Joy Chowdhury

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3 Things to Watch in the Stock Market This Week

Stocks barely budged last week, to keep both the <b>Dow Jones Industrial Average</b> (DJINDICES: ^DJI) and the <b>S&P 500</b> (SNPINDEX: ^GSPC) in just modestly positive territory for the year.<p>First-quarter earnings season still has the potential to steer indexes in one direction or the other, with retailers …

Mortgage rates are low. Time to refinance?

If you’re ready for a lower interest rate or shorter term for your mortgage, now could be a great time to consider refinancing. Rates available to consumers are low right now and probably aren’t going to go any lower in the foreseeable future, according to Scott Sheldon, a senior loan officer and …

Debunking Credit Card Myths: Does Having Many Cards Hurt Your Credit Score?

We talk about travel rewards credit cards quite a bit here at TPG. Applying for and utilizing these cards strategically can unlock incredible travel …

Personal Finance

How to improve your credit scores

<b>Dear Liz:</b> I don’t have a credit score. I have one item on my credit report that’s a court judgment. What can I do to get a score? If I pay the balance due for the judgment, would it be removed?<p><b>Answer:</b> Paying a judgment doesn’t remove it from your credit reports, but it does limit the amount of time …

Personal Finance

The Real Economy Trumps Repubs' Dark Ages

Marketwatch's Jeff Bartash is just one of our economic journalists busting the Donald's 'Disstopian' views (Maureen Dowd's term, not mine). Our economy is doing incredibly well for most people, including the bottom of the economic ladder--whose incomes are being helped by the rise of minimum wages …

This May Be the Sweet Spot of the Stock Market

Could stocks that aren’t too big or too small be just right for your portfolio?<p>Investors should have a decent chunk of stocks in their portfolios to …

6 surprising ways that Elon Musk is like Warren Buffett

In June, Musk announce plans for Tesla to acquire SolarCity (the solar panel company run by his cousins), which was met with much scrutiny by investors. This was soon overshadowed by the disclosure of a traffic fatality related to the Autopilot feature in Tesla's Model S sedan. Regulators are …

Elon Musk

Better to sell too early than too late. Just ask Yahoo

Few business decision provoke as much second-guessing as timing the sale of a company.<p>Sell too early and you leave money on the table. Sell too late and you’re ridiculed for your arrogance.<p>Yahoo is a textbook example of the latter. The internet pioneer, which peaked in 2000 with a market cap around …

Selling

Investors realize Nintendo didn’t develop Pokémon Go and shares plummet

Nintendo’s shares plunged after the company said late Friday that the worldwide success of Pokémon Go will not significantly impact its financial results. Nothing Nintendo disclosed about the ownership of the game was new information, but markets were shocked anyway.<p>The stock sank 18 percent to …

Brace yourself for a fall in oil prices: Morgan Stanley warns ‘correction is upon us’

Gear up for a fall in oil prices.<p>The global oil market is “severely oversupplied” with gasoline — with stocks at a five-year high — serving as a blow …

NatWest paves way for introduction of negative interest rates

Bank warns business customers it may have to charge to accept deposits but says it has no plans to do so for personal accounts<p>A major high street bank has paved the way for the introduction of negative interest rates for the first time in Britain by warning customers it may have to charge them to …

Interest Rates

The only fail-proof way to reach your financial goals is to save more

There is only one fix for the damage that low interest rates are doing to your finances.<p>You need to save more. That's only the fail-proof way to reach your financial goals. Forget about finding strategies or products that will rescue you, because there are none.<p>Interest rates vary a bit on savings …