Joseph Gallagher

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21 Borderline Genius Bullet Journal Spreads For Tracking Your Finances

Get rich or bullet journal trying.

Personal Finance

This 15-Minute Task Could Boost Your Paycheck by $200 a Month. Here's How to Do It

The IRS just unveiled a useful new calculator.<p>December’s tax cut means millions of Americans will owe less money when they file their 2018 tax …

Retirement

How A New Twist On An Old School Paper Notebook Can Help You Be More Productive In 2018 | Inc.com

Given the central role technology has in our digital age, there is always a lot of hype around the best new laptop. Some boast about their notebooks being the best for small business. Others speak to how their laptop notebooks are the best fit for your niche work, whether that be a cloud based …

I'm a financial planner — here are the 5 most important questions about money you should be asking yourself

Everybody has money questions — but finding good financial advice is tough.<p>Only 40% of Americans have a financial adviser they can look to for guidance. Even those who do have their doubts about how trustworthy their adviser is. Most people — 60% — suspect financial advisers prioritize the company …

Personal Finance

How I Saved 30 Percent of My Income in 2017

<b>Email your money conundrums, from the technical to the psychological, to</b> <b>moneymom@nymag.com</b><b>.</b><p><b>It’s been a stressful year</b> — maybe you’ve noticed? But if …

Personal Finance

101. Hire an accountant

Without skipping your daily Starbucks run.<p>By <b>Alicia Adamczyk, Kaitlin Mulhere, Elizabeth O’Brien and Kerri Anne Renzulli</b><p>We’d all like to finish next …

Personal Finance

How to set up a budget you'll actually keep in just 4 weeks

There are few of us out there who would attempt to build a house without following a blueprint.<p>And for good reason: One poorly placed beam, and your home could come crashing down.<p>Yet when it comes to our finances, so many of us choose to forgo that all-important money blueprint: a budget.<p>A 2013 …

Personal Finance

This money habit makes all the difference

Planning ahead is hard when you're broke. But planning ahead may be the best way to stop being broke and start building a solid financial future.<p>People who have a strategy tend to save more money and be financially healthier than those who don't, studies have found. For example:<p>—Those who thought …

Personal Finance

5 facts that prove Americans are horrendous at managing money

Americans racked up more than $92 billion in credit card debt in 2017<p>You can take this to the bank: Americans are messed up about money.<p>A slew of new …

Personal Finance

Engineer goes old-school to ditch debt

Brianna Harrington<p><b>Who:</b> Brianna Harrington<p><b>How much:</b> $40,000 in 26 months<p>Despite receiving more than $80,000 in merit-based scholarships, Brianna Harrington still graduated from college in 2014 with $40,000 in student loan debt.<p>Determined to eliminate her debt, the 27-year-old quality engineer from …

Personal Finance

The Best Back Exercises For All Levels Of Gym-Goer

Exercises<p>Build a bigger, stronger back with these beginner, intermediate and advanced exercises<p>Nick Harris-Fry<p>28 Mar 2018<p>Advertisement<p>People have a …

Workouts

Silver Spring Networks expands its IoT developer program and pushes for industry standards

An expanded developer program for the Internet of Things operating on Silver Spring's Platform as a Service, along with the top 10 IoT rights, was …

Internet of Things

Minimalistic Learning Path to Become a Data Scientist

Data has been around us forever, but ever since the day Harvard Business Review announced that ‘Data Scientist is The Sexiest Job of the 21st …

Data Science

The Newlyweds' Guide to Financial Success

What every married couple needs to know, ask, and do after saying " I do."<p>As unromantic as it sounds, finances play a big role in how successful—and …

Personal Finance

Developers love trendy new languages but earn more with functional programming | Ars Technica

And most feel that AI morality is management’s problem.<p>Developer Q&A site Stack Overflow performs an annual survey to find out more about the …

This hardcore 10-minute workout will help you burn calories even when you’re not exercising

This hardcore 10-minute workout will help you burn calories even when you’re not exercising<p>Hitting a workout wall? This 10 minute strength workout …

