03, 2018<p>These free photo editors are the best of the best and will get you just …

Tutorials

I paid off $107,000 in student loans with a simple spreadsheet anyone can use

I began using spreadsheets when running my first company. I was 15 years old, landscaping and mowing lawns.<p>Like any business owner, I had revenues, expenses, and taxes. I used a simple spreadsheet that showed me whether my little business was profitable or not.<p>More than a decade later, buried in …

Personal Finance

9 Differences Between Older Millennials & Younger Millennials

If you're reading this, there's a strong chance you (like me) are a millennial, though you may not identify with all of the generational traits …

How To Make Your Own Space Buckets

The latest cultivation trend: growing lush pot plants in tiny grow chambers that anyone can build. Here’s how to make your own space …

A baby boomer apologizes for failing millennials

This article is reprinted by permission from NextAvenue.org.<p>As a boomer parent, I’ve noticed that some of the current conversation between other …

401k vs. Roth 401k: What’s the Difference?

A better quality of retirement if you're doing it right.<p>When it comes to retirement, the only person looking out for you is you (and maybe your …

Retirement

10 Rules for Building Muscle Without Getting Fat

Build Your Biceps, Not Your Belly<p>Building muscle without getting fat isn't complicated, but many lifters search endlessly for the best new method or …

The 5-Minute Workout Finisher to Take Your Fitness to the Next Level

Five minutes. It’s just 300 seconds — the equivalent of a short coffee break or a quick text conversation with friends. But don’t let a measly five …

Real Estate Counteroffers: Is There a Limit to How Long This Can Go On?

Is there a limit on the number of real estate counteroffers home buyers and sellers can make? You might be wondering this if you're in the throes of …

The 30 best men's fashion websites

Men's Fashion

The Savage Workout That Will Shred Your Abs To Hell and Back | Men's Health

1. Superset x3<p>Treadmill Run<p>Max Reps<p>For: 1 Minute<p>Turn the treadmill up to 5–8 miles per hour. Adjust the speed to a moderate jogging pace, making sure to land light on your feet. Run in the middle of the treadmill so your hands and feet have plenty of room.<p>Treadmill Backwards Jog<p>Max Reps<p>For: 1 Minute<p>…

Get RIPPED: 3 Day Workout Split Plus Cardio Routine

Workout Summary<p>Main Goal<p>Lose Fat<p>Workout Type<p>Split<p>Training Level<p>Intermediate<p>Program Duration8 weeks<p>Days Per Week<p>3<p>Time Per Workout30-45 …

Diets