Josh Gullett

59 Flips | 12 Magazines | 3 Likes | @JoshGullett | Keep up with Josh Gullett on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Josh Gullett”

How to retire early: A 5-step plan

Wish you could retire right now? Give up the rat race, embrace a life of independence, reduce your stress, and have more time for what you value most …

Retirement

House Price Vs. Interest Rate: Which Is More Important?

Two housing market shifts encourage potential homebuyers to call real estate agents: drops in housing prices and low interest rates. But deciding …

6 Reasons to Take Out a Smaller Mortgage Than You Qualify For

<i>By Michael Burge</i><p>Whether you're buying your first home or your fifth, being approved for a larger-than-expected mortgage can be intoxicating. But qualifying for a big loan isn't the same as being able to afford it -- and you don't want your biggest asset to ruin your finances.<p>Look at what happened …

3 Strategies To Generate Wealth (Not To Be Confused With Income)

We all want to make more money – that’s why you’re reading this article. Yet while many of us went to college or started successful businesses, we still struggle with figuring out how to move past living paycheck to paycheck or generating enough income to move into being “wealthy.” After all, if …

Retirement

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Life & Money

You're now leaving First Republic<p>By clicking Continue, you will be entering a third-party website. First Republic is not responsible for the content, …

Security

15 lifelong money lessons you're never taught in school

Less than half of states in the US require that students at public high schools take a personal finance class before they graduate.<p>At the end of the day, many of us are never taught money basics — we simply learn through trial and error upon entering the "real world."<p>Here are 15 essential money …

How to Master Shopping for a Mortgage Online

The hunt for the best loan has gone fully digital.<p>It’s not often that a TV ad for a financial product lights up Twitter. But that’s what happened …

7 steps to get rich, from a 90-year-old book on wealth that's still relevant today

The "secret" to getting rich is not much of a secret at all.<p>"It is practical. That which one man knows can be taught to others," George S. Clason writes in his 1926 personal finance classic "The Richest Man in Babylon."<p>Clason's collection of parables, based in the ancient city of Babylon, starts …

7 hard truths about money, in cartoons that will make you smile

Managing your money doesn't have to be complex.<p>New York Times columnist, author, and financial planner Carl Richards boils down everything you need to know about personal finance into simple, black-and-white "napkin sketches." University of Chicago professor and author Harold Pollack claims that …

Everything I Wish I Knew Before Buying a House

From qualifying for a mortgage to closing on my new home.<p>Owning a home is supposed to be part of the American Dream, but the buying process can seem …

6 Smartest Moves for First-Time Home Buyers

You need the right loan, the right price, and the right advice.<p>Ready to buy a home? Be prepared: With inventory tight and prices rising, this is a …

6 Face-Palmingly Simple Investment Tips You Aren't Using Right Now

Cue Matthew McConaughey's money chant.<p>When you hear the words "financial independence," you tend to think of that Powerball ticket that didn't pan out the way you thought it would (that's ok buddy, there's always next week.) But the secret to making enough money to do what you want, not freak out …

Personal Finance

10 Boring Investments That Are Surprisingly Profitable

It may seem fun to invest in companies that excite you. But there are few things more exciting than seeing share prices rise, even if the companies …

Investing

7 Easy Ways To Get Your Financial Life in Order

For lots of people, it’s hard to think of anything less enjoyable than taking stock of their finances. From monthly bills to saving for retirement, …

How to protect your finances from cyber hackers

It seems that every few days we hear about another cyber-hacking case. Last week, reports of a Russian cybercrime group amassing 1.2 billion …

Why women are better investors than men

In her new Netflix special, Freezing Hot, comedian Iliza Shlesinger focuses on the things women rely on men to do for them … like finding the car in …

How Often Should I Check My Investment Portfolio?

Less is more<p>When it comes to checking your portfolio, think quality, not quantity.<p>“For most people quarterly is more than enough, and for some people …

8 things successful people don't do in their 30s

Many 30-somethings are busy rising through their work hierarchy, developing a serious romantic relationship, and possibly raising a family.<p>Those who have already been through that decade say that as their responsibilities accumulated, it became easier to neglect relationships and ignore …

A man who spent 5 years studying rich people found they dedicate 30 minutes to one — free — pastime every day

For the purposes of his study, "rich people" are as having an annual income of $160,000 or more and a liquid net worth of $3.2 million or more.<p>In his research, he noticed a pastime the wealthy have in common: <b>They exercise consistently.</b><p>"Seventy-six percent of the rich aerobically exercise 30 minutes …

An HGTV star says one equation can tell you if your rental property is worth it

We recently spoke with Scott McGillivray, real estate expert and host of HGTV's "Income Property," to get his tips for first-time vacation homebuyers who plan to rent out their second homes.<p>One piece of advice he mentioned was following a precise financial equation before deciding to purchase the …

What to teach kids about money at every age

You might be financially literate, but are your kids? If you’re not doing so already, this is as good a time as any to start teaching them about …

Andy Hall Thinks Oil Doubles, $100 Possible

As we discussed yesterday, the jobs number today came and went without much of a market impact. Stocks went lower, then higher. RateS went lower, then higher, then lower. The dollar was mixed. As we said, the job creation has been steadily good. But the quality of jobs, the ability of workers to …

Stock Markets

Your Money Bible: 25 Financial Terms Everyone Should Know

Do you know your AGI from your ARM from your PMI? Or does the mere mention of those acronyms make you go, "Huh?"<p>If you don't speak personal finance, …

7 basic terms to keep in mind while you're saving for retirement

We know: Reading about retirement can sometimes make you feel like you are staring into a bowl of alphabet soup.<p>So while you know that you need to start building a nest egg, the financial jargon involved can make it seem like a challenging and confusing task — so you keep putting it off until you …

9 Ways to Save Money at Bed Bath & Beyond

<i>By Autumn Rose, Contributor</i><p>You know the feeling: that rush of excitement when you open your mailbox and find the iconic, blue and white Bed Bath & Beyond coupon promising 20 percent off. Considered by many to be the Holy Grail of coupons, this special offer can help shoppers save big. However, you …

Personal Finance

4 401(k) Investing Tips That Could Earn You Thousands

Source: BIGSTOCK.<p>If you're a worker with a 401(k) or similar workplace retirement plan, then it's probably your main retirement savings vehicle. Pensions are vanishing, and the responsibility of building a retirement nest egg rests on our shoulders. So if you want to retire in comfort, you'd better …

Retirement

Millennials still think stocks are for 'rich, old, white men'

<b>Millennials still think stocks are for "rich, old, white men" (FA Magazine)</b><p>A new survey commissioned by Stash, a New York-based RIA and mobile application provider, found that millennials still aren't loving Wall Street.<p>79% of the 489 survey's respondents said they're not currently investing in the …