Here are the 10 most in-demand AI skills and how to develop them

Having the top skills can make the difference between getting hired in the emerging tech field and having your resume ignored.<p>It's no secret that …

Cognitive Computing

Burn 300+ Calories in Just 9 Minutes With This No-Equipment Workout

We’re only a few weeks into 2018 and we’ve already cheated on our workout goals. Ugh! But instead of ditching our New Year’s fitness resolutions and living the rest of the year as Netflix-binging couch potatoes, we’re finding new ways to stay motivated, including mixing up our fitness plan by …

Climbing

The Running Test That Has Tormented Sport’s Biggest Stars Turns 50

Legends of Brazilian soccer, college basketball, and the NFL have been put through Dr. Kenneth Cooper’s 12-minute run.<p>We always did the 12-minute run on the third day of cross country practice, a sure sign the fun of summer had ended. My high school coach, Greg Wilson, would bring dozens of …

George W. Bush

Become debt free in 2018 with these 9 simple steps

In the run up to Christmas, it’s easy to brush aside debt worries. You've got presents to buy, dinner to shop for, and New Year’s drinks to get …

How Your Mindset Affects Your Finances

Money is an abstract and complicated topic, made all the more so by a never-ending stream of financial products, like mortgages, credit cards, and …

Personal Finance

This Burpee Challenge Is the Ultimate Fitness Test | Men’s Health

So how does this challenge work? It's insanely simple.<p>All you have to do is set a timer—your phone or a stopwatch will work just fine—and perform 100 burpees as quickly as you can. (Here's what happened when this person did 30 burpees a day for two weeks straight.)<p>But just because it sounds simple …

Former Team GB Rower Alex Gregory Nearly Gave Up His Olympic Dreams Before Winning Gold

'There was a string of nine years of miserable failure.'<p>When watching an Olympic athlete stand on the podium and sing their national anthem with a …

Fitness

In Just 2 Words, Sheryl Sandberg Said 1 Thing Separates Those Who Achieve From Those Who Only Dream | Inc.com

Want to achieve more? Take a page from Sheryl Sandberg, and start ruthlessly prioritizing.<p>Here's why.<p>Many people get things done. They consistently check items off their to-do lists. They're extremely busy -- but are they accomplishing what matters most? Are they achieving what they truly hope to …

Sheryl Sandberg

The Psychological Trick to Set Goals Better Than 92 Percent of People | Inc.com

January is right around the corner and right now you're probably mapping out what you want to achieve in the year ahead. Whether you're resolving to grow your business, start on side projects you've put off, or finally making six-figures, one fact remains: change is hard.<p>No where is this more …

Washington State University

7 Traits That Will Help You Build Great Teams that Deliver Amazing Results | Inc.com

What is it that makes a great leader? What characteristics and qualities help to inspire, motivate and drive teams and companies to success.<br>Having worked in senior leadership roles for over 25 years, leading large change initiatives, and teams of 1000 staff, and also coaching many, many executive …

Employee Engagement

2017 Internet Of Things (IoT) Intelligence Update

• Manufacturing, Consulting, Business Services and Distribution & Logistics are the top four industries leading IoT adoption.<br>• Growing revenue and increasing competitive advantage are the highest priority Business Intelligence (BI) objectives IoT advocates or early adopters are pursuing today.<br>• Location …

Big Data

5 Ways IT Can Create a Data Science Strategy

<b>Partner with business to identify where data science can help</b> <br>Engage with the line of business to look at your organization’s industry vertical and …

The 10 most useful things you can do in Excel

Every Excel user has their own favorite tip. So we decided to bring some method, data, and science to bear in this hotly debated topic.<p>We consulted the research of 30 of the world's leading Excel experts, our own internal Excel experts, grouped up and consolidated the emerging features, and applied …

Analytics

How to Release Apps

<i>This post was originally published on bugfender.com</i><p>A tough piece of pulled pork. A weak cup of tea. A partially-healed hamstring sent back onto the …

Apps