Josh Winterstein

48 Added | 8 Magazines | 2 Likes | @JoshWinterstein | Keep up with Josh Winterstein on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Josh Winterstein”

I opened a Betterment account to help me save money — and it's clear that robo advisors are the future of investing

<i>The</i> <i>Insider Picks</i> <i>team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.</i><p>Betterment<p>Building up savings can be tough. In theory, the most basic way to do it is to set up a savings account and, every time you get a …

Retirement

A 36-year-old who learned to invest like Warren Buffett explains Buffett's No. 1 rule

When Danielle Town found herself burnt out and even starting to get sick from her work as a corporate attorney, she knew she didn't want to keep …

Investing

A Growing Cult of Millennials Is Obsessed With Early Retirement. This 72-Year-Old Is Their Unlikely Inspiration

Vicki Robin literally wrote the book on retiring happy.<p>Vicki Robin had no idea she’d become a millennial icon.<p>The 72-year-old coauthor of the 1992 …

Retirement

That $4,000 raise Donald Trump and Paul Ryan promised you was a trickle-down lie

Take it from a rich business guy, we only give out raises when we have to. Don't count on that $4,000 Donald Trump & Paul Ryan promised from tax cuts.<p>Free tip from a successful businessman: Always get paid.<p>In selling you their trickle-down tax plan, President Trump and congressional Republicans …

Donald Trump

Should You Pick Your Own Stocks? A 5 Second Test To Help You Decide.

Should You Pick Your Own Stocks? A 5 Second Test To Help You Decide.<p>A Quick and Easy Way To Test If Picking Stocks Is Too Risky For You<p>Updated August …

Investing

I'm a Millennial Millionaire. Here's How I Got So Rich

'Cancel Netflix. Stay off Instagram.'<p>By any definition, becoming a millionaire by your 30s isn’t easy, unless you happen to come from a lot of money. …

Entrepreneurship

Learning to Trade with Reinforcement Learning

<i>Thanks a lot to @aerinykim, @suzatweet and @hardmaru for the useful feedback!</i><p>The academic Deep Learning research community has largely stayed away …

Here’s What a Billionaire’s Budget Looks Like Compared to the Average American

What does a household budget look like to a billionaire?<p>The world’s wealthiest are prospering. As of February 2017, there were about 2,000 …

National Science Foundation

One of Wall Street's best stock pickers shares his secrets for crushing the market

Alex Umansky doesn't think like your average stock picker. And judging by how well the Baron Funds portfolio manager has done in recent years, maybe it's time for more investors to adopt his mindset.<p>Look no further than Umansky's $199 million Fifth Avenue Growth Fund for evidence of this. With a …

Investing

How to invest like... Charlie Munger, Warren Buffett's right-hand man

The world's most famous investor, Warren Buffett, is renowned for pithy yet wise one-liners. His business partner, Charles Munger, is less well known – but just as skilled as getting to the heart of the matter.<p>Like Mr Buffett, Mr Munger hails from Omaha, Nebraska, an unfashionable part of America's …

Investing

Warren Buffett Has A Bold Answer On Whether You Should Invest In Bitcoin Now | Inc.com

You probably saw some of the heat investor Warren Buffett caught for saying he is not, and never will be, an investor in cryptocurrencies: "We don't own any. We're not short any. We'll never have a position."<p>Further, he shared with CNBC, "In terms of cryptocurrencies, generally, I can say with …

Cryptocurrency

The CEO Who Made Disney an $80 Billion Company Just Listed 5 Books Every Entrepreneur Should Read | Inc.com

Former Disney CEO Michael Eisner just shared his top reading recommendations for business -- and life.<p>Eisner created the reading list for Scribd, the digital reading subscription service, that cover everything from the importance of summer camp, to the power of storytelling, and the never-ending …

War

What Should My Net Worth Be At Age 30, 40, 50, 60?

Everything is relative when it comes to money. If we all have a net worth of $1,000,000, then nobody is truly rich. As such, we must first get an …

Retirement
Entrepreneurship
Entrepreneurship

Las Vegas' City Government Is Now Powered Entirely by Renewable Energy

Las Vegas is now the largest city in the country to run entirely on renewable energy.<p>Just last week, Las Vegas announced it has reached its goal of powering the city governement entirely with renewable energy, meeting a goal the city has been working toward for nearly a decade. The goal was reached …

Renewable Energy

This Startup Uses A Particle Accelerator To Make Solar Panels Much, Much Cheaper

The process makes them cheaper and more efficient–and could hasten the end of coal.<p>The cost of solar panels is dropping exponentially, and solar power is now 80% cheaper than it was in 2010. A new startup plans to make it even more of a threat to fossil fuels, while also making panels much more …

The cleantech conspiracy

This, if you squint and adjust your tinfoil hat in just the right way, is the real story of the US election: the Russian candidate defeated the Saudi Arabian candidate. Why them? Because they’re more desperate than anyone else. Both are failed, fragile petrostates propped up only by oil money; so …

Fossil Fuels

Four of the world’s biggest cities are taking an unprecedented step to battle pollution

Some of the biggest urban-pollution headlines of the past few years haven’t come from likely suspects like Beijing and New Delhi, but rather once-pristine European cities: Paris. Athens. Madrid.<p>Now those three capitals, plus notoriously polluted Mexico City, are taking action by getting rid of all …

Pollution

My Favorite Books on Habit and Behavior Change

One of the greatest illusions I’ve had to overcome in my life is that I’m a rational human being. Sure I try to be, and sometimes I might succeed. …

Self-improvement
Quilting

Exxon Lawsuit Signals the Start of a Big Tobacco-Style Showdown for Oil and Gas

The oil and gas giant has filed a lawsuit to keep lawmakers and environmentalists in the dark.<p>Exxon (now ExxonMobil) is showing signs that it's gearing up for history's largest ever battle over the future of fossil fuels and climate change.<p>The oil and gas titan has been sowing the seeds of climate …

Clean Technology

The Reading Habits of Ultra-Successful People

Want to know one habit ultra-successful people have in common?<p>They read. A lot.<p>In fact, when Warren Buffett was once asked about the key to success, he pointed to a stack of nearby books and said, "Read 500 pages like this every day. That's how knowledge works. It builds up, like compound interest. …

Bill Gates
Solar Power

Turns out you can actually save thousands of dollars using online rebates

Sound too good to be true, right? I was skeptical when I first learned about cash back platform Ebates. I first heard about it through a friend who's been using Ebates since 2009. She's a very conscientious shopper and told me that she'd saved over $1,200 since she started using the platform.<p>And …

Personal Finance

The Jaw-Dropping Laser-Cut Wood Art of Gabriel Schama

It all began with a few x-acto knives, cut paper, and mixed vintage materials. A kickstarter and a few years later, Oakland-based artist Gabriel …

Art

10 Success Books That People In Their Thirties Should Read

Your twenties are behind you. You have a job and responsibilities, but you know there’s more to life.<p>You’re looking for inspiration for that next …

Germany is about to start up a monster machine that could revolutionize the way we use energy

And they're still dreaming.<p>But thanks to the efforts of the Max Planck Institute for Plasma Physics, experts hope that might soon change.<p>Last year, after 1.1 million construction hours, the institute completed the world's largest nuclear-fusion machine of its kind, called a stellarator.<p>The machine, …

Physics

MIT announces five-year plan for action on climate change

MIT is launching a multifaceted five-year plan aimed at fighting climate change, representing a new phase in the Institute’s commitment to an issue …

Climate